First National Bank & Trust Company of Columbus in city_name, state_name

First National Bank & Trust Company of Columbus in Columbus, Nebraska (NE)
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First National Bank & Trust Company of Columbus routing number info

First National Bank & Trust Company of Columbus - Overview

General
FDIC Certificate #: 5393
Status: Active
Federal Reserve ID: 77758
Bank Holding Company (Regulatory Top Holder): Lauritzen Corporation (RSSDID: 1066209, Location: Omaha, NE)
Date Established: January 01, 1906
WWW: http://www.firstnationalonlinebanking.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 15704
FDIC's unique #: 3640
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2623 Thirteenth Street, Columbus, NE 68601
County: Platte
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Columbus, NE (#18100)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $414.5 mil
Equity capital: $32.7 mil
Deposits held in domestic offices: $353.7 mil
Return on assets (ROA): 1.10% ($4.6 mil)
Quarterly return on assets: 0.73% ($3.0 mil)
Return on Equity (ROE): 14.07% ($4.6 mil)
Quarterly return on equity: 9.31% ($3.1 mil)
Net income: $4.5 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.66% ($6,880.6 mil)
Quarterly Pretax return on assets: 1.09% ($4,518.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
101Total employees (full-time equivalent)
$414,496Total assets
$48,881Cash and due from depository institutions
$30,307Interest-bearing balances
$69,596Securities
$0Federal funds sold & reverse repurchase agreements
$285,052Net loans & leases
$2,841Loan loss allowance
$0Trading account assets
$3,813Bank premises and fixed assets
$0Other real estate owned
$83Goodwill and other intangibles
$414,496Life insurance assets
$7,071All other assets
$381,759Total liabilities and capital
$353,664Total liabilities
$283,854Total deposits
$353,664Interest-bearing deposits
$83Deposits held in domestic offices
26261.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,834Subordinated debt
$32,737All other liabilities
$32,737Total equity capital
$32,737Total bank equity capital
$0Perpetual preferred stock
$3,000Common stock
$5,644Surplus
$24,093Undivided profits
Memoranda
$0Noncurrent loans and leases
$740Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$610Income earned, not collected on loans
$0Earning assets
$3,200Long-term assets (5+ years)
$384,955Average Assets, year-to-date
$50,987Average Assets, quarterly
$404,299Volatile liabilities
$411,423Insider loans
$254,065FHLB advances
$404,752Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$31,754Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$120,648Restructured Loans and leases
$4,090Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$16,305Total interest income
$1,953Total interest expense
$14,352Net interest income
$304Provision for loan and lease losses
$2,877Total noninterest income
$458Fiduciary activities
$1,231Service charges on deposit accounts
$0Trading account gains & fees
$1,188Additional noninterest income
$10,758Total noninterest expense
$6,034Salaries and employee benefits
$917Premises and equipment expense
$3,807Additional noninterest expense
$6,167Pre-tax net operating income
$554Securities gains (losses)
$2,267Applicable income taxes
$4,454Income before extraordinary items
$0Extraordinary gains - net
$4,454Net income attributable to bank
$0Net charge-offs
$4,454Cash dividends
$103Sale, conversion, retirement of capital stock, net
$3,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.31%Yield on earning assets
0.52%Cost of funding earning assets
3.79%Net interest margin
0.76%Noninterest income to earning assets
2.84%Noninterest expense to earning assets
1.01%Net operating income to assets
1.10%Return on assets (ROA)
1.66%Pretax return on assets
14.07%Return on equity (ROE)
4.59%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
295.15%Credit loss provision to net charge-offs
62.83%Efficiency ratio
62,441Assets per employee
4.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.36%Loss allowance to loans
0.99%Loss allowance to noncurrent loans
465.74%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.21%Net loans and leases to deposits
80.60%Net loans and leases to core deposits
81.81%Equity capital to assets
7.90%Core capital (leverage) ratio
7.85%Tier 1 risk-based capital ratio
12.50%Total risk-based capital ratio
Memoranda
$14Average assets
$404,299Average earning assets
$31,652Average equity
$378,294Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$62,437Managed Assets
1Number of Accounts
$56,564Personal trust and agency accounts
$31,746Employee benefit-defined contribution accounts
$868Employee benefit-defined benefit accounts
$0Other retirement accounts
$3,639Corporate trust and agency accounts
$0Investment management agency accounts
$20,311Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
132Number of Accounts
$0Personal trust and agency accounts
$3,639Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$5,873Other retirement accounts
$4,899Corporate trust and agency accounts
$0Other fiduciary accounts
$87Fiduciary accounts held in foreign offices

List of branches

4 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3640	First National Bank & Trust Company	2623 Thirteenth Street, Columbus, NE 68601	January 01, 1906	Full Service Brick and Mortar
1	207640	First National Auto Branch	1820 23rd Street, Columbus, NE 68601	April 08, 1974	Full Service Brick and Mortar
3	48170	1500 Market Lane Branch	1500 Market Lane, Norfolk, NE 68701	December 06, 1993	Full Service Brick and Mortar
4	207641	North Branch-Norfolk	319 North 4th Street, Norfolk, NE 68701	March 15, 1996	Full Service Brick and Mortar

First National Bank & Trust Company of Columbus in Columbus, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank & Trust Company of Columbus - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank & Trust Company of Columbus in Columbus, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank & Trust Company of Columbus - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank & Trust Company of Columbus in Columbus, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches