Centennial Bank in Eugene, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 15, 2002

  • Centennial Bank in Eugene, Oregon (OR)
  • Show street view No street view available for this location

Centennial Bank - Overview

  • General
  • FDIC Certificate #: 22493
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Umpqua Bank (#17266)
    Federal Reserve ID: 225166
    Date Established: July 19, 1977
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 23 (Interstate: No)
    OTS Docket #: 8991
    FDIC's unique #: 15685
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 19, 1977
    Last Structure Change Effective Date: November 15, 2002
    Last Structure Change Process Date: January 14, 2003
    Last Data Update: January 14, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: One Southwest Columbia Street, Suite 900, Eugene, OR 97401
    County: Multnomah
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • Financial Summary
  • Total assets: $866.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 290Total employees (full-time equivalent)
  • $814,754Total assets
  • $36,791Cash and due from depository institutions
  • $218Interest-bearing balances
  • $75,872Securities
  • $3,910Federal funds sold & reverse repurchase agreements
  • $655,741Net loans & leases
  • $10,506Loan loss allowance
  • $0Trading account assets
  • $14,910Bank premises and fixed assets
  • $1,104Other real estate owned
  • $7,714Goodwill and other intangibles
  • $0Life insurance assets
  • $18,712All other assets
  • $814,754Total liabilities and capital
  • $719,602Total liabilities
  • $698,981Total deposits
  • $531,144Interest-bearing deposits
  • $698,981Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $7,051Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,000Other borrowed funds
  • $0Subordinated debt
  • $3,570All other liabilities
  • $95,152Total equity capital
  • $95,152Total bank equity capital
  • $95,152Perpetual preferred stock
  • $0Common stock
  • $1,438Surplus
  • $33,812Undivided profits
  • Memoranda
  • $59,902Noncurrent loans and leases
  • $206,493Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,696Earning assets
  • $1,455Long-term assets (5+ years)
  • $4,676Average Assets, year-to-date
  • $735,741Average Assets, quarterly
  • $155,029Volatile liabilities
  • $841,898Insider loans
  • $828,765FHLB advances
  • $95,299Loans and leases held for sale
  • $9,627Unused loan commitments
  • $10,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,394Total risk weighted assets
  • $206,493Total unused commitments
  • $0Restructured Loans and leases
  • $9,614Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $72,479Total interest income
  • $23,951Total interest expense
  • $48,528Net interest income
  • $3,950Provision for loan and lease losses
  • $5,403Total noninterest income
  • $0Fiduciary activities
  • $1,923Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,480Additional noninterest income
  • $27,097Total noninterest expense
  • $16,161Salaries and employee benefits
  • $3,955Premises and equipment expense
  • $6,981Additional noninterest expense
  • $22,884Pre-tax net operating income
  • $871Securities gains (losses)
  • $9,069Applicable income taxes
  • $14,686Income before extraordinary items
  • $0Extraordinary gains - net
  • $14,686Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,594Sale, conversion, retirement of capital stock, net
  • $6,000Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.57%Yield on earning assets
  • 3.16%Cost of funding earning assets
  • 6.41%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.58%Noninterest expense to earning assets
  • 1.68%Net operating income to assets
  • 1.74%Return on assets (ROA)
  • 2.82%Pretax return on assets
  • 16.23%Return on equity (ROE)
  • 9.60%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 152.27%Credit loss provision to net charge-offs
  • 10.34%Efficiency ratio
  • 49,126Assets per employee
  • 2.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.86%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 136.51%Noncurrent assets plus other real estate owned to assets
  • 1.08%Noncurrent loans to loans
  • 1.16%Net loans and leases to deposits
  • 93.81%Net loans and leases to core deposits
  • 107.37%Equity capital to assets
  • 11.68%Core capital (leverage) ratio
  • 10.74%Tier 1 risk-based capital ratio
  • 11.41%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $841,898Average earning assets
  • $90,511Average equity
  • $757,162Average loans

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