COMMUNITY TRUST BANK OF TEXAS in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 20, 2010

  • COMMUNITY TRUST BANK OF TEXAS in Dallas, Texas (TX)
  • Show street view No street view available for this location

COMMUNITY TRUST BANK OF TEXAS - Overview

  • General
  • FDIC Certificate #: 5504
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Trust Bank (#12614)
    Federal Reserve ID: 3717288
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 3734
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 20, 2010
    Last Structure Change Process Date: August 24, 2010
    Last Data Update: August 24, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 8222 Douglas Avenue, One Preston Centre, Dallas, TX 75225
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $268.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $183,342Total assets
  • $5,547Cash and due from depository institutions
  • $0Interest-bearing balances
  • $52,087Securities
  • $42,185Federal funds sold & reverse repurchase agreements
  • $80,547Net loans & leases
  • $784Loan loss allowance
  • $0Trading account assets
  • $1,330Bank premises and fixed assets
  • $0Other real estate owned
  • $350Goodwill and other intangibles
  • $0Life insurance assets
  • $1,296All other assets
  • $183,342Total liabilities and capital
  • $164,480Total liabilities
  • $160,056Total deposits
  • $147,973Interest-bearing deposits
  • $160,056Deposits held in domestic offices
  • 72.67%% insured (estimated)
  • $3,284Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,140All other liabilities
  • $18,862Total equity capital
  • $18,862Total bank equity capital
  • $18,862Perpetual preferred stock
  • $0Common stock
  • $5Surplus
  • $20,414Undivided profits
  • Memoranda
  • $-1,557Noncurrent loans and leases
  • $15,607Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $396Average Assets, year-to-date
  • $174,819Average Assets, quarterly
  • $54,581Volatile liabilities
  • $131,677Insider loans
  • $186,805FHLB advances
  • $57,496Loans and leases held for sale
  • $1,739Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,539Tier 2 risk-based capital
  • $417Total risk weighted assets
  • $15,607Total unused commitments
  • $0Restructured Loans and leases
  • $813Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $4,475Total interest income
  • $2,273Total interest expense
  • $2,202Net interest income
  • $534Provision for loan and lease losses
  • $301Total noninterest income
  • $0Fiduciary activities
  • $44Service charges on deposit accounts
  • $0Trading account gains & fees
  • $257Additional noninterest income
  • $4,056Total noninterest expense
  • $1,852Salaries and employee benefits
  • $487Premises and equipment expense
  • $1,717Additional noninterest expense
  • -$2,087Pre-tax net operating income
  • $0Securities gains (losses)
  • -$704Applicable income taxes
  • -$1,383Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,383Net income attributable to bank
  • $0Net charge-offs
  • -$1,383Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.62%Yield on earning assets
  • 1.84%Cost of funding earning assets
  • 1.78%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 3.28%Noninterest expense to earning assets
  • -1.05%Net operating income to assets
  • -1.05%Return on assets (ROA)
  • -1.58%Pretax return on assets
  • -7.21%Return on equity (ROE)
  • -7.21%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 162,046Assets per employee
  • 9.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.96%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 50.32%Net loans and leases to core deposits
  • 76.10%Equity capital to assets
  • 10.29%Core capital (leverage) ratio
  • 10.18%Tier 1 risk-based capital ratio
  • 16.67%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $131,677Average earning assets
  • $19,178Average equity
  • $123,715Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with COMMUNITY TRUST BANK OF TEXAS.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents