Collins State Bank in Collins, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


Collins State Bank - Overview

  • General
  • FDIC Certificate #: 14914
    Status: Active
    Federal Reserve ID: 219044
    Bank Holding Company (Regulatory Top Holder): Collins Bankcorp, Inc. (RSSDID: 1399783, Location: Collins, WI)
    Date Established: January 01, 1914
    WWW: http://www.collinsstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 9341
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 10, 1934
    Last Structure Change Effective Date: December 07, 2009
    Last Structure Change Process Date: Febuary 03, 2010
    Last Data Update: Febuary 03, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 20741 Cth Jj And State Hwy. 32, Collins, WI 54207
    County: Manitowoc
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Manitowoc, WI (#31820)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $47.9 mil
    Equity capital: $4.9 mil
    Deposits held in domestic offices: $42.9 mil
    Return on assets (ROA): 0.38% ($0.2 mil)
    Quarterly return on assets: 0.39% ($0.2 mil)
    Return on Equity (ROE): 4.05% ($0.2 mil)
    Quarterly return on equity: 3.84% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.38% ($182.0 mil)
    Quarterly Pretax return on assets: 0.39% ($186.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $47,900Total assets
  • $3,472Cash and due from depository institutions
  • $1,356Interest-bearing balances
  • $11,280Securities
  • $1,721Federal funds sold & reverse repurchase agreements
  • $29,824Net loans & leases
  • $387Loan loss allowance
  • $0Trading account assets
  • $390Bank premises and fixed assets
  • $0Other real estate owned
  • $100Goodwill and other intangibles
  • $47,900Life insurance assets
  • $1,113All other assets
  • $43,045Total liabilities and capital
  • $42,925Total liabilities
  • $37,051Total deposits
  • $42,925Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $120Subordinated debt
  • $4,855All other liabilities
  • $4,855Total equity capital
  • $4,855Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $2,075Surplus
  • $2,730Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $209Long-term assets (5+ years)
  • $44,181Average Assets, year-to-date
  • $6,189Average Assets, quarterly
  • $47,356Volatile liabilities
  • $47,544Insider loans
  • $29,169FHLB advances
  • $46,733Loans and leases held for sale
  • $385Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,430Tier 2 risk-based capital
  • $385Total risk weighted assets
  • $0Total unused commitments
  • $2,799Restructured Loans and leases
  • $764Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,274Total interest income
  • $534Total interest expense
  • $1,740Net interest income
  • $54Provision for loan and lease losses
  • $230Total noninterest income
  • $0Fiduciary activities
  • $145Service charges on deposit accounts
  • $0Trading account gains & fees
  • $85Additional noninterest income
  • $1,775Total noninterest expense
  • $752Salaries and employee benefits
  • $244Premises and equipment expense
  • $779Additional noninterest expense
  • $141Pre-tax net operating income
  • $40Securities gains (losses)
  • $0Applicable income taxes
  • $181Income before extraordinary items
  • $0Extraordinary gains - net
  • $181Net income attributable to bank
  • $0Net charge-offs
  • $181Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 1.21%Cost of funding earning assets
  • 3.93%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 4.01%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.38%Pretax return on assets
  • 4.05%Return on equity (ROE)
  • 4.05%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 385.71%Credit loss provision to net charge-offs
  • 13.93%Efficiency ratio
  • 89,442Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 69.48%Net loans and leases to core deposits
  • 77.86%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 9.48%Tier 1 risk-based capital ratio
  • 15.19%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $47,356Average earning assets
  • $4,466Average equity
  • $44,236Average loans

List of branches

  • 2 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09341Collins State Bank20741 Cth Jj And State Hwy. 32, Collins, WI 54207January 01, 1914Full Service Brick and Mortar
    2358655Random Lake Branch302 East Towne Drive, Random Lake, WI 53075August 21, 2000Full Service Brick and Mortar

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