Kaplan State Bank in Kaplan, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Kaplan State Bank in Kaplan, Louisiana (LA)
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Kaplan State Bank routing number info

Kaplan State Bank - Overview

  • General
  • FDIC Certificate #: 8143
    Status: Active
    Federal Reserve ID: 983130
    Bank Holding Company (Regulatory Top Holder): Louisiana Community Bancorp, Inc. (RSSDID: 2909554, Location: Deridder, LA)
    Date Established: March 17, 1928
    WWW: http://www.kaplanbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 11457
    FDIC's unique #: 5188
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Cushing Avenue, Kaplan, LA 70548
    County: Vermilion
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): Abbeville, LA (#10020)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $95.5 mil
    Equity capital: $12.3 mil
    Deposits held in domestic offices: $76.1 mil
    Return on assets (ROA): 1.81% ($1.7 mil)
    Quarterly return on assets: 1.99% ($1.9 mil)
    Return on Equity (ROE): 14.22% ($1.7 mil)
    Quarterly return on equity: 15.48% ($1.9 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.81% ($1,728.6 mil)
    Quarterly Pretax return on assets: 1.99% ($1,900.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $95,502Total assets
  • $1,725Cash and due from depository institutions
  • $46Interest-bearing balances
  • $62,698Securities
  • $2,950Federal funds sold & reverse repurchase agreements
  • $24,644Net loans & leases
  • $373Loan loss allowance
  • $0Trading account assets
  • $584Bank premises and fixed assets
  • $28Other real estate owned
  • $0Goodwill and other intangibles
  • $95,502Life insurance assets
  • $2,873All other assets
  • $83,239Total liabilities and capital
  • $76,091Total liabilities
  • $60,379Total deposits
  • $76,091Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 3584.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $539Trading liabilities
  • $0Other borrowed funds
  • $3,025Subordinated debt
  • $12,263All other liabilities
  • $12,263Total equity capital
  • $12,263Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $6,281Surplus
  • $5,981Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $545Income earned, not collected on loans
  • $440Earning assets
  • $513Long-term assets (5+ years)
  • $90,338Average Assets, year-to-date
  • $43,282Average Assets, quarterly
  • $93,737Volatile liabilities
  • $95,733Insider loans
  • $38,668FHLB advances
  • $95,480Loans and leases held for sale
  • $1,645Unused loan commitments
  • $1,645Tier 1 (core) risk-based capital
  • $10,190Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,063Restructured Loans and leases
  • $741Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,752Total interest income
  • $408Total interest expense
  • $3,344Net interest income
  • $0Provision for loan and lease losses
  • $732Total noninterest income
  • $0Fiduciary activities
  • $394Service charges on deposit accounts
  • $0Trading account gains & fees
  • $338Additional noninterest income
  • $2,375Total noninterest expense
  • $1,503Salaries and employee benefits
  • $175Premises and equipment expense
  • $697Additional noninterest expense
  • $1,701Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,701Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,701Net income attributable to bank
  • $0Net charge-offs
  • $1,701Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $1,122Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.25%Yield on earning assets
  • 0.46%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 2.69%Noninterest expense to earning assets
  • 1.81%Net operating income to assets
  • 1.81%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 14.22%Return on equity (ROE)
  • 4.84%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 567.00%Efficiency ratio
  • 58,268Assets per employee
  • 3.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.96%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 68.44%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 2.18%Net loans and leases to deposits
  • 32.39%Net loans and leases to core deposits
  • 36.15%Equity capital to assets
  • 12.84%Core capital (leverage) ratio
  • 10.67%Tier 1 risk-based capital ratio
  • 26.35%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $93,737Average earning assets
  • $11,958Average equity
  • $88,257Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    05188Kaplan State Bank201 North Cushing Avenue, Kaplan, LA 70548March 17, 1928Full Service Brick and Mortar
    1218016Drive-In Branch200 North Faye Avenue, Kaplan, LA 70548April 04, 1974Limited Service Facility
    2218017Forked Island BranchState Highways 82 And 35, Forked Island, LA 70510April 15, 1975Limited Service Facility

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