FDIC Certificate #: 26541 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The American National Bank of Texas (#23474) Federal Reserve ID: 32159 Date Established: Febuary 12, 1986 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 4 (Interstate: No) OTS Docket #: 10919 FDIC's unique #: 35230 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: Febuary 12, 1986 Last Structure Change Effective Date: Febuary 23, 2008 Last Structure Change Process Date: March 04, 2008 Last Data Update: March 04, 2008 Data Source Date: April 05, 2012
Location
Address: 2720 W 7th Street, Fort Worth, TX 76102 County: Tarrant Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
Financial Summary
Total assets: $139.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2007)
Dollar figures in thousands
42Total employees (full-time equivalent)
$139,604Total assets
$6,972Cash and due from depository institutions
$231Interest-bearing balances
$0Securities
$845Federal funds sold & reverse repurchase agreements
$105,554Net loans & leases
$1,607Loan loss allowance
$0Trading account assets
$9,244Bank premises and fixed assets
$651Other real estate owned
$14,334Goodwill and other intangibles
$0Life insurance assets
$2,004All other assets
$139,604Total liabilities and capital
$114,423Total liabilities
$110,706Total deposits
$82,755Interest-bearing deposits
$110,706Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$480Other borrowed funds
$0Subordinated debt
$3,237All other liabilities
$25,181Total equity capital
$25,181Total bank equity capital
$25,181Perpetual preferred stock
$0Common stock
$1,438Surplus
$24,050Undivided profits
Memoranda
$-307Noncurrent loans and leases
$17,251Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,256Earning assets
$245Long-term assets (5+ years)
$568Average Assets, year-to-date
$106,630Average Assets, quarterly
$4,980Volatile liabilities
$143,312Insider loans
$139,490FHLB advances
$24,481Loans and leases held for sale
$577Unused loan commitments
$480Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$17,251Total unused commitments
$0Restructured Loans and leases
$1,410Derivatives
Income and Expense (December 31, 2007)
Dollar figures in thousands
$2,383Total interest income
$938Total interest expense
$1,445Net interest income
$350Provision for loan and lease losses
$189Total noninterest income
$0Fiduciary activities
$148Service charges on deposit accounts
$0Trading account gains & fees
$41Additional noninterest income
$1,765Total noninterest expense
$706Salaries and employee benefits
$351Premises and equipment expense
$708Additional noninterest expense
-$481Pre-tax net operating income
$0Securities gains (losses)
-$174Applicable income taxes
-$307Income before extraordinary items
$0Extraordinary gains - net
-$307Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$17Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2007)
Dollar figures in thousands
Performance Ratios (%, annualized)
1.92%Yield on earning assets
0.76%Cost of funding earning assets
1.17%Net interest margin
0.15%Noninterest income to earning assets
1.43%Noninterest expense to earning assets
-0.21%Net operating income to assets
-0.21%Return on assets (ROA)
-0.34%Pretax return on assets
-2.18%Return on equity (ROE)
-2.18%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
2058.82%Credit loss provision to net charge-offs
-7.71%Efficiency ratio
97,368Assets per employee
3.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
71.23%Noncurrent assets plus other real estate owned to assets
2.08%Noncurrent loans to loans
2.11%Net loans and leases to deposits
95.35%Net loans and leases to core deposits
122.42%Equity capital to assets
18.04%Core capital (leverage) ratio
10.55%Tier 1 risk-based capital ratio
11.12%Total risk-based capital ratio
Memoranda
$12Average assets
$143,312Average earning assets
$14,089Average equity
$123,800Average loans
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