Busey Bank in Champaign, Illinois (IL), FL, IN
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Busey Bank in Champaign, Illinois (IL), FL, IN
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Busey Bank - Overview

  • General
  • FDIC Certificate #: 16450
    Status: Active
    Federal Reserve ID: 416245
    Bank Holding Company (Regulatory Top Holder): First Busey Corporation (RSSDID: 1203602, Location: Champaign, IL)
    Date Established: July 08, 1946
    WWW: http://www.busey.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 49 (Domestic: 49, Interstate: Yes)
    OTS Docket #: 10287
    FDIC's unique #: 10617
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 08, 1946
    Last Structure Change Effective Date: January 22, 2010
    Last Structure Change Process Date: January 25, 2010
    Last Data Update: January 25, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West University Avenue, Champaign, IL 61820
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • Financial Summary
  • Total assets: $3,345.6 mil
    Equity capital: $412.4 mil
    Deposits held in domestic offices: $2,767.4 mil
    Return on assets (ROA): 0.87% ($29.1 mil)
    Quarterly return on assets: 0.68% ($22.8 mil)
    Return on Equity (ROE): 7.55% ($31.1 mil)
    Quarterly return on equity: 5.57% ($22.9 mil)
    Net income: $29.9 mil
    Quarterly Net income: $5.7 mil
    Pretax return on assets: 1.32% ($44,161.6 mil)
    Quarterly Pretax return on assets: 1.04% ($34,794.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 779Total employees (full-time equivalent)
  • $3,345,575Total assets
  • $290,699Cash and due from depository institutions
  • $197,839Interest-bearing balances
  • $823,071Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,992,675Net loans & leases
  • $58,506Loan loss allowance
  • $0Trading account assets
  • $68,505Bank premises and fixed assets
  • $6,378Other real estate owned
  • $27,427Goodwill and other intangibles
  • $3,345,575Life insurance assets
  • $136,820All other assets
  • $2,933,150Total liabilities and capital
  • $2,767,421Total liabilities
  • $2,260,336Total deposits
  • $2,767,421Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 127867.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $19,000Trading liabilities
  • $0Other borrowed funds
  • $18,862Subordinated debt
  • $412,425All other liabilities
  • $412,425Total equity capital
  • $412,425Total bank equity capital
  • $0Perpetual preferred stock
  • $13,700Common stock
  • $643,347Surplus
  • $-244,622Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $15,249Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $38,513Income earned, not collected on loans
  • $2,092Earning assets
  • $11,048Long-term assets (5+ years)
  • $3,013,585Average Assets, year-to-date
  • $413,589Average Assets, quarterly
  • $3,432,556Volatile liabilities
  • $3,339,177Insider loans
  • $2,172,677FHLB advances
  • $3,273,212Loans and leases held for sale
  • $37,722Unused loan commitments
  • $34,089Tier 1 (core) risk-based capital
  • $347,011Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,633Total unused commitments
  • $499,249Restructured Loans and leases
  • $81,306Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $132,533Total interest income
  • $20,461Total interest expense
  • $112,072Net interest income
  • $20,000Provision for loan and lease losses
  • $44,062Total noninterest income
  • $2,716Fiduciary activities
  • $10,368Service charges on deposit accounts
  • $0Trading account gains & fees
  • $30,978Additional noninterest income
  • $91,151Total noninterest expense
  • $43,791Salaries and employee benefits
  • $12,829Premises and equipment expense
  • $34,531Additional noninterest expense
  • $44,983Pre-tax net operating income
  • $170Securities gains (losses)
  • $15,212Applicable income taxes
  • $29,941Income before extraordinary items
  • $0Extraordinary gains - net
  • $29,941Net income attributable to bank
  • $0Net charge-offs
  • $29,941Cash dividends
  • $37,532Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.28%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 3.62%Net interest margin
  • 1.42%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 7.55%Return on equity (ROE)
  • 7.55%Retained earnings to average equity (YTD only)
  • 1.72%Net charge-offs to loans
  • 53.29%Credit loss provision to net charge-offs
  • 1.73%Efficiency ratio
  • 56,534Assets per employee
  • 4.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.85%Loss allowance to noncurrent loans
  • 151.91%Noncurrent assets plus other real estate owned to assets
  • 1.34%Noncurrent loans to loans
  • 1.88%Net loans and leases to deposits
  • 72.00%Net loans and leases to core deposits
  • 73.80%Equity capital to assets
  • 12.33%Core capital (leverage) ratio
  • 10.60%Tier 1 risk-based capital ratio
  • 15.97%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $3,432,556Average earning assets
  • $396,371Average equity
  • $3,098,243Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $897,459Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 526Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $897,459Other retirement accounts
  • $897,459Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 7 Florida Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    7160865Busey Bank, Na Branch7980 Summerlin Lakes Drive, Fort Myers, FL 33907June 01, 1998Full Service Brick and Mortar
    72290759North Port Office14803 Tamiami Trail, North Port, FL 34287June 01, 1999Full Service Brick and Mortar
    73360843Englewood Branch211 South Indiana Avenue, Englewood, FL 34223July 23, 2001Full Service Brick and Mortar
    74433231Punta Gorda Branch2815 Tamiami Trail, Punta Gorda, FL 33950November 01, 2004Full Service Brick and Mortar
    7541506Port Charlotte Branch1490 Tamiami Trl, Port Charlotte, FL 33948January 01, 1919Full Service Brick and Mortar
    77287721Cape Coral Branch2524 South Del Prado Boulevard, Cape Coral, FL 33904December 30, 1997Full Service Brick and Mortar
    78466705Santa Barbara Branch2735 Santa Barbara Boulevard, Cape Coral, FL 33904August 21, 2006Full Service Brick and Mortar
  • 41 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010617Busey Bank100 West University Avenue, Champaign, IL 61820July 08, 1946Full Service Brick and Mortar
    3224342Campus Bank Facility614 South Sixth Street, Champaign, IL 61820January 10, 1977Full Service Brick and Mortar
    415357Champaign Facility909 West Kirby Street, Champaign, IL 61821September 15, 1975Full Service Brick and Mortar
    611511St. Joseph Branch104 North Main Street, St. Joseph, IL 61873January 04, 1956Full Service Brick and Mortar
    7238099Clark-Lindsey Village Branch101 Windsor Road, Urbana, IL 61801December 27, 1990Limited Service Mobile
    8609Tolono Facility128 Holden Street, Tolono, IL 61880December 28, 1920Full Service Brick and Mortar
    9186692Savoy Facility108 Arbours Drive, Savoy, IL 61874June 07, 1983Full Service Brick and Mortar
    1112271Mahomet Branch312 East Main Street, Mahomet, IL 61853March 17, 1961Full Service Brick and Mortar
    13238100Windsor Of Savoy Branch401 Burwash, Savoy, IL 61874March 04, 1992Limited Service Mobile
    22238101Champaign North At Baytowne Branch907 West Marketview, Suite 1, Champaign, IL 61821April 19, 1993Full Service Brick and Mortar
    23238102Maple Grove Branch1231 East Grove Street, Rantoul, IL 61866March 13, 1995Full Service Brick and Mortar
    25238104Prairie Village Branch200 West International Drive, Rantoul, IL 61866December 05, 1995Limited Service Mobile
    2842573Gibson City Branch402 North Sangamon Avenue, Gibson City, IL 60936January 01, 1905Full Service Brick and Mortar
    29284415Paxton Branch140 West Center Street, Paxton, IL 60957January 01, 1894Full Service Brick and Mortar
    31238106Canterbury Ridge Branch1706 Amber Lane, Urbana, IL 61801December 01, 1998Limited Service Facility
    33358796Windsor Road Branch502 West Windsor Road, Champaign, IL 61820November 27, 2000Limited Service Facility
    35269819Veterans Branch1111 South Veterans Parkway, Bloomington, IL 61701October 01, 1994Full Service Brick and Mortar
    36265209Bloomington Branch2401 East Washington Street, Bloomington, IL 61701January 01, 1913Limited Service Facility
    376162Leroy Branch301 East Cedar Street, Le Roy, IL 61752January 26, 1924Full Service Brick and Mortar
    40364949Busey E-Bank BranchBusey.Com, Champaign, IL 61820March 31, 1997Full Service Cyber
    4156304Sheridan Branch6699 North Sheridan Road, Peoria, IL 61614April 16, 1996Full Service Brick and Mortar
    42363206Kumpf Branch405 N. William Kumpf Boulevard, Peoria, IL 61605August 12, 1999Full Service Brick and Mortar
    44423184Pekin Branch2012 Court Street, Pekin, IL 61554October 01, 2003Full Service Brick and Mortar
    45451655Normal Branch1508 Fort Jesse Road, Normal, IL 61761April 13, 2006Full Service Brick and Mortar
    49201470Bankpark Facility312 South Randolph Street, Champaign, IL 61820September 03, 1968Limited Service Facility
    50201471Bank West Facility2011 West Springfield Avenue, Champaign, IL 61820December 26, 1978Full Service Brick and Mortar
    53201475Robeson Crossing Branch3002 West Windsor Road, Champaign, IL 61821May 30, 1995Full Service Brick and Mortar
    556446Shelbyville Branch200 West Main Street, Shelbyville, IL 62565January 01, 1909Full Service Brick and Mortar
    582330First National Of Decatur Branch130 North Water Street, Decatur, IL 62525December 26, 1873Full Service Brick and Mortar
    59201675First Bank North Facility2505 North Water Street, Decatur, IL 62526September 13, 1977Full Service Brick and Mortar
    60152281120 State Highway Branch1120 State Highway 121, Mount Zion, IL 62549April 07, 1975Limited Service Facility
    61253803K-Mart Plaza-Financial Ctr. Facility2070 Mount Zion Road, Decatur, IL 62521July 26, 1982Full Service Brick and Mortar
    62201676Ash Avenue FacilityRoute 51 North And Ash Avenue, Decatur, IL 62526Febuary 03, 1992Full Service Brick and Mortar
    6341262Bloomington Citizens Savings Branch2101 North Veterans Parkway, Bloomington, IL 61704January 01, 1888Full Service Brick and Mortar
    64267533E Washington Branch2402 East Washington, Bloomington, IL 61704January 01, 1888Full Service Brick and Mortar
    6542282115 North Third Street Branch115 North Third Street, Fairbury, IL 61739January 01, 1887Full Service Brick and Mortar
    67464073College Avenue Branch201 West College Avenue, Normal, IL 61761June 04, 2007Full Service Brick and Mortar
    68469497Route 91 Peoria Branch7810 North Route 91, Peoria, IL 61615October 15, 2007Full Service Brick and Mortar
    69469499Main Street Urbana Branch201 West Main Street, Urbana, IL 61801November 10, 2007Full Service Brick and Mortar
    70470288Pines Branch2710 South Philo Road, Urbana, IL 61801January 14, 2008Full Service Brick and Mortar
    79497952Jefferson Avenue Branch107 S. W. Jefferson Avenue, Suite 100, Peoria, IL 61602October 05, 2009Full Service Retail
  • 1 Indiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    3261031Indianapolis Branch10321 North Pennsylvania, Indianapolis, IN 46280September 05, 1997Full Service Brick and Mortar

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