Berean Bank in Philadelphia, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 06, 2003

  • Berean Bank in Philadelphia, Pennsylvania (PA)
  • Show street view No street view available for this location

Berean Bank - Overview

  • General
  • FDIC Certificate #: 29133
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Advance Bank (#31372)
    Federal Reserve ID: 634571
    Date Established: January 01, 1888
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2967
    FDIC's unique #: 41967
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 03, 1941
    Last Structure Change Effective Date: June 06, 2003
    Last Structure Change Process Date: July 10, 2003
    Last Data Update: July 10, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 5228 Chestnut Street, Philadelphia, PA 19139
    County: Philadelphia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $49.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $51,012Total assets
  • $7,579Cash and due from depository institutions
  • $6,598Interest-bearing balances
  • $13,636Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,547Net loans & leases
  • $313Loan loss allowance
  • $0Trading account assets
  • $1,283Bank premises and fixed assets
  • $136Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $831All other assets
  • $51,012Total liabilities and capital
  • $48,708Total liabilities
  • $48,292Total deposits
  • $48,292Interest-bearing deposits
  • $48,292Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $416All other liabilities
  • $2,304Total equity capital
  • $2,304Total bank equity capital
  • $2,304Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $2,304Noncurrent loans and leases
  • $55Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,323Earning assets
  • $0Long-term assets (5+ years)
  • $446Average Assets, year-to-date
  • $47,781Average Assets, quarterly
  • $0Volatile liabilities
  • $58,243Insider loans
  • $51,903FHLB advances
  • $11,147Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $55Total unused commitments
  • $0Restructured Loans and leases
  • $287Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $3,096Total interest income
  • $1,706Total interest expense
  • $1,390Net interest income
  • -$13Provision for loan and lease losses
  • $401Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $401Additional noninterest income
  • $2,235Total noninterest expense
  • $702Salaries and employee benefits
  • $505Premises and equipment expense
  • $1,028Additional noninterest expense
  • -$431Pre-tax net operating income
  • $0Securities gains (losses)
  • $5Applicable income taxes
  • -$436Income before extraordinary items
  • $0Extraordinary gains - net
  • -$436Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $102Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.85%Yield on earning assets
  • 3.22%Cost of funding earning assets
  • 2.63%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 4.22%Noninterest expense to earning assets
  • -0.75%Net operating income to assets
  • -0.75%Return on assets (ROA)
  • -0.74%Pretax return on assets
  • -17.93%Return on equity (ROE)
  • -17.93%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • -12.75%Credit loss provision to net charge-offs
  • -4.35%Efficiency ratio
  • 124,791Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.12%Loss allowance to noncurrent loans
  • 23.66%Noncurrent assets plus other real estate owned to assets
  • 2.86%Noncurrent loans to loans
  • 4.75%Net loans and leases to deposits
  • 57.04%Net loans and leases to core deposits
  • 74.16%Equity capital to assets
  • 4.52%Core capital (leverage) ratio
  • 4.42%Tier 1 risk-based capital ratio
  • 9.71%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $58,243Average earning assets
  • $2,432Average equity
  • $52,904Average loans
1
Dawn Faust
Feb 9, 2024 @ 6:18 pm
I have 2 CD s from this bank and I know it was a FDIC bank but where do I cash in these CD
right now? I acquired them in the late nineties, can someone help me with this? Dawn Faust

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