FDIC Certificate #: 19087 Status: Active Federal Reserve ID: 111157 Bank Holding Company (Regulatory Top Holder): Lindsay State Company (RSSDID: 1059537, Location: Lindsay, NE) Date Established: April 15, 1953 WWW:http://www.bankoflindsay.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 12919 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: April 06, 1964 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 102 Pine Street, Lindsay, NE 68644 County: Platte Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Grand Island Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Columbus, NE (#18100) CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $40.5 mil Equity capital: $3.0 mil Deposits held in domestic offices: $28.2 mil Return on assets (ROA): 0.96% ($0.4 mil) Quarterly return on assets: -0.02% (-$0.0 mil) Return on Equity (ROE): 11.68% ($0.4 mil) Quarterly return on equity: -0.27% (-$0.0 mil) Net income: $0.3 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 1.50% ($607.9 mil) Quarterly Pretax return on assets: 0.25% ($101.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$40,524Total assets
$3,791Cash and due from depository institutions
$1,984Interest-bearing balances
$2,157Securities
$0Federal funds sold & reverse repurchase agreements
$32,438Net loans & leases
$158Loan loss allowance
$0Trading account assets
$260Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$40,524Life insurance assets
$1,878All other assets
$37,522Total liabilities and capital
$28,198Total liabilities
$17,493Total deposits
$28,198Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$9,035Trading liabilities
$0Other borrowed funds
$289Subordinated debt
$3,002All other liabilities
$3,002Total equity capital
$3,002Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$2,250Surplus
$602Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$59Income earned, not collected on loans
$0Earning assets
$652Long-term assets (5+ years)
$36,579Average Assets, year-to-date
$8,708Average Assets, quarterly
$35,376Volatile liabilities
$37,338Insider loans
$35,069FHLB advances
$35,980Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,002Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$13,009Restructured Loans and leases
$1,433Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,614Total interest income
$268Total interest expense
$1,346Net interest income
$0Provision for loan and lease losses
$515Total noninterest income
$0Fiduciary activities
$35Service charges on deposit accounts
$0Trading account gains & fees
$480Additional noninterest income
$1,332Total noninterest expense
$845Salaries and employee benefits
$80Premises and equipment expense
$407Additional noninterest expense
$529Pre-tax net operating income
$0Securities gains (losses)
$191Applicable income taxes
$338Income before extraordinary items
$0Extraordinary gains - net
$338Net income attributable to bank
$0Net charge-offs
$338Cash dividends
$0Sale, conversion, retirement of capital stock, net
$237Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.06%Yield on earning assets
0.84%Cost of funding earning assets
4.22%Net interest margin
1.62%Noninterest income to earning assets
4.18%Noninterest expense to earning assets
0.96%Net operating income to assets
0.96%Return on assets (ROA)
1.50%Pretax return on assets
11.68%Return on equity (ROE)
3.49%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,574Assets per employee
4.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.12%Loss allowance to loans
0.48%Loss allowance to noncurrent loans
267.80%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.18%Net loans and leases to deposits
115.04%Net loans and leases to core deposits
119.45%Equity capital to assets
7.41%Core capital (leverage) ratio
8.34%Tier 1 risk-based capital ratio
8.56%Total risk-based capital ratio
Memoranda
$9Average assets
$35,376Average earning assets
$2,894Average equity
$31,878Average loans
List of branches
1 Nebraska Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
12919
Bank Of Lindsay
102 Pine Street, Lindsay, NE 68644
April 15, 1953
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Lindsay.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: