Bank of Abbeville & Trust Company in Abbeville, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Abbeville & Trust Company in Abbeville, Louisiana (LA)
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Bank of Abbeville & Trust Company routing number info

Bank of Abbeville & Trust Company - Overview

  • General
  • FDIC Certificate #: 11782
    Status: Active
    Federal Reserve ID: 213538
    Date Established: March 14, 1894
    WWW: http://www.bankofabbeville.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 7536
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 123 Concord Street, Abbeville, LA 70510
    County: Vermilion
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): Abbeville, LA (#10020)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $161.2 mil
    Equity capital: $27.2 mil
    Deposits held in domestic offices: $132.8 mil
    Return on assets (ROA): 0.64% ($1.0 mil)
    Quarterly return on assets: 0.61% ($1.0 mil)
    Return on Equity (ROE): 3.86% ($1.0 mil)
    Quarterly return on equity: 3.58% ($1.0 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.64% ($1,031.9 mil)
    Quarterly Pretax return on assets: 0.61% ($983.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $161,227Total assets
  • $8,698Cash and due from depository institutions
  • $0Interest-bearing balances
  • $98,706Securities
  • $6,400Federal funds sold & reverse repurchase agreements
  • $41,376Net loans & leases
  • $894Loan loss allowance
  • $0Trading account assets
  • $2,929Bank premises and fixed assets
  • $391Other real estate owned
  • $226Goodwill and other intangibles
  • $161,227Life insurance assets
  • $2,501All other assets
  • $134,070Total liabilities and capital
  • $132,801Total liabilities
  • $93,720Total deposits
  • $132,801Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,269Subordinated debt
  • $27,157All other liabilities
  • $27,157Total equity capital
  • $27,157Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $6,700Surplus
  • $20,157Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $750Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,718Income earned, not collected on loans
  • $0Earning assets
  • $1,086Long-term assets (5+ years)
  • $146,482Average Assets, year-to-date
  • $84,189Average Assets, quarterly
  • $156,218Volatile liabilities
  • $160,149Insider loans
  • $64,145FHLB advances
  • $160,296Loans and leases held for sale
  • $877Unused loan commitments
  • $877Tier 1 (core) risk-based capital
  • $25,750Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,280Restructured Loans and leases
  • $1,723Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,530Total interest income
  • $988Total interest expense
  • $4,542Net interest income
  • $240Provision for loan and lease losses
  • $581Total noninterest income
  • $0Fiduciary activities
  • $189Service charges on deposit accounts
  • $0Trading account gains & fees
  • $392Additional noninterest income
  • $3,880Total noninterest expense
  • $2,161Salaries and employee benefits
  • $551Premises and equipment expense
  • $1,168Additional noninterest expense
  • $1,003Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,003Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,003Net income attributable to bank
  • $0Net charge-offs
  • $1,003Cash dividends
  • $46Sale, conversion, retirement of capital stock, net
  • $510Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.88%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 3.18%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 2.72%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 0.64%Pretax return on assets
  • 3.86%Return on equity (ROE)
  • 1.90%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 521.74%Credit loss provision to net charge-offs
  • 27.02%Efficiency ratio
  • 75,737Assets per employee
  • 4.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.85%Loss allowance to loans
  • 2.11%Loss allowance to noncurrent loans
  • 52.04%Noncurrent assets plus other real estate owned to assets
  • 1.31%Noncurrent loans to loans
  • 4.06%Net loans and leases to deposits
  • 31.16%Net loans and leases to core deposits
  • 32.83%Equity capital to assets
  • 16.84%Core capital (leverage) ratio
  • 16.06%Tier 1 risk-based capital ratio
  • 40.14%Total risk-based capital ratio
  • Memoranda
  • $41Average assets
  • $156,218Average earning assets
  • $25,989Average equity
  • $142,691Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    07536Bank Of Abbeville & Trust Company123 Concord Street, Abbeville, LA 70510March 14, 1894Full Service Brick and Mortar
    1225542Drive-In Branch115 South Jefferson Street, Abbeville, LA 70510April 09, 1960Limited Service Facility
    2225543Maurice Branch8705 Maurice Avenue, Maurice, LA 70555March 14, 1894Full Service Brick and Mortar

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