FDIC Certificate #: 30264 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Exchange National Bank of Jefferson City (#4542) Federal Reserve ID: 1011777 Date Established: January 01, 1921 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 5077 FDIC's unique #: 43098 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: July 05, 1949 Last Structure Change Effective Date: June 16, 2000 Last Structure Change Process Date: June 29, 2000 Last Data Update: June 29, 2000 Data Source Date: April 05, 2012
Location
Address: 427 Monroe Street, Jefferson City, MO 65101 County: Cole Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Columbia Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Jefferson City, MO (#27620) CBSA Metro Statistical Area: Jefferson City, MO (#27620)
Financial Summary
Total assets: $87.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
30Total employees (full-time equivalent)
$89,142Total assets
$10,229Cash and due from depository institutions
$7,951Interest-bearing balances
$11,237Securities
$0Federal funds sold & reverse repurchase agreements
$64,431Net loans & leases
$408Loan loss allowance
$0Trading account assets
$1,522Bank premises and fixed assets
$0Other real estate owned
$276Goodwill and other intangibles
$0Life insurance assets
$1,447All other assets
$89,142Total liabilities and capital
$71,408Total liabilities
$69,208Total deposits
$68,143Interest-bearing deposits
$69,208Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,718Other borrowed funds
$0Subordinated debt
$482All other liabilities
$17,734Total equity capital
$17,734Total bank equity capital
$17,734Perpetual preferred stock
$0Common stock
$1Surplus
$9,575Undivided profits
Memoranda
$8,158Noncurrent loans and leases
$3,851Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$157Earning assets
$0Long-term assets (5+ years)
$411Average Assets, year-to-date
$83,619Average Assets, quarterly
$0Volatile liabilities
$91,357Insider loans
$89,694FHLB advances
$5,769Loans and leases held for sale
$451Unused loan commitments
$794Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,851Total unused commitments
$0Restructured Loans and leases
$408Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$6,313Total interest income
$3,314Total interest expense
$2,999Net interest income
$10Provision for loan and lease losses
$225Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$225Additional noninterest income
$2,026Total noninterest expense
$1,188Salaries and employee benefits
$434Premises and equipment expense
$404Additional noninterest expense
$1,188Pre-tax net operating income
-$675Securities gains (losses)
$205Applicable income taxes
$308Income before extraordinary items
$0Extraordinary gains - net
$308Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$6Sale, conversion, retirement of capital stock, net
$2,000Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.28%Yield on earning assets
3.82%Cost of funding earning assets
3.46%Net interest margin
0.26%Noninterest income to earning assets
2.34%Noninterest expense to earning assets
0.81%Net operating income to assets
0.34%Return on assets (ROA)
0.56%Pretax return on assets
1.69%Return on equity (ROE)
-9.29%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
166.67%Credit loss provision to net charge-offs
199.67%Efficiency ratio
62,841Assets per employee
2.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
649.35%Loss allowance to loans
0.63%Loss allowance to noncurrent loans
259.87%Noncurrent assets plus other real estate owned to assets
0.18%Noncurrent loans to loans
0.24%Net loans and leases to deposits
93.10%Net loans and leases to core deposits
98.89%Equity capital to assets
19.89%Core capital (leverage) ratio
20.05%Tier 1 risk-based capital ratio
35.30%Total risk-based capital ratio
Memoranda
$36Average assets
$91,357Average earning assets
$18,206Average equity
$86,702Average loans
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