FDIC Certificate #: 13796 Status: Active Federal Reserve ID: 160557 Bank Holding Company (Regulatory Top Holder): Hassenstab Management Co., Inc. (RSSDID: 1250697, Location: Humphrey, NE) Date Established: November 15, 1915 WWW:http://www.farmersstatebank.info Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 8625 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 31, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 100 South 3rd Street, Humphrey, NE 68642 County: Platte Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Grand Island Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Columbus, NE (#18100) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $35.3 mil Equity capital: $3.0 mil Deposits held in domestic offices: $32.0 mil Return on assets (ROA): 0.62% ($0.2 mil) Quarterly return on assets: -0.76% (-$0.3 mil) Return on Equity (ROE): 7.27% ($0.2 mil) Quarterly return on equity: -8.78% (-$0.3 mil) Net income: $0.2 mil Quarterly Net income: -$0.1 mil Pretax return on assets: 0.65% ($229.3 mil) Quarterly Pretax return on assets: -0.75% (-$264.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
5Total employees (full-time equivalent)
$35,275Total assets
$9,947Cash and due from depository institutions
$5,899Interest-bearing balances
$8,464Securities
$5,500Federal funds sold & reverse repurchase agreements
$10,419Net loans & leases
$208Loan loss allowance
$0Trading account assets
$278Bank premises and fixed assets
$0Other real estate owned
$3Goodwill and other intangibles
$35,275Life insurance assets
$664All other assets
$32,323Total liabilities and capital
$32,010Total liabilities
$14,454Total deposits
$32,010Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$313Subordinated debt
$2,952All other liabilities
$2,952Total equity capital
$2,952Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$2,450Surplus
$352Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$296Long-term assets (5+ years)
$30,282Average Assets, year-to-date
$4,159Average Assets, quarterly
$34,680Volatile liabilities
$34,525Insider loans
$16,584FHLB advances
$32,880Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,927Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,446Restructured Loans and leases
$22Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$843Total interest income
$81Total interest expense
$762Net interest income
$0Provision for loan and lease losses
$224Total noninterest income
$0Fiduciary activities
$25Service charges on deposit accounts
$0Trading account gains & fees
$199Additional noninterest income
$762Total noninterest expense
$481Salaries and employee benefits
$41Premises and equipment expense
$240Additional noninterest expense
$224Pre-tax net operating income
$0Securities gains (losses)
$10Applicable income taxes
$214Income before extraordinary items
$0Extraordinary gains - net
$214Net income attributable to bank
$0Net charge-offs
$214Cash dividends
$0Sale, conversion, retirement of capital stock, net
$160Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.72%Yield on earning assets
0.26%Cost of funding earning assets
2.46%Net interest margin
0.72%Noninterest income to earning assets
2.46%Noninterest expense to earning assets
0.62%Net operating income to assets
0.62%Return on assets (ROA)
0.65%Pretax return on assets
7.27%Return on equity (ROE)
1.83%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
77,282Assets per employee
7.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.77%Loss allowance to loans
1.96%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
32.55%Net loans and leases to core deposits
32.55%Equity capital to assets
8.37%Core capital (leverage) ratio
8.90%Tier 1 risk-based capital ratio
17.65%Total risk-based capital ratio
Memoranda
$19Average assets
$34,680Average earning assets
$2,945Average equity
$30,989Average loans
List of branches
1 Nebraska Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
8625
Farmers State Bank
100 South 3rd Street, Humphrey, NE 68642
November 15, 1915
Full Service Brick and Mortar
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