FDIC Certificate #: 10840 Status: Active Federal Reserve ID: 424437 Date Established: January 01, 1899 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 6933 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 206 Center St, Campus, IL 60920 County: Livingston Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Pontiac, IL (#38700) CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $19.1 mil Equity capital: $1.9 mil Deposits held in domestic offices: $17.1 mil Return on assets (ROA): 0.46% ($0.1 mil) Quarterly return on assets: -1.09% (-$0.2 mil) Return on Equity (ROE): 4.44% ($0.1 mil) Quarterly return on equity: -10.55% (-$0.2 mil) Net income: $0.1 mil Quarterly Net income: -$0.1 mil Pretax return on assets: 0.60% ($114.6 mil) Quarterly Pretax return on assets: -0.76% (-$145.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
5Total employees (full-time equivalent)
$19,096Total assets
$2,738Cash and due from depository institutions
$2,565Interest-bearing balances
$3,072Securities
$251Federal funds sold & reverse repurchase agreements
$12,754Net loans & leases
$130Loan loss allowance
$0Trading account assets
$47Bank premises and fixed assets
$8Other real estate owned
$0Goodwill and other intangibles
$19,096Life insurance assets
$226All other assets
$17,151Total liabilities and capital
$17,138Total liabilities
$15,019Total deposits
$17,138Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$13Subordinated debt
$1,945All other liabilities
$1,945Total equity capital
$1,945Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$500Surplus
$1,395Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$411Income earned, not collected on loans
$0Earning assets
$194Long-term assets (5+ years)
$18,642Average Assets, year-to-date
$3,153Average Assets, quarterly
$18,779Volatile liabilities
$19,052Insider loans
$11,476FHLB advances
$19,075Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,945Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,198Restructured Loans and leases
$466Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$867Total interest income
$135Total interest expense
$732Net interest income
$0Provision for loan and lease losses
$121Total noninterest income
$0Fiduciary activities
$4Service charges on deposit accounts
$0Trading account gains & fees
$117Additional noninterest income
$676Total noninterest expense
$518Salaries and employee benefits
$20Premises and equipment expense
$138Additional noninterest expense
$177Pre-tax net operating income
-$65Securities gains (losses)
$26Applicable income taxes
$86Income before extraordinary items
$0Extraordinary gains - net
$86Net income attributable to bank
$0Net charge-offs
$86Cash dividends
$0Sale, conversion, retirement of capital stock, net
$30Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.74%Yield on earning assets
0.74%Cost of funding earning assets
4.00%Net interest margin
0.66%Noninterest income to earning assets
3.69%Noninterest expense to earning assets
0.72%Net operating income to assets
0.46%Return on assets (ROA)
0.60%Pretax return on assets
4.44%Return on equity (ROE)
2.89%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
79,250Assets per employee
3.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
34.88%Loss allowance to loans
1.01%Loss allowance to noncurrent loans
31.63%Noncurrent assets plus other real estate owned to assets
2.19%Noncurrent loans to loans
3.19%Net loans and leases to deposits
74.42%Net loans and leases to core deposits
74.42%Equity capital to assets
10.19%Core capital (leverage) ratio
10.20%Tier 1 risk-based capital ratio
16.95%Total risk-based capital ratio
Memoranda
$18Average assets
$18,779Average earning assets
$1,936Average equity
$18,307Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
6933
Campus State Bank
206 Center St, Campus, IL 60920
January 01, 1899
Full Service Brick and Mortar
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