Bank One, Peoria in Peoria, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 15, 1997

  • Bank One, Peoria in Peoria, Illinois (IL)
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Bank One, Peoria - Overview

  • General
  • FDIC Certificate #: 12109
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Illinois, National Association (#935)
    Federal Reserve ID: 31648
    Date Established: November 25, 1931
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 7693
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 15, 1997
    Last Structure Change Process Date: Febuary 25, 1997
    Last Data Update: Febuary 26, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 S.W. Adams Street, Peoria, IL 61602
    County: Peoria
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Peoria, IL (#37900)
    CBSA Metro Statistical Area: Peoria, IL (#37900)
  • Financial Summary
  • Total assets: $299.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $91Total assets
  • $299,384Cash and due from depository institutions
  • $19,510Interest-bearing balances
  • $0Securities
  • $54,718Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $211,774Loan loss allowance
  • $2,114Trading account assets
  • $0Bank premises and fixed assets
  • $9,046Other real estate owned
  • $308Goodwill and other intangibles
  • $4,028Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $299,384Total liabilities
  • $275,708Total deposits
  • $215,157Interest-bearing deposits
  • $167,613Deposits held in domestic offices
  • 215157.00%% insured (estimated)
  • $75Federal funds purchased & repurchase agreements
  • $53,818Trading liabilities
  • $0Other borrowed funds
  • $3,592Subordinated debt
  • $0All other liabilities
  • $3,141Total equity capital
  • $3,141Total bank equity capital
  • $23,676Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $13,000Undivided profits
  • Memoranda
  • $8,676Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,926Income earned, not collected on loans
  • $1,609Earning assets
  • $266,492Long-term assets (5+ years)
  • $22,876Average Assets, year-to-date
  • $291,603Average Assets, quarterly
  • $296,263Volatile liabilities
  • $65,662Insider loans
  • $15,829FHLB advances
  • $0Loans and leases held for sale
  • $515Unused loan commitments
  • $108,809Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $23,364Total risk weighted assets
  • $253,562Total unused commitments
  • $0Restructured Loans and leases
  • $48,426Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,611Total interest expense
  • $10,748Net interest income
  • $10,863Provision for loan and lease losses
  • $1,287Total noninterest income
  • $3,340Fiduciary activities
  • $1,823Service charges on deposit accounts
  • $734Trading account gains & fees
  • $0Additional noninterest income
  • $783Total noninterest expense
  • $9,398Salaries and employee benefits
  • $3,429Premises and equipment expense
  • $871Additional noninterest expense
  • $5,098Pre-tax net operating income
  • $3,518Securities gains (losses)
  • $6Applicable income taxes
  • $1,294Income before extraordinary items
  • $2,230Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,230Net charge-offs
  • $987Cash dividends
  • $3,300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.15%Cost of funding earning assets
  • 4.06%Net interest margin
  • 4.10%Noninterest income to earning assets
  • 1.26%Noninterest expense to earning assets
  • 3.55%Net operating income to assets
  • 0.76%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 1.21%Return on equity (ROE)
  • 9.34%Retained earnings to average equity (YTD only)
  • -4.48%Net charge-offs to loans
  • 0.51%Credit loss provision to net charge-offs
  • 130.40%Efficiency ratio
  • 66,169Assets per employee
  • 3.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 147.98%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 109.76%Noncurrent assets plus other real estate owned to assets
  • 0.75%Noncurrent loans to loans
  • 0.90%Net loans and leases to deposits
  • 98.43%Net loans and leases to core deposits
  • 102.47%Equity capital to assets
  • 7.91%Core capital (leverage) ratio
  • 8.17%Tier 1 risk-based capital ratio
  • 9.21%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $291,603Average earning assets
  • $23,887Average equity
  • $265,051Average loans

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