First Community Bank of Plainfield in Plainfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Community Bank of Plainfield in Plainfield, Illinois (IL)
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First Community Bank of Plainfield - Overview

  • General
  • FDIC Certificate #: 58769
    Status: Active
    Federal Reserve ID: 3809446
    Bank Holding Company (Regulatory Top Holder): First Community Financial Partners, Inc. (RSSDID: 3447585, Location: Joliet, IL)
    Date Established: November 03, 2008
    WWW: http://www.plainfieldbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 467493
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 03, 2008
    Last Structure Change Effective Date: January 03, 2011
    Last Structure Change Process Date: January 06, 2011
    Last Data Update: January 06, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 14150 S Route 30, Plainfield, IL 60544
    County: Will
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $130.1 mil
    Equity capital: $14.7 mil
    Deposits held in domestic offices: $112.1 mil
    Return on assets (ROA): 1.11% ($1.4 mil)
    Quarterly return on assets: 0.33% ($0.4 mil)
    Return on Equity (ROE): 9.80% ($1.5 mil)
    Quarterly return on equity: 2.99% ($0.4 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.11% ($1,443.6 mil)
    Quarterly Pretax return on assets: -0.10% (-$130.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $130,053Total assets
  • $10,048Cash and due from depository institutions
  • $6,449Interest-bearing balances
  • $5,077Securities
  • $10,361Federal funds sold & reverse repurchase agreements
  • $99,279Net loans & leases
  • $3,442Loan loss allowance
  • $0Trading account assets
  • $4,195Bank premises and fixed assets
  • $311Other real estate owned
  • $0Goodwill and other intangibles
  • $130,053Life insurance assets
  • $782All other assets
  • $115,389Total liabilities and capital
  • $112,061Total liabilities
  • $101,573Total deposits
  • $112,061Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 2935.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $393Subordinated debt
  • $14,664All other liabilities
  • $14,664Total equity capital
  • $14,664Total bank equity capital
  • $4,125Perpetual preferred stock
  • $1,500Common stock
  • $13,794Surplus
  • $-4,755Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,490Income earned, not collected on loans
  • $0Earning assets
  • $283Long-term assets (5+ years)
  • $121,166Average Assets, year-to-date
  • $4,463Average Assets, quarterly
  • $123,603Volatile liabilities
  • $132,538Insider loans
  • $106,653FHLB advances
  • $135,565Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,653Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $21,541Restructured Loans and leases
  • $9,069Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,004Total interest income
  • $1,196Total interest expense
  • $4,808Net interest income
  • $1,306Provision for loan and lease losses
  • $507Total noninterest income
  • $0Fiduciary activities
  • $63Service charges on deposit accounts
  • $0Trading account gains & fees
  • $444Additional noninterest income
  • $2,638Total noninterest expense
  • $1,510Salaries and employee benefits
  • $217Premises and equipment expense
  • $911Additional noninterest expense
  • $1,371Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,371Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,371Net income attributable to bank
  • $0Net charge-offs
  • $1,371Cash dividends
  • $444Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 4.15%Net interest margin
  • 0.44%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 9.80%Return on equity (ROE)
  • 9.80%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 294.14%Credit loss provision to net charge-offs
  • 6.03%Efficiency ratio
  • 49,633Assets per employee
  • 7.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.35%Loss allowance to noncurrent loans
  • 138.23%Noncurrent assets plus other real estate owned to assets
  • 2.15%Noncurrent loans to loans
  • 2.42%Net loans and leases to deposits
  • 88.59%Net loans and leases to core deposits
  • 98.96%Equity capital to assets
  • 11.28%Core capital (leverage) ratio
  • 10.81%Tier 1 risk-based capital ratio
  • 13.74%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $123,603Average earning assets
  • $13,995Average equity
  • $115,757Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0467493First Community Bank Of Plainfield14150 S Route 30, Plainfield, IL 60544November 03, 2008Full Service Brick and Mortar

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