Benchmark Bank in Gahanna, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Benchmark Bank in Gahanna, Ohio (OH)
  • Show street view No street view available for this location
Benchmark Bank routing number info

Benchmark Bank - Overview

  • General
  • FDIC Certificate #: 57949
    Status: Active
    Federal Reserve ID: 3369007
    Bank Holding Company (Regulatory Top Holder): Benchmark Bancorp, Inc. (RSSDID: 3927304, Location: Gahanna, OH)
    Date Established: August 01, 2005
    WWW: http://www.benchmark-bank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 432370
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 01, 2005
    Last Structure Change Effective Date: December 19, 2011
    Last Structure Change Process Date: December 19, 2011
    Last Data Update: December 19, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 461 Beecher Road, Gahanna, OH 43230
    County: Franklin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Columbus, OH (#1840)
    Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198)
    Core Based Statistical Area (CBSA): Columbus, OH (#18140)
    CBSA Metro Statistical Area: Columbus, OH (#18140)
  • Financial Summary
  • Total assets: $113.1 mil
    Equity capital: $10.5 mil
    Deposits held in domestic offices: $97.2 mil
    Return on assets (ROA): -0.91% (-$1.0 mil)
    Quarterly return on assets: -0.76% (-$0.9 mil)
    Return on Equity (ROE): -10.62% (-$1.1 mil)
    Quarterly return on equity: -8.34% (-$0.8 mil)
    Net income: -$1.1 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: -0.91% (-$1,029.6 mil)
    Quarterly Pretax return on assets: -0.76% (-$859.9 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $113,144Total assets
  • $10,257Cash and due from depository institutions
  • $10,074Interest-bearing balances
  • $2,007Securities
  • $1,657Federal funds sold & reverse repurchase agreements
  • $89,842Net loans & leases
  • $3,513Loan loss allowance
  • $0Trading account assets
  • $2,810Bank premises and fixed assets
  • $5,449Other real estate owned
  • $0Goodwill and other intangibles
  • $113,144Life insurance assets
  • $1,122All other assets
  • $102,668Total liabilities and capital
  • $97,162Total liabilities
  • $89,508Total deposits
  • $97,162Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $506Subordinated debt
  • $10,476All other liabilities
  • $10,476Total equity capital
  • $10,476Total bank equity capital
  • $0Perpetual preferred stock
  • $1,201Common stock
  • $17,547Surplus
  • $-8,272Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,071Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,598Income earned, not collected on loans
  • $0Earning assets
  • $391Long-term assets (5+ years)
  • $103,580Average Assets, year-to-date
  • $5,357Average Assets, quarterly
  • $119,435Volatile liabilities
  • $115,256Insider loans
  • $71,982FHLB advances
  • $116,191Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,398Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,803Restructured Loans and leases
  • $2,138Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,357Total interest income
  • $1,526Total interest expense
  • $3,831Net interest income
  • $501Provision for loan and lease losses
  • -$52Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$95Additional noninterest income
  • $4,370Total noninterest expense
  • $2,039Salaries and employee benefits
  • $464Premises and equipment expense
  • $1,867Additional noninterest expense
  • -$1,092Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,092Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,092Net income attributable to bank
  • $0Net charge-offs
  • -$1,092Cash dividends
  • $1,243Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.40%Cost of funding earning assets
  • 3.51%Net interest margin
  • -0.05%Noninterest income to earning assets
  • 4.00%Noninterest expense to earning assets
  • -0.91%Net operating income to assets
  • -0.91%Return on assets (ROA)
  • -0.91%Pretax return on assets
  • -10.62%Return on equity (ROE)
  • -10.62%Retained earnings to average equity (YTD only)
  • 1.31%Net charge-offs to loans
  • 40.31%Credit loss provision to net charge-offs
  • -0.48%Efficiency ratio
  • 115,639Assets per employee
  • 3.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.76%Loss allowance to noncurrent loans
  • 40.86%Noncurrent assets plus other real estate owned to assets
  • 12.42%Noncurrent loans to loans
  • 9.21%Net loans and leases to deposits
  • 92.47%Net loans and leases to core deposits
  • 98.40%Equity capital to assets
  • 9.26%Core capital (leverage) ratio
  • 8.95%Tier 1 risk-based capital ratio
  • 14.45%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $119,435Average earning assets
  • $10,285Average equity
  • $109,232Average loans

List of branches

  • 2 Ohio Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0432370Benchmark Bank461 Beecher Road, Gahanna, OH 43230August 01, 2005Full Service Brick and Mortar
    1511428Westerville Branch468 Polaris Parkway, Westerville, OH 43082September 01, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Benchmark Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents