Blue Ball National Bank in Blue Ball, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2005

  • Blue Ball National Bank in Blue Ball, Pennsylvania (PA)
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Blue Ball National Bank - Overview

  • General
  • FDIC Certificate #: 7411
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: CommunityBanks (#12984)
    Federal Reserve ID: 613213
    Date Established: November 01, 1906
    WWW: http://www.bbnb.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 19 (Interstate: No)
    OTS Docket #: 9368
    FDIC's unique #: 4830
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 2005
    Last Structure Change Process Date: July 28, 2005
    Last Data Update: July 28, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: State Route 23 And Township Road 896, Blue Ball, PA 17506
    County: Lancaster
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Lancaster, PA (#4000)
    Core Based Statistical Area (CBSA): Lancaster, PA (#29540)
    CBSA Metro Statistical Area: Lancaster, PA (#29540)
  • Financial Summary
  • Total assets: $1,207.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 353Total employees (full-time equivalent)
  • $1,171,799Total assets
  • $22,202Cash and due from depository institutions
  • $4,207Interest-bearing balances
  • $288,965Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $768,076Net loans & leases
  • $9,007Loan loss allowance
  • $0Trading account assets
  • $17,031Bank premises and fixed assets
  • $69Other real estate owned
  • $11,134Goodwill and other intangibles
  • $0Life insurance assets
  • $64,322All other assets
  • $1,171,799Total liabilities and capital
  • $1,073,170Total liabilities
  • $828,734Total deposits
  • $670,630Interest-bearing deposits
  • $828,734Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $122,825Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $104,634Other borrowed funds
  • $0Subordinated debt
  • $16,977All other liabilities
  • $98,629Total equity capital
  • $98,629Total bank equity capital
  • $98,629Perpetual preferred stock
  • $0Common stock
  • $1,547Surplus
  • $13,977Undivided profits
  • Memoranda
  • $83,105Noncurrent loans and leases
  • $179,921Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $502Earning assets
  • $0Long-term assets (5+ years)
  • $3,461Average Assets, year-to-date
  • $1,061,248Average Assets, quarterly
  • $293,614Volatile liabilities
  • $1,124,520Insider loans
  • $1,158,020FHLB advances
  • $195,696Loans and leases held for sale
  • $22,260Unused loan commitments
  • $102,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,759Total risk weighted assets
  • $179,921Total unused commitments
  • $0Restructured Loans and leases
  • $9,007Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $55,374Total interest income
  • $18,650Total interest expense
  • $36,724Net interest income
  • $565Provision for loan and lease losses
  • $11,636Total noninterest income
  • $3,761Fiduciary activities
  • $3,403Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,472Additional noninterest income
  • $29,258Total noninterest expense
  • $18,682Salaries and employee benefits
  • $3,313Premises and equipment expense
  • $7,263Additional noninterest expense
  • $18,537Pre-tax net operating income
  • $171Securities gains (losses)
  • $4,776Applicable income taxes
  • $13,932Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,932Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $201Sale, conversion, retirement of capital stock, net
  • $8,200Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.41%Yield on earning assets
  • 1.82%Cost of funding earning assets
  • 3.59%Net interest margin
  • 1.14%Noninterest income to earning assets
  • 2.86%Noninterest expense to earning assets
  • 1.23%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 15.16%Return on equity (ROE)
  • 6.24%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 281.09%Credit loss provision to net charge-offs
  • 95.03%Efficiency ratio
  • 60,500Assets per employee
  • 3.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.86%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 1794.22%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 92.68%Net loans and leases to core deposits
  • 101.26%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 7.84%Tier 1 risk-based capital ratio
  • 10.11%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,124,520Average earning assets
  • $91,917Average equity
  • $1,022,680Average loans

Total Fiduciary and Related Assets (December 31, 2004)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $244,842Managed Assets
  • 1Number of Accounts
  • $232,133Personal trust and agency accounts
  • $123,577Employee benefit-defined contribution accounts
  • $51,052Employee benefit-defined benefit accounts
  • $3,282Other retirement accounts
  • $32,739Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $21,483Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 982Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $12,709Other retirement accounts
  • $1,750Corporate trust and agency accounts
  • $7,497Other fiduciary accounts
  • $779Fiduciary accounts held in foreign offices

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