Alliant Bank in Madison, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Alliant Bank - Overview

  • General
  • FDIC Certificate #: 1946
    Status: Active
    Federal Reserve ID: 35057
    Bank Holding Company (Regulatory Top Holder): Nemo Bancshares, Inc (RSSDID: 2352253, Location: Madison, MO)
    Date Established: Febuary 20, 1888
    WWW: http://www.alliantbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 11748
    FDIC's unique #: 1308
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 22, 2010
    Last Structure Change Process Date: August 31, 2010
    Last Data Update: August 31, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 East Broadway, Madison, MO 65263
    County: Monroe
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $106.3 mil
    Equity capital: $11.3 mil
    Deposits held in domestic offices: $91.9 mil
    Return on assets (ROA): 1.49% ($1.6 mil)
    Quarterly return on assets: 0.77% ($0.8 mil)
    Return on Equity (ROE): 15.95% ($1.8 mil)
    Quarterly return on equity: 7.31% ($0.8 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.51% ($1,604.9 mil)
    Quarterly Pretax return on assets: 0.85% ($903.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $106,284Total assets
  • $4,644Cash and due from depository institutions
  • $934Interest-bearing balances
  • $19,982Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $69,816Net loans & leases
  • $1,620Loan loss allowance
  • $0Trading account assets
  • $4,356Bank premises and fixed assets
  • $1,224Other real estate owned
  • $632Goodwill and other intangibles
  • $106,283Life insurance assets
  • $5,630All other assets
  • $94,969Total liabilities and capital
  • $91,923Total liabilities
  • $77,013Total deposits
  • $91,923Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,597Trading liabilities
  • $0Other borrowed funds
  • $449Subordinated debt
  • $11,314All other liabilities
  • $11,314Total equity capital
  • $11,314Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $6,361Surplus
  • $4,453Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,353Income earned, not collected on loans
  • $0Earning assets
  • $738Long-term assets (5+ years)
  • $90,732Average Assets, year-to-date
  • $46,555Average Assets, quarterly
  • $112,350Volatile liabilities
  • $107,072Insider loans
  • $102,624FHLB advances
  • $106,977Loans and leases held for sale
  • $1,668Unused loan commitments
  • $1,098Tier 1 (core) risk-based capital
  • $10,849Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $570Total unused commitments
  • $7,565Restructured Loans and leases
  • $26Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,825Total interest income
  • $1,117Total interest expense
  • $4,708Net interest income
  • $0Provision for loan and lease losses
  • $1,912Total noninterest income
  • $0Fiduciary activities
  • $446Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,466Additional noninterest income
  • $4,958Total noninterest expense
  • $2,416Salaries and employee benefits
  • $648Premises and equipment expense
  • $1,894Additional noninterest expense
  • $1,662Pre-tax net operating income
  • $30Securities gains (losses)
  • $22Applicable income taxes
  • $1,670Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,670Net income attributable to bank
  • $0Net charge-offs
  • $1,670Cash dividends
  • $97Sale, conversion, retirement of capital stock, net
  • $245Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.01%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.86%Net interest margin
  • 1.97%Noninterest income to earning assets
  • 5.11%Noninterest expense to earning assets
  • 1.46%Net operating income to assets
  • 1.49%Return on assets (ROA)
  • 1.51%Pretax return on assets
  • 15.95%Return on equity (ROE)
  • 13.61%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 17.13%Efficiency ratio
  • 74,894Assets per employee
  • 2.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.67%Loss allowance to loans
  • 2.27%Loss allowance to noncurrent loans
  • 48.31%Noncurrent assets plus other real estate owned to assets
  • 4.31%Noncurrent loans to loans
  • 4.69%Net loans and leases to deposits
  • 75.95%Net loans and leases to core deposits
  • 78.58%Equity capital to assets
  • 10.65%Core capital (leverage) ratio
  • 10.14%Tier 1 risk-based capital ratio
  • 10.57%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $112,350Average earning assets
  • $10,473Average equity
  • $96,952Average loans

List of branches

  • 7 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01308Alliant Bank101 East Broadway, Madison, MO 65263Febuary 20, 1888Full Service Brick and Mortar
    3190455Monroe City Branch921 Highway 24 And 36 East, Monroe City, MO 63456November 30, 1998Full Service Brick and Mortar
    4190456Boonville Branch1910 South Main Street, Boonville, MO 65233Febuary 01, 2000Full Service Brick and Mortar
    5437113Kirksville Branch201 South Baltimore, Kirksville, MO 63501October 04, 2004Full Service Brick and Mortar
    6493616Purchased Assets Branc Branch7306 Tiffany Springs Pkwy, Kansas City, MO 64158June 30, 2009Limited Service Administrative
    75465Blackwater Branch118 Main Street, Blackwater, MO 65322October 17, 1895Full Service Brick and Mortar
    8289602Pilot Grove Branch301 Prospect, Pilot Grove, MO 65276December 12, 1994Full Service Brick and Mortar

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