CHASE LINCOLN FIRST BANK, NATIONAL ASSOCIATION in Rochester, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

  • CHASE LINCOLN FIRST BANK, NATIONAL ASSOCIATION in Rochester, New York (NY)
  • Show street view No street view available for this location

CHASE LINCOLN FIRST BANK, NATIONAL ASSOCIATION - Overview

  • General
  • FDIC Certificate #: 7318
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Chase Manhattan Bank (National Association) (#624)
    Federal Reserve ID: 993214
    Date Established: November 16, 1929
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 112 (Interstate: No)
    FDIC's unique #: 4794
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1993
    Last Structure Change Process Date: January 27, 1993
    Last Data Update: January 27, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: One Lincoln First Square, Rochester, NY 14643
    County: Monroe
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Rochester, NY (#6840)
    Combined Statistical Area (CSA): Rochester-Batavia-Seneca Falls, NY (#464)
    Core Based Statistical Area (CBSA): Rochester, NY (#40380)
    CBSA Metro Statistical Area: Rochester, NY (#40380)
  • Financial Summary
  • Total assets: $4,470.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $2,768Total assets
  • $4,470,499Cash and due from depository institutions
  • $368,642Interest-bearing balances
  • $4,696Securities
  • $72,544Federal funds sold & reverse repurchase agreements
  • $190,000Net loans & leases
  • $3,519,000Loan loss allowance
  • $92,203Trading account assets
  • $25,669Bank premises and fixed assets
  • $108,858Other real estate owned
  • $60,453Goodwill and other intangibles
  • $108,769Life insurance assets
  • $16,564All other assets
  • $0Total liabilities and capital
  • $4,470,499Total liabilities
  • $4,038,210Total deposits
  • $3,926,578Interest-bearing deposits
  • $2,937,532Deposits held in domestic offices
  • 3926578.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $29,042Trading liabilities
  • $0Other borrowed funds
  • $37,801Subordinated debt
  • $0All other liabilities
  • $44,789Total equity capital
  • $44,789Total bank equity capital
  • $432,289Perpetual preferred stock
  • $0Common stock
  • $63,634Surplus
  • $65,568Undivided profits
  • Memoranda
  • $303,087Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $149,424Income earned, not collected on loans
  • $22,480Earning assets
  • $3,811,909Long-term assets (5+ years)
  • $357,146Average Assets, year-to-date
  • $4,824,460Average Assets, quarterly
  • $4,554,771Volatile liabilities
  • $270,018Insider loans
  • $247FHLB advances
  • $0Loans and leases held for sale
  • $166,062Unused loan commitments
  • $1,192,004Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $415,924Total risk weighted assets
  • $4,033,441Total unused commitments
  • $0Restructured Loans and leases
  • $695,934Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $344,843Total interest expense
  • $151,688Net interest income
  • $193,155Provision for loan and lease losses
  • $28,600Total noninterest income
  • $131,100Fiduciary activities
  • $33,377Service charges on deposit accounts
  • $22,867Trading account gains & fees
  • $585Additional noninterest income
  • $74,271Total noninterest expense
  • $224,502Salaries and employee benefits
  • $113,361Premises and equipment expense
  • $38,985Additional noninterest expense
  • $72,156Pre-tax net operating income
  • $71,153Securities gains (losses)
  • -$157Applicable income taxes
  • $26,527Income before extraordinary items
  • $44,469Extraordinary gains - net
  • $0Net income attributable to bank
  • $44,469Net charge-offs
  • $21,180Cash dividends
  • $25,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.24%Cost of funding earning assets
  • 3.62%Net interest margin
  • 4.61%Noninterest income to earning assets
  • 3.13%Noninterest expense to earning assets
  • 5.36%Net operating income to assets
  • 0.92%Return on assets (ROA)
  • 0.92%Pretax return on assets
  • 1.47%Return on equity (ROE)
  • 10.47%Retained earnings to average equity (YTD only)
  • 4.58%Net charge-offs to loans
  • 0.54%Credit loss provision to net charge-offs
  • 135.03%Efficiency ratio
  • 68,410Assets per employee
  • 1.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.22%Loss allowance to loans
  • 2.55%Loss allowance to noncurrent loans
  • 61.71%Noncurrent assets plus other real estate owned to assets
  • 4.80%Noncurrent loans to loans
  • 4.14%Net loans and leases to deposits
  • 89.62%Net loans and leases to core deposits
  • 95.47%Equity capital to assets
  • 9.67%Core capital (leverage) ratio
  • 9.16%Tier 1 risk-based capital ratio
  • 10.31%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $4,824,460Average earning assets
  • $424,867Average equity
  • $4,186,085Average loans
1
wayne schultz
⚠
Jul 8, 2023 @ 6:06 am
While living in Rochester back in the 80's I must have borrowed money and Chase Lincoln put a lien on my property in Maine. The lien was recorded on 7-24-87. I know I don't owe chase any money so can you send a discharge of the lien??

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with CHASE LINCOLN FIRST BANK, NATIONAL ASSOCIATION.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents