Bell Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 28421 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Northwest Savings Bank (#28178) Federal Reserve ID: 466978 Date Established: January 01, 1891 WWW:http://www.bellfederalsavings.com Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 1562 FDIC's unique #: 41255 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: July 05, 1941 Last Structure Change Effective Date: October 20, 2003 Last Structure Change Process Date: December 01, 2003 Last Data Update: December 01, 2003 Data Source Date: April 05, 2012
Location
Address: 532 Lincoln Avenue, Bellevue, PA 15202 County: Allegheny Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Wexford Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280) Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430) Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300) CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
Financial Summary
Total assets: $817.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
55Total employees (full-time equivalent)
$893,125Total assets
$34,363Cash and due from depository institutions
$30,714Interest-bearing balances
$467,742Securities
$10,000Federal funds sold & reverse repurchase agreements
$332,248Net loans & leases
$925Loan loss allowance
$0Trading account assets
$3,209Bank premises and fixed assets
$0Other real estate owned
$158Goodwill and other intangibles
$0Life insurance assets
$45,405All other assets
$893,125Total liabilities and capital
$809,588Total liabilities
$593,909Total deposits
$585,248Interest-bearing deposits
$593,909Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$211,880Other borrowed funds
$0Subordinated debt
$3,799All other liabilities
$83,537Total equity capital
$83,537Total bank equity capital
$83,537Perpetual preferred stock
$0Common stock
$1Surplus
$42,084Undivided profits
Memoranda
$41,452Noncurrent loans and leases
$20,502Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,806Earning assets
$0Long-term assets (5+ years)
$6,433Average Assets, year-to-date
$840,704Average Assets, quarterly
$0Volatile liabilities
$881,700Insider loans
$890,373FHLB advances
$270,365Loans and leases held for sale
$625Unused loan commitments
$208,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$20,502Total unused commitments
$0Restructured Loans and leases
$925Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$48,134Total interest income
$32,699Total interest expense
$15,435Net interest income
$0Provision for loan and lease losses
$2,767Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$2,767Additional noninterest income
$5,262Total noninterest expense
$2,695Salaries and employee benefits
$1,272Premises and equipment expense
$1,295Additional noninterest expense
$12,940Pre-tax net operating income
$846Securities gains (losses)
$4,843Applicable income taxes
$8,943Income before extraordinary items
$0Extraordinary gains - net
$8,943Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$8,000Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.80%Yield on earning assets
3.94%Cost of funding earning assets
1.86%Net interest margin
0.33%Noninterest income to earning assets
0.63%Noninterest expense to earning assets
0.95%Net operating income to assets
1.01%Return on assets (ROA)
1.56%Pretax return on assets
10.99%Return on equity (ROE)
1.16%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
28,909Assets per employee
16.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
89.46%Loss allowance to loans
0.28%Loss allowance to noncurrent loans
51.22%Noncurrent assets plus other real estate owned to assets
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