Brantley Bank and Trust Company in Brantley, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Brantley Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 16386
    Status: Active
    Federal Reserve ID: 411231
    Bank Holding Company (Regulatory Top Holder): Brantley Bancorp, Inc. (RSSDID: 1084025, Location: Brantley, AL)
    Date Established: March 06, 1946
    WWW: http://www.brantleybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 14591
    FDIC's unique #: 10565
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: March 06, 1946
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 9402 North Main Street, Brantley, AL 36009
    County: Crenshaw
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $65.1 mil
    Equity capital: $10.1 mil
    Deposits held in domestic offices: $53.9 mil
    Return on assets (ROA): 0.69% ($0.4 mil)
    Quarterly return on assets: 1.03% ($0.7 mil)
    Return on Equity (ROE): 4.56% ($0.5 mil)
    Quarterly return on equity: 6.69% ($0.7 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.94% ($612.4 mil)
    Quarterly Pretax return on assets: 1.60% ($1,042.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $65,148Total assets
  • $5,580Cash and due from depository institutions
  • $0Interest-bearing balances
  • $29,501Securities
  • $4,255Federal funds sold & reverse repurchase agreements
  • $24,336Net loans & leases
  • $633Loan loss allowance
  • $0Trading account assets
  • $169Bank premises and fixed assets
  • $513Other real estate owned
  • $0Goodwill and other intangibles
  • $65,148Life insurance assets
  • $794All other assets
  • $55,090Total liabilities and capital
  • $53,946Total liabilities
  • $44,522Total deposits
  • $53,946Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,144Subordinated debt
  • $10,058All other liabilities
  • $10,058Total equity capital
  • $10,058Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $500Surplus
  • $9,358Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $699Income earned, not collected on loans
  • $0Earning assets
  • $496Long-term assets (5+ years)
  • $58,092Average Assets, year-to-date
  • $27,294Average Assets, quarterly
  • $66,254Volatile liabilities
  • $66,173Insider loans
  • $33,487FHLB advances
  • $64,299Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,327Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,690Restructured Loans and leases
  • $1,237Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,750Total interest income
  • $424Total interest expense
  • $2,326Net interest income
  • $600Provision for loan and lease losses
  • $497Total noninterest income
  • $0Fiduciary activities
  • $369Service charges on deposit accounts
  • $0Trading account gains & fees
  • $128Additional noninterest income
  • $1,604Total noninterest expense
  • $881Salaries and employee benefits
  • $206Premises and equipment expense
  • $517Additional noninterest expense
  • $619Pre-tax net operating income
  • $5Securities gains (losses)
  • $166Applicable income taxes
  • $458Income before extraordinary items
  • $0Extraordinary gains - net
  • $458Net income attributable to bank
  • $0Net charge-offs
  • $458Cash dividends
  • $642Sale, conversion, retirement of capital stock, net
  • $450Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.58%Yield on earning assets
  • 0.71%Cost of funding earning assets
  • 3.87%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 2.67%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 4.56%Return on equity (ROE)
  • 0.08%Retained earnings to average equity (YTD only)
  • 2.58%Net charge-offs to loans
  • 93.46%Credit loss provision to net charge-offs
  • 1.90%Efficiency ratio
  • 56,819Assets per employee
  • 3.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 98.25%Loss allowance to loans
  • 2.54%Loss allowance to noncurrent loans
  • 90.56%Noncurrent assets plus other real estate owned to assets
  • 1.86%Noncurrent loans to loans
  • 2.80%Net loans and leases to deposits
  • 45.11%Net loans and leases to core deposits
  • 47.52%Equity capital to assets
  • 15.44%Core capital (leverage) ratio
  • 14.51%Tier 1 risk-based capital ratio
  • 27.85%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $66,254Average earning assets
  • $10,040Average equity
  • $60,072Average loans

List of branches

  • 2 Alabama Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010565Brantley Bank And Trust Company9402 North Main Street, Brantley, AL 36009March 06, 1946Full Service Brick and Mortar
    1194438South Montgomery County Branch10 5 Main Street, Ramer, AL 36069December 15, 1975Full Service Brick and Mortar

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