FDIC Certificate #: 34414 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:PlainsCapital Bank (#17491) Federal Reserve ID: 2620961 Date Established: May 27, 1998 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 57177 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: May 27, 1998 Last Structure Change Effective Date: January 02, 2001 Last Structure Change Process Date: May 16, 2001 Last Data Update: May 16, 2001 Data Source Date: April 05, 2012
Location
Address: 807 Brazos Street, Austin, TX 78701 County: Travis Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640) Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126) Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420) CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420)
Financial Summary
Total assets: $25.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
7Total employees (full-time equivalent)
$24,974Total assets
$1,474Cash and due from depository institutions
$0Interest-bearing balances
$165Securities
$9,325Federal funds sold & reverse repurchase agreements
$12,086Net loans & leases
$151Loan loss allowance
$0Trading account assets
$1,249Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$675All other assets
$24,974Total liabilities and capital
$20,561Total liabilities
$20,458Total deposits
$12,429Interest-bearing deposits
$20,458Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$103All other liabilities
$4,413Total equity capital
$4,413Total bank equity capital
$4,413Perpetual preferred stock
$0Common stock
$2,741Surplus
$2,741Undivided profits
Memoranda
$-1,069Noncurrent loans and leases
$2,910Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$83Average Assets, year-to-date
$21,576Average Assets, quarterly
$2,783Volatile liabilities
$27,881Insider loans
$27,216FHLB advances
$4,006Loans and leases held for sale
$922Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,910Total unused commitments
$0Restructured Loans and leases
$151Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$2,082Total interest income
$764Total interest expense
$1,318Net interest income
$116Provision for loan and lease losses
$165Total noninterest income
$0Fiduciary activities
$132Service charges on deposit accounts
$0Trading account gains & fees
$33Additional noninterest income
$1,342Total noninterest expense
$539Salaries and employee benefits
$402Premises and equipment expense
$401Additional noninterest expense
$25Pre-tax net operating income
$0Securities gains (losses)
$20Applicable income taxes
$5Income before extraordinary items
$0Extraordinary gains - net
$5Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$83Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.62%Yield on earning assets
3.16%Cost of funding earning assets
5.45%Net interest margin
0.68%Noninterest income to earning assets
5.55%Noninterest expense to earning assets
0.02%Net operating income to assets
0.02%Return on assets (ROA)
0.09%Pretax return on assets
0.11%Return on equity (ROE)
0.11%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
139.76%Credit loss provision to net charge-offs
1.70%Efficiency ratio
90,492Assets per employee
3.57%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.23%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
59.08%Net loans and leases to core deposits
73.46%Equity capital to assets
17.67%Core capital (leverage) ratio
15.89%Tier 1 risk-based capital ratio
25.00%Total risk-based capital ratio
Memoranda
$26Average assets
$27,881Average earning assets
$4,401Average equity
$24,166Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with City National Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: