Bloomington Bank & Trust in Bloomington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

  • Bloomington Bank & Trust in Bloomington, Indiana (IN)
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Bloomington Bank & Trust - Overview

  • General
  • FDIC Certificate #: 4316
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Citizens Bank of Central Indiana (#14667)
    Federal Reserve ID: 565442
    Date Established: October 06, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 2832
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1993
    Last Structure Change Process Date: January 12, 1993
    Last Data Update: January 12, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Washington Street, Bloomington, IN 47401
    County: Monroe
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Bloomington, IN (#1020)
    Core Based Statistical Area (CBSA): Bloomington, IN (#14020)
    CBSA Metro Statistical Area: Bloomington, IN (#14020)
  • Financial Summary
  • Total assets: $85.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $73Total assets
  • $85,828Cash and due from depository institutions
  • $9,417Interest-bearing balances
  • $3,174Securities
  • $24,971Federal funds sold & reverse repurchase agreements
  • $2,125Net loans & leases
  • $46,576Loan loss allowance
  • $891Trading account assets
  • $0Bank premises and fixed assets
  • $1,796Other real estate owned
  • $263Goodwill and other intangibles
  • $680Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $85,828Total liabilities
  • $79,700Total deposits
  • $79,187Interest-bearing deposits
  • $65,042Deposits held in domestic offices
  • 79187.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $78Subordinated debt
  • $0All other liabilities
  • $435Total equity capital
  • $435Total bank equity capital
  • $6,128Perpetual preferred stock
  • $0Common stock
  • $1,076Surplus
  • $3,112Undivided profits
  • Memoranda
  • $1,940Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $761Income earned, not collected on loans
  • $236Earning assets
  • $76,846Long-term assets (5+ years)
  • $6,488Average Assets, year-to-date
  • $82,739Average Assets, quarterly
  • $85,460Volatile liabilities
  • $3,777Insider loans
  • $9FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,604Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,128Total risk weighted assets
  • $52,185Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,345Total interest expense
  • $2,589Net interest income
  • $3,756Provision for loan and lease losses
  • $262Total noninterest income
  • $1,152Fiduciary activities
  • $0Service charges on deposit accounts
  • $404Trading account gains & fees
  • $0Additional noninterest income
  • $748Total noninterest expense
  • $3,468Salaries and employee benefits
  • $1,731Premises and equipment expense
  • $675Additional noninterest expense
  • $1,062Pre-tax net operating income
  • $1,178Securities gains (losses)
  • -$21Applicable income taxes
  • $350Income before extraordinary items
  • $807Extraordinary gains - net
  • $0Net income attributable to bank
  • $807Net charge-offs
  • $266Cash dividends
  • $53Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.39%Cost of funding earning assets
  • 3.43%Net interest margin
  • 4.97%Noninterest income to earning assets
  • 1.52%Noninterest expense to earning assets
  • 4.59%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 1.40%Return on equity (ROE)
  • 14.87%Retained earnings to average equity (YTD only)
  • 13.89%Net charge-offs to loans
  • 0.56%Credit loss provision to net charge-offs
  • 98.50%Efficiency ratio
  • 70,660Assets per employee
  • 1.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.57%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 117.08%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 1.60%Net loans and leases to deposits
  • 58.82%Net loans and leases to core deposits
  • 61.76%Equity capital to assets
  • 7.14%Core capital (leverage) ratio
  • 7.17%Tier 1 risk-based capital ratio
  • 11.74%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $82,739Average earning assets
  • $5,427Average equity
  • $75,590Average loans

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