Bank of America Oregon, National Association - Overview
General
FDIC Certificate #: 35453 Status: Active Federal Reserve ID: 2867056 Bank Holding Company (Regulatory Top Holder): Bank Of America Corporation (RSSDID: 1073757, Location: Charlotte, NC) Date Established: Febuary 15, 2000 WWW:http://www.bankofamerica.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 80231 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: Febuary 15, 2000 Last Structure Change Effective Date: Febuary 17, 2009 Last Structure Change Process Date: Febuary 17, 2009 Last Data Update: Febuary 17, 2009 Data Source Date: April 05, 2012
Location
Address: 121 S.W. Morrison Street, Portland, OR 97204 County: Multnomah Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: Washington FDIC Field Office: Portland Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440) Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79) Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900) CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
History of Changes
Corrections
Financial Summary
Total assets: $11,103.0 mil Equity capital: $1,432.2 mil Deposits held in domestic offices: $5,290.6 mil Return on assets (ROA): 1.83% ($203.2 mil) Quarterly return on assets: 2.51% ($278.7 mil) Return on Equity (ROE): 14.23% ($203.8 mil) Quarterly return on equity: 17.39% ($249.0 mil) Net income: $190.0 mil Quarterly Net income: $60.9 mil Pretax return on assets: 2.89% ($320,876.7 mil) Quarterly Pretax return on assets: 3.95% ($438,568.5 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
0Total employees (full-time equivalent)
$11,103,001Total assets
$252,081Cash and due from depository institutions
$249,720Interest-bearing balances
$0Securities
$2,001Federal funds sold & reverse repurchase agreements
$10,039,834Net loans & leases
$111,138Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$40,985Other real estate owned
$0Goodwill and other intangibles
$11,103,001Life insurance assets
$768,100All other assets
$9,670,823Total liabilities and capital
$5,290,600Total liabilities
$5,290,600Total deposits
$5,290,600Interest-bearing deposits
$0Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,251,470Trading liabilities
$0Other borrowed funds
$128,753Subordinated debt
$1,432,178All other liabilities
$1,432,178Total equity capital
$1,432,178Total bank equity capital
$0Perpetual preferred stock
$4,000Common stock
$862,500Surplus
$565,678Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$557,329Income earned, not collected on loans
$3,150Earning assets
$49,014Long-term assets (5+ years)
$10,291,555Average Assets, year-to-date
$8,042,711Average Assets, quarterly
$10,389,544Volatile liabilities
$9,701,183Insider loans
$5,618,997FHLB advances
$10,934,772Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,432,178Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,663Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$469,543Total interest income
$51,897Total interest expense
$417,646Net interest income
$97,986Provision for loan and lease losses
$8,535Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$8,535Additional noninterest income
$27,694Total noninterest expense
$0Salaries and employee benefits
$0Premises and equipment expense
$27,694Additional noninterest expense
$300,501Pre-tax net operating income
$0Securities gains (losses)
$110,524Applicable income taxes
$189,977Income before extraordinary items
$0Extraordinary gains - net
$189,977Net income attributable to bank
$0Net charge-offs
$189,977Cash dividends
$117,232Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.91%Yield on earning assets
0.54%Cost of funding earning assets
4.37%Net interest margin
0.09%Noninterest income to earning assets
0.29%Noninterest expense to earning assets
1.83%Net operating income to assets
1.83%Return on assets (ROA)
2.89%Pretax return on assets
14.23%Return on equity (ROE)
14.23%Retained earnings to average equity (YTD only)
1.25%Net charge-offs to loans
83.58%Credit loss provision to net charge-offs
3.40%Efficiency ratio
6,498Assets per employee
0.00%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
19.94%Noncurrent assets plus other real estate owned to assets
5.39%Noncurrent loans to loans
5.49%Net loans and leases to deposits
189.77%Net loans and leases to core deposits
189.77%Equity capital to assets
12.90%Core capital (leverage) ratio
13.10%Tier 1 risk-based capital ratio
25.49%Total risk-based capital ratio
Memoranda
$27Average assets
$10,389,544Average earning assets
$1,335,312Average equity
$9,563,582Average loans
List of branches
1 Oregon Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
80231
Bank Of America Oregon, National Association
121 S.W. Morrison Street, Portland, OR 97204
Febuary 15, 2000
Full Service Brick and Mortar
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