Citizens Bank of Central Indiana in Greenwood, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 16, 1996

  • Citizens Bank of Central Indiana in Greenwood, Indiana (IN)
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Citizens Bank of Central Indiana - Overview

  • General
  • FDIC Certificate #: 14667
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens Bank of Central Indiana (#1824)
    Federal Reserve ID: 441041
    Date Established: September 09, 1909
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 18 (Interstate: No)
    FDIC's unique #: 9171
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 16, 1934
    Last Structure Change Effective Date: March 16, 1996
    Last Structure Change Process Date: April 04, 1996
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 720 Executive Park Drive, Greenwood, IN 46142
    County: Johnson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • Financial Summary
  • Total assets: $418.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $203Total assets
  • $418,357Cash and due from depository institutions
  • $19,162Interest-bearing balances
  • $0Securities
  • $94,241Federal funds sold & reverse repurchase agreements
  • $28,400Net loans & leases
  • $259,652Loan loss allowance
  • $3,322Trading account assets
  • $0Bank premises and fixed assets
  • $7,349Other real estate owned
  • $337Goodwill and other intangibles
  • $8,253Life insurance assets
  • $963All other assets
  • $0Total liabilities and capital
  • $418,357Total liabilities
  • $391,184Total deposits
  • $369,030Interest-bearing deposits
  • $315,720Deposits held in domestic offices
  • 369030.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $16,829Trading liabilities
  • $0Other borrowed funds
  • $99Subordinated debt
  • $0All other liabilities
  • $5,226Total equity capital
  • $5,226Total bank equity capital
  • $27,173Perpetual preferred stock
  • $0Common stock
  • $629Surplus
  • $15,657Undivided profits
  • Memoranda
  • $10,887Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $841Income earned, not collected on loans
  • $1,881Earning assets
  • $382,293Long-term assets (5+ years)
  • $81,919Average Assets, year-to-date
  • $338,412Average Assets, quarterly
  • $373,741Volatile liabilities
  • $42,884Insider loans
  • $3,843FHLB advances
  • $0Loans and leases held for sale
  • $20,261Unused loan commitments
  • $58,612Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $26,033Total risk weighted assets
  • $266,366Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $28,089Total interest expense
  • $12,621Net interest income
  • $15,468Provision for loan and lease losses
  • $520Total noninterest income
  • $4,274Fiduciary activities
  • $124Service charges on deposit accounts
  • $1,449Trading account gains & fees
  • $0Additional noninterest income
  • $2,701Total noninterest expense
  • $11,463Salaries and employee benefits
  • $6,065Premises and equipment expense
  • $1,488Additional noninterest expense
  • $3,910Pre-tax net operating income
  • $7,759Securities gains (losses)
  • $171Applicable income taxes
  • $3,019Income before extraordinary items
  • $4,911Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,911Net charge-offs
  • $254Cash dividends
  • $1,675Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.13%Cost of funding earning assets
  • 4.10%Net interest margin
  • 5.03%Noninterest income to earning assets
  • 1.39%Noninterest expense to earning assets
  • 3.72%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 2.34%Return on equity (ROE)
  • 21.57%Retained earnings to average equity (YTD only)
  • 14.22%Net charge-offs to loans
  • 0.11%Credit loss provision to net charge-offs
  • 204.72%Efficiency ratio
  • 58,064Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.11%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 395.01%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 70.36%Net loans and leases to core deposits
  • 75.68%Equity capital to assets
  • 6.50%Core capital (leverage) ratio
  • 6.36%Tier 1 risk-based capital ratio
  • 9.77%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $338,412Average earning assets
  • $22,763Average equity
  • $307,807Average loans

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