The Exchange National Bank of Jefferson City in Jefferson City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 04, 2007

  • The Exchange National Bank of Jefferson City in Jefferson City, Missouri (MO)
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The Exchange National Bank of Jefferson City - Overview

  • General
  • FDIC Certificate #: 4542
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banterra Bank (#17514)
    Federal Reserve ID: 640451
    Date Established: January 01, 1865
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 13344
    FDIC's unique #: 3005
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 04, 2007
    Last Structure Change Process Date: October 18, 2007
    Last Data Update: October 18, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 132 East High Street, Jefferson City, MO 65101
    County: Cole
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • Financial Summary
  • Total assets: $505.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 144Total employees (full-time equivalent)
  • $475,048Total assets
  • $15,156Cash and due from depository institutions
  • $954Interest-bearing balances
  • $82,735Securities
  • $50Federal funds sold & reverse repurchase agreements
  • $350,563Net loans & leases
  • $4,850Loan loss allowance
  • $0Trading account assets
  • $10,020Bank premises and fixed assets
  • $1,552Other real estate owned
  • $5,732Goodwill and other intangibles
  • $124Life insurance assets
  • $9,240All other assets
  • $475,048Total liabilities and capital
  • $423,880Total liabilities
  • $384,442Total deposits
  • $320,016Interest-bearing deposits
  • $384,442Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,908Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $24,687Other borrowed funds
  • $0Subordinated debt
  • $3,843All other liabilities
  • $51,168Total equity capital
  • $51,168Total bank equity capital
  • $51,168Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $24,070Undivided profits
  • Memoranda
  • $26,098Noncurrent loans and leases
  • $75,516Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,902Earning assets
  • $244Long-term assets (5+ years)
  • $3,742Average Assets, year-to-date
  • $434,302Average Assets, quarterly
  • $12,611Volatile liabilities
  • $493,217Insider loans
  • $482,674FHLB advances
  • $68,290Loans and leases held for sale
  • $2,856Unused loan commitments
  • $23,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $706Total risk weighted assets
  • $75,516Total unused commitments
  • $0Restructured Loans and leases
  • $4,700Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $32,219Total interest income
  • $13,269Total interest expense
  • $18,950Net interest income
  • $900Provision for loan and lease losses
  • $4,130Total noninterest income
  • $710Fiduciary activities
  • $2,000Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,420Additional noninterest income
  • $11,418Total noninterest expense
  • $6,995Salaries and employee benefits
  • $1,524Premises and equipment expense
  • $2,899Additional noninterest expense
  • $10,762Pre-tax net operating income
  • $0Securities gains (losses)
  • $3,465Applicable income taxes
  • $7,297Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,297Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $986Sale, conversion, retirement of capital stock, net
  • $6,000Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.07%Yield on earning assets
  • 2.91%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 2.51%Noninterest expense to earning assets
  • 1.48%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 2.18%Pretax return on assets
  • 14.49%Return on equity (ROE)
  • 2.58%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 91.28%Credit loss provision to net charge-offs
  • 11.83%Efficiency ratio
  • 49,471Assets per employee
  • 3.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.23%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 254.99%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 91.19%Net loans and leases to core deposits
  • 105.89%Equity capital to assets
  • 10.77%Core capital (leverage) ratio
  • 9.91%Tier 1 risk-based capital ratio
  • 12.51%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $493,217Average earning assets
  • $50,355Average equity
  • $455,727Average loans

Total Fiduciary and Related Assets (December 31, 2006)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $111,606Managed Assets
  • 1Number of Accounts
  • $101,171Personal trust and agency accounts
  • $75,759Employee benefit-defined contribution accounts
  • $3,754Employee benefit-defined benefit accounts
  • $6,257Other retirement accounts
  • $717Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $14,684Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 139Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $10,435Other retirement accounts
  • $5,281Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $5,154Fiduciary accounts held in foreign offices

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