CommunityBanks in Millersburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 17, 2007

  • CommunityBanks in Millersburg, Pennsylvania (PA)
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CommunityBanks - Overview

  • General
  • FDIC Certificate #: 12984
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Susquehanna Bank (#7579)
    Federal Reserve ID: 138211
    Date Established: March 11, 1911
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 83 (Interstate: No)
    OTS Docket #: 13229
    FDIC's unique #: 8206
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 17, 2007
    Last Structure Change Process Date: November 29, 2007
    Last Data Update: November 29, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 150 Market Square, Millersburg, PA 17061
    County: Dauphin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • Financial Summary
  • Total assets: $3,782.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 993Total employees (full-time equivalent)
  • $3,490,441Total assets
  • $75,377Cash and due from depository institutions
  • $1,142Interest-bearing balances
  • $630,890Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,347,262Net loans & leases
  • $23,626Loan loss allowance
  • $0Trading account assets
  • $45,506Bank premises and fixed assets
  • $37Other real estate owned
  • $259,406Goodwill and other intangibles
  • $68,343Life insurance assets
  • $131,963All other assets
  • $3,490,441Total liabilities and capital
  • $2,967,672Total liabilities
  • $2,518,112Total deposits
  • $2,303,266Interest-bearing deposits
  • $2,518,112Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $107,671Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $316,335Other borrowed funds
  • $0Subordinated debt
  • $25,554All other liabilities
  • $522,769Total equity capital
  • $522,769Total bank equity capital
  • $522,769Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $338,924Undivided profits
  • Memoranda
  • $182,845Noncurrent loans and leases
  • $750,772Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $13,204Earning assets
  • $0Long-term assets (5+ years)
  • $14,537Average Assets, year-to-date
  • $2,979,294Average Assets, quarterly
  • $1,195,955Volatile liabilities
  • $3,407,091Insider loans
  • $3,455,700FHLB advances
  • $423,964Loans and leases held for sale
  • $30,210Unused loan commitments
  • $314,795Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,486Total risk weighted assets
  • $750,772Total unused commitments
  • $0Restructured Loans and leases
  • $23,626Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $197,381Total interest income
  • $86,903Total interest expense
  • $110,478Net interest income
  • $2,050Provision for loan and lease losses
  • $34,288Total noninterest income
  • $2,369Fiduciary activities
  • $11,507Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20,412Additional noninterest income
  • $83,775Total noninterest expense
  • $46,432Salaries and employee benefits
  • $13,699Premises and equipment expense
  • $23,644Additional noninterest expense
  • $58,941Pre-tax net operating income
  • -$321Securities gains (losses)
  • $15,259Applicable income taxes
  • $43,361Income before extraordinary items
  • $0Extraordinary gains - net
  • $43,361Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,389Sale, conversion, retirement of capital stock, net
  • $24,000Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.81%Yield on earning assets
  • 3.00%Cost of funding earning assets
  • 3.81%Net interest margin
  • 1.18%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 1.28%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 8.48%Return on equity (ROE)
  • 3.79%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 147.59%Credit loss provision to net charge-offs
  • 43.91%Efficiency ratio
  • 56,046Assets per employee
  • 3.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.35%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 178.93%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 93.22%Net loans and leases to core deposits
  • 104.75%Equity capital to assets
  • 14.98%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 10.21%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $3,407,091Average earning assets
  • $511,399Average equity
  • $2,896,733Average loans

Total Fiduciary and Related Assets (December 31, 2006)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $425,527Managed Assets
  • 1Number of Accounts
  • $414,273Personal trust and agency accounts
  • $207,715Employee benefit-defined contribution accounts
  • $49,762Employee benefit-defined benefit accounts
  • $11,984Other retirement accounts
  • $54,246Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $90,566Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1572Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $11,254Other retirement accounts
  • $3,611Corporate trust and agency accounts
  • $6,799Other fiduciary accounts
  • $844Fiduciary accounts held in foreign offices

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