Dewey Bank in Dewey, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Dewey Bank in Dewey, Illinois (IL)
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Dewey Bank routing number info

Dewey Bank - Overview

  • General
  • FDIC Certificate #: 10803
    Status: Active
    Federal Reserve ID: 846132
    Bank Holding Company (Regulatory Top Holder): Arthur R. Murray, Inc. (RSSDID: 1201390, Location: Milford, IL)
    Date Established: January 01, 1902
    WWW: http://www.deweybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 6909
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 28, 2010
    Last Structure Change Process Date: April 30, 2010
    Last Data Update: April 30, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 2994 County Road 900 East, Dewey, IL 61840
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • Financial Summary
  • Total assets: $23.3 mil
    Equity capital: $2.8 mil
    Deposits held in domestic offices: $20.1 mil
    Return on assets (ROA): 0.61% ($0.1 mil)
    Quarterly return on assets: 0.78% ($0.2 mil)
    Return on Equity (ROE): 5.05% ($0.2 mil)
    Quarterly return on equity: 6.48% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.61% ($142.3 mil)
    Quarterly Pretax return on assets: 0.78% ($182.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $23,335Total assets
  • $2,480Cash and due from depository institutions
  • $1,034Interest-bearing balances
  • $6,410Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $11,388Net loans & leases
  • $196Loan loss allowance
  • $0Trading account assets
  • $1,320Bank premises and fixed assets
  • $167Other real estate owned
  • $858Goodwill and other intangibles
  • $23,335Life insurance assets
  • $712All other assets
  • $20,554Total liabilities and capital
  • $20,143Total liabilities
  • $15,748Total deposits
  • $20,143Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 337.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $74Subordinated debt
  • $2,781All other liabilities
  • $2,781Total equity capital
  • $2,781Total bank equity capital
  • $0Perpetual preferred stock
  • $342Common stock
  • $1,951Surplus
  • $488Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $269Income earned, not collected on loans
  • $0Earning assets
  • $165Long-term assets (5+ years)
  • $18,832Average Assets, year-to-date
  • $5,776Average Assets, quarterly
  • $21,920Volatile liabilities
  • $22,976Insider loans
  • $14,086FHLB advances
  • $20,895Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,777Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $783Restructured Loans and leases
  • $53Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $997Total interest income
  • $119Total interest expense
  • $878Net interest income
  • $0Provision for loan and lease losses
  • $127Total noninterest income
  • $0Fiduciary activities
  • $69Service charges on deposit accounts
  • $0Trading account gains & fees
  • $58Additional noninterest income
  • $871Total noninterest expense
  • $401Salaries and employee benefits
  • $117Premises and equipment expense
  • $353Additional noninterest expense
  • $134Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $134Income before extraordinary items
  • $0Extraordinary gains - net
  • $134Net income attributable to bank
  • $0Net charge-offs
  • $134Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.64%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 4.96%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 4.92%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.61%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.05%Return on equity (ROE)
  • 5.05%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 86,667Assets per employee
  • 2.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 72.86%Noncurrent assets plus other real estate owned to assets
  • 1.87%Noncurrent loans to loans
  • 2.32%Net loans and leases to deposits
  • 56.54%Net loans and leases to core deposits
  • 57.25%Equity capital to assets
  • 11.92%Core capital (leverage) ratio
  • 8.50%Tier 1 risk-based capital ratio
  • 12.62%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $21,920Average earning assets
  • $2,655Average equity
  • $17,689Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    06909Dewey Bank2994 County Road 900 East, Dewey, IL 61840January 01, 1902Full Service Brick and Mortar
    1223013Saybrook Branch129 South Center Street, Saybrook, IL 61770December 26, 1997Full Service Brick and Mortar

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