Brookhaven Bank in Atlanta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Brookhaven Bank in Atlanta, Georgia (GA)
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Brookhaven Bank - Overview

  • General
  • FDIC Certificate #: 58456
    Status: Active
    Federal Reserve ID: 3625132
    Date Established: August 14, 2007
    WWW: http://www.brookhavenbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 452189
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 14, 2007
    Last Structure Change Effective Date: August 14, 2007
    Last Structure Change Process Date: August 15, 2007
    Last Data Update: August 15, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 2987 Clairmont Road, Ne, Suite 150, Atlanta, GA 30329
    County: Dekalb
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    New Institution
  • Financial Summary
  • Total assets: $156.5 mil
    Equity capital: $17.8 mil
    Deposits held in domestic offices: $130.8 mil
    Return on assets (ROA): 0.64% ($1.0 mil)
    Quarterly return on assets: 0.32% ($0.5 mil)
    Return on Equity (ROE): 5.81% ($1.0 mil)
    Quarterly return on equity: 2.82% ($0.5 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.64% ($1,001.6 mil)
    Quarterly Pretax return on assets: 0.32% ($500.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $156,507Total assets
  • $17,217Cash and due from depository institutions
  • $12,084Interest-bearing balances
  • $30,345Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $106,248Net loans & leases
  • $2,263Loan loss allowance
  • $0Trading account assets
  • $873Bank premises and fixed assets
  • $396Other real estate owned
  • $0Goodwill and other intangibles
  • $156,507Life insurance assets
  • $1,428All other assets
  • $138,725Total liabilities and capital
  • $130,811Total liabilities
  • $117,523Total deposits
  • $130,811Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 1624.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,823Trading liabilities
  • $0Other borrowed funds
  • $467Subordinated debt
  • $17,782All other liabilities
  • $17,782Total equity capital
  • $17,782Total bank equity capital
  • $0Perpetual preferred stock
  • $12,000Common stock
  • $13,397Surplus
  • $-7,615Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $416Income earned, not collected on loans
  • $0Earning assets
  • $538Long-term assets (5+ years)
  • $148,677Average Assets, year-to-date
  • $29,751Average Assets, quarterly
  • $157,799Volatile liabilities
  • $156,099Insider loans
  • $119,613FHLB advances
  • $153,909Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $17,088Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $17,009Restructured Loans and leases
  • $1,684Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,636Total interest income
  • $1,663Total interest expense
  • $5,973Net interest income
  • $625Provision for loan and lease losses
  • $311Total noninterest income
  • $0Fiduciary activities
  • $92Service charges on deposit accounts
  • $0Trading account gains & fees
  • $219Additional noninterest income
  • $4,652Total noninterest expense
  • $2,724Salaries and employee benefits
  • $548Premises and equipment expense
  • $1,380Additional noninterest expense
  • $1,007Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,007Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,007Net income attributable to bank
  • $0Net charge-offs
  • $1,007Cash dividends
  • $375Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.16%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 4.04%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 0.64%Pretax return on assets
  • 5.81%Return on equity (ROE)
  • 5.81%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 166.67%Credit loss provision to net charge-offs
  • 4.35%Efficiency ratio
  • 74,029Assets per employee
  • 6.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.09%Loss allowance to noncurrent loans
  • 543.99%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 81.22%Net loans and leases to core deposits
  • 83.79%Equity capital to assets
  • 11.36%Core capital (leverage) ratio
  • 11.10%Tier 1 risk-based capital ratio
  • 14.29%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $157,799Average earning assets
  • $17,331Average equity
  • $147,894Average loans

List of branches

  • 2 Georgia Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0452189Brookhaven Bank2987 Clairmont Road, Ne, Suite 150, Atlanta, GA 30329August 14, 2007Full Service Brick and Mortar
    1489860Johnson Ferry Road Branch2221 Johnson Ferry Road, Atlanta, GA 30319August 04, 2008Full Service Brick and Mortar

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