Bank of Commerce & Trust Co. in city_name, state_name - Detailed Financial Reports, Location

Bank of Commerce & Trust Co. in Crowley, Louisiana (LA)
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Bank of Commerce & Trust Co. routing number info

Bank of Commerce & Trust Co. - Overview

General
FDIC Certificate #: 10523
Status: Active
Federal Reserve ID: 476539
Date Established: January 01, 1926
WWW: http://www.bankofcommerceandtrust.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 6738
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 326 North Avenue G, Crowley, LA 70526
County: Acadia
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Lafayette, LA (#3880)
Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
Core Based Statistical Area (CBSA): Crowley, LA (#18940)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $335.6 mil
Equity capital: $36.4 mil
Deposits held in domestic offices: $284.0 mil
Return on assets (ROA): 0.77% ($2.6 mil)
Quarterly return on assets: 0.61% ($2.0 mil)
Return on Equity (ROE): 7.01% ($2.5 mil)
Quarterly return on equity: 5.38% ($1.9 mil)
Net income: $2.5 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.08% ($3,624.4 mil)
Quarterly Pretax return on assets: 0.86% ($2,886.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
80Total employees (full-time equivalent)
$335,588Total assets
$12,927Cash and due from depository institutions
$5,743Interest-bearing balances
$224,446Securities
$1,000Federal funds sold & reverse repurchase agreements
$89,617Net loans & leases
$459Loan loss allowance
$0Trading account assets
$3,348Bank premises and fixed assets
$41Other real estate owned
$0Goodwill and other intangibles
$335,588Life insurance assets
$4,209All other assets
$299,214Total liabilities and capital
$284,048Total liabilities
$217,012Total deposits
$284,048Interest-bearing deposits
$86Deposits held in domestic offices
9470.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$5,696Subordinated debt
$36,374All other liabilities
$36,374Total equity capital
$36,374Total bank equity capital
$0Perpetual preferred stock
$525Common stock
$7,475Surplus
$28,374Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,041Income earned, not collected on loans
$0Earning assets
$1,618Long-term assets (5+ years)
$320,806Average Assets, year-to-date
$159,610Average Assets, quarterly
$318,984Volatile liabilities
$328,212Insider loans
$131,529FHLB advances
$330,053Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$36,388Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$24,050Restructured Loans and leases
$1,150Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,655Total interest income
$2,091Total interest expense
$8,564Net interest income
$300Provision for loan and lease losses
$1,295Total noninterest income
$3Fiduciary activities
$599Service charges on deposit accounts
$0Trading account gains & fees
$693Additional noninterest income
$6,127Total noninterest expense
$4,103Salaries and employee benefits
$494Premises and equipment expense
$1,530Additional noninterest expense
$3,432Pre-tax net operating income
$0Securities gains (losses)
$977Applicable income taxes
$2,455Income before extraordinary items
$0Extraordinary gains - net
$2,455Net income attributable to bank
$0Net charge-offs
$2,455Cash dividends
$355Sale, conversion, retirement of capital stock, net
$1,575Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.50%Yield on earning assets
0.69%Cost of funding earning assets
2.82%Net interest margin
0.43%Noninterest income to earning assets
2.01%Noninterest expense to earning assets
0.77%Net operating income to assets
0.77%Return on assets (ROA)
1.08%Pretax return on assets
7.01%Return on equity (ROE)
2.51%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
84.51%Credit loss provision to net charge-offs
10.51%Efficiency ratio
62,146Assets per employee
4.19%Cash dividends to net income (YTD only)
Condition Ratios (%)
64.15%Loss allowance to loans
0.51%Loss allowance to noncurrent loans
44.09%Noncurrent assets plus other real estate owned to assets
0.32%Noncurrent loans to loans
1.16%Net loans and leases to deposits
31.55%Net loans and leases to core deposits
35.77%Equity capital to assets
10.84%Core capital (leverage) ratio
11.02%Tier 1 risk-based capital ratio
27.67%Total risk-based capital ratio
Memoranda
$28Average assets
$318,984Average earning assets
$35,042Average equity
$304,185Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,742Managed Assets
1Number of Accounts
$2,742Personal trust and agency accounts
$562Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$2,180Non-managed Assets
3Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

5 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	6738	Bank Of Commerce & Trust Co.	326 North Avenue G, Crowley, LA 70526	January 01, 1926	Full Service Brick and Mortar
1	222529	Iota Branch	207 Duson Avenue, Iota, LA 70543	September 24, 1926	Full Service Brick and Mortar
2	222530	Rayne Branch	300 N. Adams Avenue, Rayne, LA 70578	July 01, 1936	Full Service Brick and Mortar
3	222531	Northpark Branch	1415 North Parkerson Avenue, Crowley, LA 70526	June 03, 1974	Full Service Brick and Mortar
4	222532	Mermentau Branch	107 7th Street, Mermentau, LA 70556	January 02, 1980	Full Service Brick and Mortar

Nancy Broadhurst

⚠

Jan 11, 2023 @ 12:00 am

I own 20 shares of BOC stock.
What is the value of each share?
Do you buy back shares?

Bank of Commerce & Trust Co. in Crowley, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Commerce & Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Commerce & Trust Co. in Crowley, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Commerce & Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Commerce & Trust Co. in Crowley, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches