CivicBank of Commerce in Oakland, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 2002

  • CivicBank of Commerce in Oakland, California (CA)
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CivicBank of Commerce - Overview

  • General
  • FDIC Certificate #: 25797
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: City National Bank (#17281)
    Federal Reserve ID: 533964
    Date Established: December 17, 1984
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Interstate: No)
    OTS Docket #: 9333
    FDIC's unique #: 32026
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 17, 1984
    Last Structure Change Effective Date: Febuary 28, 2002
    Last Structure Change Process Date: April 03, 2002
    Last Data Update: April 03, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 2101 Webster Street, 14th Floor, Oakland, CA 94612
    County: Alameda
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $524.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 150Total employees (full-time equivalent)
  • $524,316Total assets
  • $14,024Cash and due from depository institutions
  • $106Interest-bearing balances
  • $47,871Securities
  • $68,300Federal funds sold & reverse repurchase agreements
  • $370,506Net loans & leases
  • $7,043Loan loss allowance
  • $0Trading account assets
  • $2,115Bank premises and fixed assets
  • $0Other real estate owned
  • $11,145Goodwill and other intangibles
  • $0Life insurance assets
  • $10,355All other assets
  • $524,316Total liabilities and capital
  • $466,029Total liabilities
  • $457,457Total deposits
  • $376,745Interest-bearing deposits
  • $457,457Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $597Other borrowed funds
  • $0Subordinated debt
  • $7,975All other liabilities
  • $58,287Total equity capital
  • $58,287Total bank equity capital
  • $58,287Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $41,048Undivided profits
  • Memoranda
  • $12,239Noncurrent loans and leases
  • $204,221Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,442Earning assets
  • $649Long-term assets (5+ years)
  • $2,339Average Assets, year-to-date
  • $486,783Average Assets, quarterly
  • $53,550Volatile liabilities
  • $510,163Insider loans
  • $517,290FHLB advances
  • $74,776Loans and leases held for sale
  • $4,674Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $204,221Total unused commitments
  • $0Restructured Loans and leases
  • $5,875Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $35,089Total interest income
  • $9,796Total interest expense
  • $25,293Net interest income
  • $900Provision for loan and lease losses
  • $2,849Total noninterest income
  • $0Fiduciary activities
  • $1,831Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,018Additional noninterest income
  • $19,380Total noninterest expense
  • $11,503Salaries and employee benefits
  • $3,302Premises and equipment expense
  • $4,575Additional noninterest expense
  • $7,862Pre-tax net operating income
  • $20Securities gains (losses)
  • $3,211Applicable income taxes
  • $4,671Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,671Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $430Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.59%Yield on earning assets
  • 2.12%Cost of funding earning assets
  • 5.47%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 4.19%Noninterest expense to earning assets
  • 0.91%Net operating income to assets
  • 0.92%Return on assets (ROA)
  • 1.54%Pretax return on assets
  • 8.33%Return on equity (ROE)
  • 8.33%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 209.30%Credit loss provision to net charge-offs
  • 20.38%Efficiency ratio
  • 65,496Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 94.64%Noncurrent assets plus other real estate owned to assets
  • 1.42%Noncurrent loans to loans
  • 1.97%Net loans and leases to deposits
  • 80.99%Net loans and leases to core deposits
  • 96.67%Equity capital to assets
  • 11.12%Core capital (leverage) ratio
  • 9.06%Tier 1 risk-based capital ratio
  • 10.02%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $510,163Average earning assets
  • $56,056Average equity
  • $462,379Average loans

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