Bank of Halls in city_name, state_name - Detailed Financial Reports, Location

Bank of Halls in Halls, Tennessee (TN)
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Bank of Halls routing number info

Bank of Halls - Overview

General
FDIC Certificate #: 10315
Status: Active
Federal Reserve ID: 145059
Bank Holding Company (Regulatory Top Holder): Security Bancorp Of Tennessee, Inc. (RSSDID: 1135374, Location: Halls, TN)
Date Established: October 13, 1899
WWW: http://www.bankofhalls.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 10625
FDIC's unique #: 6606
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 101 Main Street, Halls, TN 38040
County: Lauderdale
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $75.4 mil
Equity capital: $7.7 mil
Deposits held in domestic offices: $65.2 mil
Return on assets (ROA): 1.23% ($0.9 mil)
Quarterly return on assets: 1.05% ($0.8 mil)
Return on Equity (ROE): 11.36% ($0.9 mil)
Quarterly return on equity: 9.80% ($0.8 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.41% ($1,063.6 mil)
Quarterly Pretax return on assets: 0.86% ($648.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
15Total employees (full-time equivalent)
$75,435Total assets
$2,707Cash and due from depository institutions
$719Interest-bearing balances
$36,059Securities
$9,931Federal funds sold & reverse repurchase agreements
$23,082Net loans & leases
$498Loan loss allowance
$0Trading account assets
$262Bank premises and fixed assets
$54Other real estate owned
$0Goodwill and other intangibles
$75,435Life insurance assets
$3,340All other assets
$67,747Total liabilities and capital
$65,165Total liabilities
$52,188Total deposits
$65,165Interest-bearing deposits
$83Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,500Trading liabilities
$0Other borrowed funds
$1,082Subordinated debt
$7,688All other liabilities
$7,688Total equity capital
$7,688Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$1,000Surplus
$6,388Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$534Income earned, not collected on loans
$0Earning assets
$492Long-term assets (5+ years)
$69,791Average Assets, year-to-date
$33,284Average Assets, quarterly
$68,999Volatile liabilities
$73,623Insider loans
$39,311FHLB advances
$74,722Loans and leases held for sale
$2,055Unused loan commitments
$2,055Tier 1 (core) risk-based capital
$6,805Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,469Restructured Loans and leases
$3,169Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,807Total interest income
$598Total interest expense
$2,209Net interest income
$100Provision for loan and lease losses
$302Total noninterest income
$2Fiduciary activities
$179Service charges on deposit accounts
$0Trading account gains & fees
$121Additional noninterest income
$1,440Total noninterest expense
$683Salaries and employee benefits
$195Premises and equipment expense
$562Additional noninterest expense
$971Pre-tax net operating income
$0Securities gains (losses)
$123Applicable income taxes
$848Income before extraordinary items
$0Extraordinary gains - net
$848Net income attributable to bank
$0Net charge-offs
$848Cash dividends
$13Sale, conversion, retirement of capital stock, net
$600Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.41%Yield on earning assets
0.94%Cost of funding earning assets
3.47%Net interest margin
0.47%Noninterest income to earning assets
2.26%Noninterest expense to earning assets
1.23%Net operating income to assets
1.23%Return on assets (ROA)
1.41%Pretax return on assets
11.36%Return on equity (ROE)
3.32%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
769.23%Credit loss provision to net charge-offs
82.38%Efficiency ratio
57,348Assets per employee
5.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.75%Loss allowance to loans
2.11%Loss allowance to noncurrent loans
93.26%Noncurrent assets plus other real estate owned to assets
0.78%Noncurrent loans to loans
2.26%Net loans and leases to deposits
35.42%Net loans and leases to core deposits
38.36%Equity capital to assets
10.19%Core capital (leverage) ratio
9.11%Tier 1 risk-based capital ratio
17.31%Total risk-based capital ratio
Memoranda
$19Average assets
$68,999Average earning assets
$7,465Average equity
$63,597Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$13,952Managed Assets
1Number of Accounts
$13,952Personal trust and agency accounts
$288Employee benefit-defined contribution accounts
$13,664Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
24Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	6606	Bank Of Halls	101 Main Street, Halls, TN 38040	October 13, 1899	Full Service Brick and Mortar
1	222263	Church Street Branch	503 South Church Street, Halls, TN 38040	March 30, 1979	Full Service Brick and Mortar

Bank of Halls in Halls, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Halls - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Halls in Halls, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Halls - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Halls in Halls, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches