Bank of Luxemburg in city_name, state_name - Detailed Financial Reports, Location

Bank of Luxemburg in Luxemburg, Wisconsin (WI)
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Bank of Luxemburg routing number info

Bank of Luxemburg - Overview

General
FDIC Certificate #: 13264
Status: Active
Federal Reserve ID: 580548
Bank Holding Company (Regulatory Top Holder): Luxemburg Bancshares, Inc. (RSSDID: 1209743, Location: Luxemburg, WI)
Date Established: October 03, 1903
WWW: http://www.bankoflux.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
OTS Docket #: 12871
FDIC's unique #: 8390
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 27, 2008
Last Structure Change Process Date: September 05, 2008
Last Data Update: September 05, 2008
Data Source Date: April 05, 2012
Location
Address: 630 Main Street, Luxemburg, WI 54217
County: Kewaunee
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Appleton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Green Bay, WI (#24580)
CBSA Metro Statistical Area: Green Bay, WI (#24580)
History of Changes
Office Purchased
Financial Summary
Total assets: $253.8 mil
Equity capital: $25.0 mil
Deposits held in domestic offices: $224.7 mil
Return on assets (ROA): 0.88% ($2.2 mil)
Quarterly return on assets: 0.94% ($2.4 mil)
Return on Equity (ROE): 8.76% ($2.2 mil)
Quarterly return on equity: 9.29% ($2.3 mil)
Net income: $2.1 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.15% ($2,918.4 mil)
Quarterly Pretax return on assets: 1.20% ($3,045.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
77Total employees (full-time equivalent)
$253,777Total assets
$12,912Cash and due from depository institutions
$8,475Interest-bearing balances
$53,507Securities
$225Federal funds sold & reverse repurchase agreements
$169,052Net loans & leases
$2,504Loan loss allowance
$0Trading account assets
$7,440Bank premises and fixed assets
$852Other real estate owned
$2,075Goodwill and other intangibles
$253,777Life insurance assets
$7,714All other assets
$228,743Total liabilities and capital
$224,654Total liabilities
$196,044Total deposits
$224,654Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,000Trading liabilities
$0Other borrowed funds
$2,089Subordinated debt
$25,034All other liabilities
$25,034Total equity capital
$25,034Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$5,400Surplus
$19,334Undivided profits
Memoranda
$0Noncurrent loans and leases
$384Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$398Income earned, not collected on loans
$0Earning assets
$981Long-term assets (5+ years)
$231,259Average Assets, year-to-date
$49,888Average Assets, quarterly
$239,382Volatile liabilities
$246,102Insider loans
$195,926FHLB advances
$243,238Loans and leases held for sale
$5,055Unused loan commitments
$5,055Tier 1 (core) risk-based capital
$23,076Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$17,807Restructured Loans and leases
$1,808Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,499Total interest income
$1,882Total interest expense
$9,617Net interest income
$830Provision for loan and lease losses
$2,566Total noninterest income
$0Fiduciary activities
$738Service charges on deposit accounts
$0Trading account gains & fees
$1,828Additional noninterest income
$8,684Total noninterest expense
$5,014Salaries and employee benefits
$1,338Premises and equipment expense
$2,332Additional noninterest expense
$2,669Pre-tax net operating income
$73Securities gains (losses)
$642Applicable income taxes
$2,100Income before extraordinary items
$0Extraordinary gains - net
$2,100Net income attributable to bank
$0Net charge-offs
$2,100Cash dividends
$802Sale, conversion, retirement of capital stock, net
$1,105Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.32%Yield on earning assets
0.87%Cost of funding earning assets
4.45%Net interest margin
1.19%Noninterest income to earning assets
4.02%Noninterest expense to earning assets
0.85%Net operating income to assets
0.88%Return on assets (ROA)
1.15%Pretax return on assets
8.76%Return on equity (ROE)
4.15%Retained earnings to average equity (YTD only)
0.48%Net charge-offs to loans
103.49%Credit loss provision to net charge-offs
4.36%Efficiency ratio
69,351Assets per employee
3.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
52.62%Loss allowance to loans
1.46%Loss allowance to noncurrent loans
629.15%Noncurrent assets plus other real estate owned to assets
0.49%Noncurrent loans to loans
0.23%Net loans and leases to deposits
75.25%Net loans and leases to core deposits
76.79%Equity capital to assets
9.86%Core capital (leverage) ratio
9.49%Tier 1 risk-based capital ratio
11.78%Total risk-based capital ratio
Memoranda
$13Average assets
$239,382Average earning assets
$23,963Average equity
$216,230Average loans

List of branches

8 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8390	Bank Of Luxemburg	630 Main Street, Luxemburg, WI 54217	October 03, 1903	Full Service Brick and Mortar
1	229401	Dyckesville Branch	State Route 57 And County Trunk S, Dyckesville, WI 54217	May 04, 1987	Full Service Brick and Mortar
2	229402	Banking Center Of Bellevue Branch	1311 Bellevue Street, Green Bay, WI 54302	October 02, 1989	Full Service Brick and Mortar
3	229403	Casco Branch	100 Old Orchard Ave, Casco, WI 54205	May 24, 1999	Full Service Brick and Mortar
4	334299	Center Drive Branch	602 Center Drive, Luxemburg, WI 54217	May 01, 1996	Limited Service Facility
5	423090	Algoma Branch	514 Fifth Street, Algoma, WI 54201	August 22, 2003	Limited Service Facility
6	428767	Forestville	216 West Main Street, Forestville, WI 54213	April 08, 2004	Full Service Brick and Mortar
7	43656	510 Second Street Branch	510 Second Street, Algoma, WI 54201	January 01, 1924	Full Service Brick and Mortar

Bank of Luxemburg in Luxemburg, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Luxemburg - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Luxemburg in Luxemburg, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Luxemburg - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Luxemburg in Luxemburg, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches