Carroll County Trust Company of Carrollton, Missouri in Carrollton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Carroll County Trust Company of Carrollton, Missouri in Carrollton, Missouri (MO)
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Carroll County Trust Company of Carrollton, Missouri routing number info

Carroll County Trust Company of Carrollton, Missouri - Overview

  • General
  • FDIC Certificate #: 1611
    Status: Active
    Federal Reserve ID: 490843
    Bank Holding Company (Regulatory Top Holder): Carroll County Bancshares, Inc. (RSSDID: 1131013, Location: Carrollton, MO)
    Date Established: January 01, 1919
    WWW: http://www.cctconline.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 13004
    FDIC's unique #: 1054
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 2 South Folger, Carrollton, MO 64633
    County: Carroll
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $122.1 mil
    Equity capital: $13.8 mil
    Deposits held in domestic offices: $88.7 mil
    Return on assets (ROA): 1.20% ($1.5 mil)
    Quarterly return on assets: 0.89% ($1.1 mil)
    Return on Equity (ROE): 10.43% ($1.5 mil)
    Quarterly return on equity: 7.56% ($1.1 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.22% ($1,489.8 mil)
    Quarterly Pretax return on assets: 0.94% ($1,147.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $122,113Total assets
  • $7,036Cash and due from depository institutions
  • $5,109Interest-bearing balances
  • $58,272Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $50,609Net loans & leases
  • $847Loan loss allowance
  • $0Trading account assets
  • $961Bank premises and fixed assets
  • $11Other real estate owned
  • $0Goodwill and other intangibles
  • $122,113Life insurance assets
  • $5,224All other assets
  • $108,302Total liabilities and capital
  • $88,669Total liabilities
  • $72,786Total deposits
  • $88,669Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 5164.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $14,100Trading liabilities
  • $0Other borrowed funds
  • $369Subordinated debt
  • $13,811All other liabilities
  • $13,811Total equity capital
  • $13,811Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $1,825Surplus
  • $11,586Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,338Income earned, not collected on loans
  • $0Earning assets
  • $1,218Long-term assets (5+ years)
  • $113,990Average Assets, year-to-date
  • $32,387Average Assets, quarterly
  • $120,329Volatile liabilities
  • $121,149Insider loans
  • $106,115FHLB advances
  • $122,137Loans and leases held for sale
  • $2,405Unused loan commitments
  • $1,325Tier 1 (core) risk-based capital
  • $12,966Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,080Total unused commitments
  • $6,676Restructured Loans and leases
  • $242Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,879Total interest income
  • $1,314Total interest expense
  • $3,565Net interest income
  • $121Provision for loan and lease losses
  • $474Total noninterest income
  • $0Fiduciary activities
  • $199Service charges on deposit accounts
  • $0Trading account gains & fees
  • $275Additional noninterest income
  • $2,848Total noninterest expense
  • $1,781Salaries and employee benefits
  • $312Premises and equipment expense
  • $755Additional noninterest expense
  • $1,070Pre-tax net operating income
  • $401Securities gains (losses)
  • $33Applicable income taxes
  • $1,438Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,438Net income attributable to bank
  • $0Net charge-offs
  • $1,438Cash dividends
  • $69Sale, conversion, retirement of capital stock, net
  • $1,682Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.40%Yield on earning assets
  • 1.19%Cost of funding earning assets
  • 3.22%Net interest margin
  • 0.43%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 1.20%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 10.43%Return on equity (ROE)
  • -1.77%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 175.36%Credit loss provision to net charge-offs
  • 17.26%Efficiency ratio
  • 70,513Assets per employee
  • 4.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 116.97%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 63.30%Noncurrent assets plus other real estate owned to assets
  • 1.10%Noncurrent loans to loans
  • 2.60%Net loans and leases to deposits
  • 57.08%Net loans and leases to core deposits
  • 64.58%Equity capital to assets
  • 11.31%Core capital (leverage) ratio
  • 10.62%Tier 1 risk-based capital ratio
  • 12.22%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $120,329Average earning assets
  • $13,791Average equity
  • $110,883Average loans

Total Fiduciary and Related Assets (December 31, 2010)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $689Managed Assets
  • 1Number of Accounts
  • $689Personal trust and agency accounts
  • $689Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Missouri Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    01054Carroll County Trust Company Of Carrollton, Missouri2 South Folger, Carrollton, MO 64633January 01, 1919Full Service Brick and Mortar
    11086201 Main Street Branch2 Main Street, Hale, MO 64643May 02, 1928Full Service Brick and Mortar

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