State Bank of Chilton in city_name, state_name - Detailed Financial Reports, Location

State Bank of Chilton in Chilton, Wisconsin (WI)
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State Bank of Chilton routing number info

State Bank of Chilton - Overview

General
FDIC Certificate #: 12331
Status: Active
Federal Reserve ID: 120542
Bank Holding Company (Regulatory Top Holder): Calumet Bancorporation, Inc. (RSSDID: 1133820, Location: Chilton, WI)
Date Established: April 19, 1891
WWW: http://www.statebankofchilton.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 11432
FDIC's unique #: 7842
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 26 East Main Street, Chilton, WI 53014
County: Calumet
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Appleton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
Core Based Statistical Area (CBSA): Appleton, WI (#11540)
CBSA Metro Statistical Area: Appleton, WI (#11540)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $152.2 mil
Equity capital: $20.7 mil
Deposits held in domestic offices: $130.9 mil
Return on assets (ROA): 0.55% ($0.8 mil)
Quarterly return on assets: 0.61% ($0.9 mil)
Return on Equity (ROE): 4.45% ($0.9 mil)
Quarterly return on equity: 4.66% ($1.0 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.55% ($836.9 mil)
Quarterly Pretax return on assets: 0.61% ($928.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
34Total employees (full-time equivalent)
$152,162Total assets
$14,992Cash and due from depository institutions
$9,958Interest-bearing balances
$10,236Securities
$0Federal funds sold & reverse repurchase agreements
$120,493Net loans & leases
$2,393Loan loss allowance
$0Trading account assets
$1,038Bank premises and fixed assets
$3,594Other real estate owned
$0Goodwill and other intangibles
$152,162Life insurance assets
$1,809All other assets
$131,454Total liabilities and capital
$130,918Total liabilities
$101,335Total deposits
$130,918Interest-bearing deposits
$80Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$536Subordinated debt
$20,708All other liabilities
$20,708Total equity capital
$20,708Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$8,100Surplus
$12,208Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,145Income earned, not collected on loans
$283Earning assets
$432Long-term assets (5+ years)
$140,687Average Assets, year-to-date
$6,342Average Assets, quarterly
$163,277Volatile liabilities
$156,818Insider loans
$118,917FHLB advances
$156,949Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,621Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,433Restructured Loans and leases
$3,089Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,537Total interest income
$1,515Total interest expense
$6,022Net interest income
$938Provision for loan and lease losses
$73Total noninterest income
$106Fiduciary activities
$159Service charges on deposit accounts
$0Trading account gains & fees
-$192Additional noninterest income
$4,259Total noninterest expense
$1,882Salaries and employee benefits
$550Premises and equipment expense
$1,827Additional noninterest expense
$898Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$898Income before extraordinary items
$0Extraordinary gains - net
$898Net income attributable to bank
$0Net charge-offs
$898Cash dividends
$1,593Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.91%Yield on earning assets
0.99%Cost of funding earning assets
3.92%Net interest margin
0.05%Noninterest income to earning assets
2.77%Noninterest expense to earning assets
0.55%Net operating income to assets
0.55%Return on assets (ROA)
0.55%Pretax return on assets
4.45%Return on equity (ROE)
4.45%Retained earnings to average equity (YTD only)
1.31%Net charge-offs to loans
58.88%Credit loss provision to net charge-offs
1.15%Efficiency ratio
69,877Assets per employee
4.48%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.95%Loss allowance to noncurrent loans
111.56%Noncurrent assets plus other real estate owned to assets
3.77%Noncurrent loans to loans
1.75%Net loans and leases to deposits
92.04%Net loans and leases to core deposits
97.16%Equity capital to assets
13.61%Core capital (leverage) ratio
13.14%Tier 1 risk-based capital ratio
17.34%Total risk-based capital ratio
Memoranda
$19Average assets
$163,277Average earning assets
$20,167Average equity
$153,483Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$16,204Managed Assets
1Number of Accounts
$5,436Personal trust and agency accounts
$5,436Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
53Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$10,768Other retirement accounts
$0Corporate trust and agency accounts
$4,446Other fiduciary accounts
$6,322Fiduciary accounts held in foreign offices

List of branches

3 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7842	State Bank Of Chilton	26 East Main Street, Chilton, WI 53014	April 19, 1891	Full Service Brick and Mortar
2	8245	State Bank Of Chilton Stockbridge Br	401 West Lake Street, Stockbridge, WI 53088	August 19, 1905	Full Service Brick and Mortar
3	437248	Milwaukee Branch	7155 North 76th Street, Milwaukee, WI 53223	Febuary 14, 2005	Full Service Brick and Mortar

State Bank of Chilton in Chilton, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Chilton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Chilton in Chilton, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Chilton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Chilton in Chilton, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches