FDIC Certificate #: 10744 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:State Bank of Cross Plains (#15091) Federal Reserve ID: 878142 Date Established: April 12, 1912 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 14568 FDIC's unique #: 6893 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: July 31, 2002 Last Structure Change Process Date: August 16, 2002 Last Data Update: August 16, 2002 Data Source Date: April 05, 2012
Location
Address: 610 West Main Street, Waunakee, WI 53597 County: Dane Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Madison Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Madison, WI (#4720) Combined Statistical Area (CSA): Madison-Baraboo, WI (#358) Core Based Statistical Area (CBSA): Madison, WI (#31540) CBSA Metro Statistical Area: Madison, WI (#31540)
Financial Summary
Total assets: $102.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
23Total employees (full-time equivalent)
$111,251Total assets
$6,544Cash and due from depository institutions
$1,093Interest-bearing balances
$19,083Securities
$23,094Federal funds sold & reverse repurchase agreements
$54,331Net loans & leases
$692Loan loss allowance
$0Trading account assets
$2,803Bank premises and fixed assets
$1,566Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,830All other assets
$111,251Total liabilities and capital
$104,700Total liabilities
$102,915Total deposits
$92,893Interest-bearing deposits
$102,915Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,785All other liabilities
$6,551Total equity capital
$6,551Total bank equity capital
$6,551Perpetual preferred stock
$600Common stock
$193Surplus
$2,900Undivided profits
Memoranda
$2,858Noncurrent loans and leases
$8,059Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,000Earning assets
$0Long-term assets (5+ years)
$724Average Assets, year-to-date
$97,601Average Assets, quarterly
$9,987Volatile liabilities
$99,849Insider loans
$108,772FHLB advances
$38,869Loans and leases held for sale
$391Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,059Total unused commitments
$0Restructured Loans and leases
$692Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$6,476Total interest income
$4,511Total interest expense
$1,965Net interest income
$118Provision for loan and lease losses
$507Total noninterest income
$0Fiduciary activities
$191Service charges on deposit accounts
$0Trading account gains & fees
$316Additional noninterest income
$2,273Total noninterest expense
$1,194Salaries and employee benefits
$332Premises and equipment expense
$747Additional noninterest expense
$81Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$81Income before extraordinary items
$0Extraordinary gains - net
$81Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$181Sale, conversion, retirement of capital stock, net
$180Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.40%Yield on earning assets
5.15%Cost of funding earning assets
2.24%Net interest margin
0.58%Noninterest income to earning assets
2.60%Noninterest expense to earning assets
0.08%Net operating income to assets
0.08%Return on assets (ROA)
0.08%Pretax return on assets
1.20%Return on equity (ROE)
-1.47%Retained earnings to average equity (YTD only)
0.30%Net charge-offs to loans
65.19%Credit loss provision to net charge-offs
1.10%Efficiency ratio
91,950Assets per employee
4.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
222.22%Loss allowance to loans
1.26%Loss allowance to noncurrent loans
69.20%Noncurrent assets plus other real estate owned to assets
1.65%Noncurrent loans to loans
1.82%Net loans and leases to deposits
52.79%Net loans and leases to core deposits
84.83%Equity capital to assets
5.89%Core capital (leverage) ratio
6.00%Tier 1 risk-based capital ratio
9.36%Total risk-based capital ratio
Memoranda
$10Average assets
$99,849Average earning assets
$6,723Average equity
$87,543Average loans
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