FDIC Certificate #: 19999 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Amegy Bank National Association (#24107) Federal Reserve ID: 81559 Date Established: March 14, 1969 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 13733 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: July 16, 1969 Last Structure Change Effective Date: December 29, 2000 Last Structure Change Process Date: January 24, 2001 Last Data Update: January 24, 2001 Data Source Date: April 05, 2012
Location
Address: 1 Bay Plaza, Baytown, TX 77520 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $83.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
41Total employees (full-time equivalent)
$79,282Total assets
$7,190Cash and due from depository institutions
$99Interest-bearing balances
$40,643Securities
$3,900Federal funds sold & reverse repurchase agreements
$24,051Net loans & leases
$473Loan loss allowance
$0Trading account assets
$2,097Bank premises and fixed assets
$16Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,385All other assets
$79,282Total liabilities and capital
$72,812Total liabilities
$72,565Total deposits
$50,423Interest-bearing deposits
$72,565Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$247All other liabilities
$6,470Total equity capital
$6,470Total bank equity capital
$6,470Perpetual preferred stock
$0Common stock
$1,750Surplus
$3,500Undivided profits
Memoranda
$1,220Noncurrent loans and leases
$7,559Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$309Earning assets
$0Long-term assets (5+ years)
$153Average Assets, year-to-date
$68,693Average Assets, quarterly
$31,527Volatile liabilities
$76,058Insider loans
$77,374FHLB advances
$6,687Loans and leases held for sale
$1,659Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,559Total unused commitments
$0Restructured Loans and leases
$435Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$4,751Total interest income
$1,714Total interest expense
$3,037Net interest income
$70Provision for loan and lease losses
$1,625Total noninterest income
$0Fiduciary activities
$1,387Service charges on deposit accounts
$0Trading account gains & fees
$238Additional noninterest income
$3,207Total noninterest expense
$1,590Salaries and employee benefits
$414Premises and equipment expense
$1,203Additional noninterest expense
$1,385Pre-tax net operating income
$3Securities gains (losses)
$377Applicable income taxes
$1,011Income before extraordinary items
$0Extraordinary gains - net
$1,011Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$10Sale, conversion, retirement of capital stock, net
$700Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.05%Yield on earning assets
2.54%Cost of funding earning assets
4.51%Net interest margin
2.41%Noninterest income to earning assets
4.76%Noninterest expense to earning assets
1.33%Net operating income to assets
1.33%Return on assets (ROA)
1.82%Pretax return on assets
14.63%Return on equity (ROE)
4.50%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
700.00%Credit loss provision to net charge-offs
145.50%Efficiency ratio
68,790Assets per employee
1.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
69.24%Loss allowance to loans
1.93%Loss allowance to noncurrent loans
153.07%Noncurrent assets plus other real estate owned to assets
0.41%Noncurrent loans to loans
1.26%Net loans and leases to deposits
33.14%Net loans and leases to core deposits
36.51%Equity capital to assets
8.16%Core capital (leverage) ratio
9.13%Tier 1 risk-based capital ratio
20.41%Total risk-based capital ratio
Memoranda
$22Average assets
$76,058Average earning assets
$6,911Average equity
$67,377Average loans
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