Coastal Banc, S.S.B. in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 13, 2004

  • Coastal Banc, S.S.B. in Houston, Texas (TX)
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Coastal Banc, S.S.B. - Overview

  • General
  • FDIC Certificate #: 30757
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Capital One, National Association (#4297)
    Federal Reserve ID: 75576
    Date Established: January 01, 1954
    WWW: http://www.coastalbanc.com
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 46 (Interstate: No)
    OTS Docket #: 5863
    FDIC's unique #: 43591
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 16, 1955
    Last Structure Change Effective Date: May 13, 2004
    Last Structure Change Process Date: June 28, 2004
    Last Data Update: June 28, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 5718 Westheimer Street, Suite 600, Houston, TX 77057
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $2,694.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 588Total employees (full-time equivalent)
  • $2,679,244Total assets
  • $40,785Cash and due from depository institutions
  • $320Interest-bearing balances
  • $510,946Securities
  • $10,440Federal funds sold & reverse repurchase agreements
  • $1,990,826Net loans & leases
  • $19,389Loan loss allowance
  • $0Trading account assets
  • $31,446Bank premises and fixed assets
  • $2,524Other real estate owned
  • $23,386Goodwill and other intangibles
  • $0Life insurance assets
  • $68,891All other assets
  • $2,679,244Total liabilities and capital
  • $2,492,166Total liabilities
  • $1,681,074Total deposits
  • $1,615,338Interest-bearing deposits
  • $1,681,074Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $799,875Other borrowed funds
  • $0Subordinated debt
  • $11,217All other liabilities
  • $187,078Total equity capital
  • $187,078Total bank equity capital
  • $187,078Perpetual preferred stock
  • $33,000Common stock
  • $0Surplus
  • $32,454Undivided profits
  • Memoranda
  • $121,624Noncurrent loans and leases
  • $300,521Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $20,269Earning assets
  • $164Long-term assets (5+ years)
  • $9,197Average Assets, year-to-date
  • $2,512,532Average Assets, quarterly
  • $164,819Volatile liabilities
  • $2,582,760Insider loans
  • $2,659,345FHLB advances
  • $523,944Loans and leases held for sale
  • $0Unused loan commitments
  • $799,875Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,078Total risk weighted assets
  • $300,521Total unused commitments
  • $0Restructured Loans and leases
  • $19,389Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $114,464Total interest income
  • $46,751Total interest expense
  • $67,713Net interest income
  • $3,300Provision for loan and lease losses
  • $13,584Total noninterest income
  • $0Fiduciary activities
  • $10,804Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,780Additional noninterest income
  • $53,957Total noninterest expense
  • $29,521Salaries and employee benefits
  • $9,628Premises and equipment expense
  • $14,808Additional noninterest expense
  • $24,040Pre-tax net operating income
  • $493Securities gains (losses)
  • $8,617Applicable income taxes
  • $15,916Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,916Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,029Sale, conversion, retirement of capital stock, net
  • $26,787Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.72%Yield on earning assets
  • 1.93%Cost of funding earning assets
  • 2.79%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 2.22%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 0.95%Pretax return on assets
  • 8.14%Return on equity (ROE)
  • -5.56%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 162.64%Credit loss provision to net charge-offs
  • 13.47%Efficiency ratio
  • 66,370Assets per employee
  • 4.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 168.30%Loss allowance to loans
  • 0.96%Loss allowance to noncurrent loans
  • 95.66%Noncurrent assets plus other real estate owned to assets
  • 0.85%Noncurrent loans to loans
  • 1.01%Net loans and leases to deposits
  • 118.43%Net loans and leases to core deposits
  • 137.07%Equity capital to assets
  • 6.98%Core capital (leverage) ratio
  • 6.26%Tier 1 risk-based capital ratio
  • 9.23%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $2,582,760Average earning assets
  • $195,567Average equity
  • $2,425,886Average loans
I bought a certificate of deposit in 5/11/ 2000 renewal in 2001. I just found it. I am trying to redem it but there is no record of it I have the original copy of it. what can I do to get my money . I have check with all the state departments . what can I do?

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