Bank of Cairo and Moberly in city_name, state_name - Detailed Financial Reports, Location

Bank of Cairo and Moberly in Moberly, Missouri (MO)
Show street view No street view available for this location

Bank of Cairo and Moberly routing number info

Bank of Cairo and Moberly - Overview

General
FDIC Certificate #: 8254
Status: Active
Federal Reserve ID: 833646
Bank Holding Company (Regulatory Top Holder): Cairo/Moberly Bancshares, Inc. (RSSDID: 1096916, Location: Moberly, MO)
Date Established: April 14, 1905
WWW: http://www.bankbcm.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 14055
FDIC's unique #: 5264
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 207 East Rollins Street, Moberly, MO 65270
County: Randolph
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Moberly, MO (#33620)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $91.1 mil
Equity capital: $13.7 mil
Deposits held in domestic offices: $76.4 mil
Return on assets (ROA): 1.63% ($1.5 mil)
Quarterly return on assets: 1.44% ($1.3 mil)
Return on Equity (ROE): 10.66% ($1.5 mil)
Quarterly return on equity: 9.42% ($1.3 mil)
Net income: $1.4 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 2.30% ($2,094.7 mil)
Quarterly Pretax return on assets: 2.05% ($1,867.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$91,075Total assets
$13,257Cash and due from depository institutions
$10,938Interest-bearing balances
$13,935Securities
$0Federal funds sold & reverse repurchase agreements
$58,255Net loans & leases
$602Loan loss allowance
$0Trading account assets
$852Bank premises and fixed assets
$16Other real estate owned
$0Goodwill and other intangibles
$91,075Life insurance assets
$4,760All other assets
$77,332Total liabilities and capital
$76,418Total liabilities
$64,330Total deposits
$76,418Interest-bearing deposits
$74Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$914Subordinated debt
$13,743All other liabilities
$13,743Total equity capital
$13,743Total bank equity capital
$0Perpetual preferred stock
$165Common stock
$1,000Surplus
$12,578Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$63Income earned, not collected on loans
$0Earning assets
$423Long-term assets (5+ years)
$83,128Average Assets, year-to-date
$44,472Average Assets, quarterly
$86,473Volatile liabilities
$89,274Insider loans
$61,162FHLB advances
$93,503Loans and leases held for sale
$1,789Unused loan commitments
$1,789Tier 1 (core) risk-based capital
$13,743Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,472Restructured Loans and leases
$558Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,790Total interest income
$390Total interest expense
$3,400Net interest income
$8Provision for loan and lease losses
$672Total noninterest income
$0Fiduciary activities
$101Service charges on deposit accounts
$0Trading account gains & fees
$571Additional noninterest income
$2,010Total noninterest expense
$1,296Salaries and employee benefits
$276Premises and equipment expense
$438Additional noninterest expense
$2,054Pre-tax net operating income
-$64Securities gains (losses)
$583Applicable income taxes
$1,407Income before extraordinary items
$0Extraordinary gains - net
$1,407Net income attributable to bank
$0Net charge-offs
$1,407Cash dividends
$0Sale, conversion, retirement of capital stock, net
$330Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.79%Yield on earning assets
0.49%Cost of funding earning assets
4.30%Net interest margin
0.85%Noninterest income to earning assets
2.54%Noninterest expense to earning assets
1.68%Net operating income to assets
1.63%Return on assets (ROA)
2.30%Pretax return on assets
10.66%Return on equity (ROE)
8.16%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
49,361Assets per employee
3.79%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.45%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
955.56%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.11%Net loans and leases to deposits
76.23%Net loans and leases to core deposits
80.65%Equity capital to assets
15.09%Core capital (leverage) ratio
14.70%Tier 1 risk-based capital ratio
22.47%Total risk-based capital ratio
Memoranda
$23Average assets
$86,473Average earning assets
$13,204Average equity
$79,111Average loans

List of branches

2 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	5264	Bank Of Cairo And Moberly	207 East Rollins Street, Moberly, MO 65270	April 14, 1905	Full Service Brick and Mortar
2	218197	B.C.m. Facility 24	700 Sthy 24, Moberly, MO 65270	September 24, 1990	Full Service Brick and Mortar

Bank of Cairo and Moberly in Moberly, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Cairo and Moberly - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Cairo and Moberly in Moberly, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Cairo and Moberly - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Cairo and Moberly in Moberly, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches