Commercial Bank in city_name, state_name - Detailed Financial Reports, Location

Commercial Bank in Parsons, Kansas (KS)
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Commercial Bank routing number info

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Commercial Bank - Overview

General
FDIC Certificate #: 11777
Status: Active
Federal Reserve ID: 296559
Date Established: May 30, 1874
WWW: http://www.commercialbank.net
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
OTS Docket #: 52254
FDIC's unique #: 7532
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1901 Main Street, Parsons, KS 67357
County: Labette
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Parsons, KS (#37660)
CBSA Micro Statistical Area: Yes
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $230.9 mil
Equity capital: $29.0 mil
Deposits held in domestic offices: $190.8 mil
Return on assets (ROA): 1.53% ($3.5 mil)
Quarterly return on assets: 1.02% ($2.4 mil)
Return on Equity (ROE): 11.67% ($3.4 mil)
Quarterly return on equity: 7.76% ($2.3 mil)
Net income: $3.6 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.63% ($3,763.8 mil)
Quarterly Pretax return on assets: 1.18% ($2,724.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
70Total employees (full-time equivalent)
$230,909Total assets
$5,912Cash and due from depository institutions
$3,525Interest-bearing balances
$133,927Securities
$0Federal funds sold & reverse repurchase agreements
$84,034Net loans & leases
$2,175Loan loss allowance
$0Trading account assets
$2,649Bank premises and fixed assets
$90Other real estate owned
$2Goodwill and other intangibles
$230,909Life insurance assets
$4,295All other assets
$201,924Total liabilities and capital
$190,769Total liabilities
$163,724Total deposits
$190,769Interest-bearing deposits
$85Deposits held in domestic offices
6483.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,000Trading liabilities
$0Other borrowed funds
$672Subordinated debt
$28,985All other liabilities
$28,985Total equity capital
$28,985Total bank equity capital
$0Perpetual preferred stock
$1,500Common stock
$2,000Surplus
$25,485Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$243Income earned, not collected on loans
$0Earning assets
$1,476Long-term assets (5+ years)
$221,486Average Assets, year-to-date
$135,678Average Assets, quarterly
$232,715Volatile liabilities
$231,283Insider loans
$106,909FHLB advances
$232,748Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$26,574Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$21,058Restructured Loans and leases
$17,675Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,548Total interest income
$1,599Total interest expense
$7,949Net interest income
$158Provision for loan and lease losses
$1,954Total noninterest income
$209Fiduciary activities
$1,192Service charges on deposit accounts
$0Trading account gains & fees
$553Additional noninterest income
$6,087Total noninterest expense
$3,349Salaries and employee benefits
$637Premises and equipment expense
$2,101Additional noninterest expense
$3,658Pre-tax net operating income
$136Securities gains (losses)
$225Applicable income taxes
$3,569Income before extraordinary items
$0Extraordinary gains - net
$3,569Net income attributable to bank
$0Net charge-offs
$3,569Cash dividends
$50Sale, conversion, retirement of capital stock, net
$7,092Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.29%Yield on earning assets
0.72%Cost of funding earning assets
3.57%Net interest margin
0.88%Noninterest income to earning assets
2.74%Noninterest expense to earning assets
1.48%Net operating income to assets
1.53%Return on assets (ROA)
1.63%Pretax return on assets
11.67%Return on equity (ROE)
-11.52%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
316.00%Credit loss provision to net charge-offs
76.32%Efficiency ratio
61,456Assets per employee
3.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
198.71%Loss allowance to loans
2.52%Loss allowance to noncurrent loans
895.06%Noncurrent assets plus other real estate owned to assets
0.14%Noncurrent loans to loans
0.28%Net loans and leases to deposits
44.05%Net loans and leases to core deposits
48.57%Equity capital to assets
12.55%Core capital (leverage) ratio
11.42%Tier 1 risk-based capital ratio
24.86%Total risk-based capital ratio
Memoranda
$26Average assets
$232,715Average earning assets
$30,575Average equity
$222,469Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$51,580Managed Assets
1Number of Accounts
$13,270Personal trust and agency accounts
$10,432Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$2,838Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
80Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$38,310Other retirement accounts
$0Corporate trust and agency accounts
$36,464Other fiduciary accounts
$1,846Fiduciary accounts held in foreign offices

List of branches

8 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7532	Commercial Bank	1901 Main Street, Parsons, KS 67357	May 30, 1874	Full Service Brick and Mortar
1	225537	Parsons West Branch	2227 Main Street, Parsons, KS 67357	July 10, 1959	Limited Service Facility
2	6989	Parsons Down Town Branch	1821 Main Street, Parsons, KS 67357	January 01, 1800	Limited Service Facility
4	3165	Oswego Branch	501 Commercial, Oswego, KS 67356	January 01, 1920	Full Service Brick and Mortar
7	42755	Erie Branch	222 South Main, Erie, KS 66733	January 01, 1884	Full Service Brick and Mortar
8	265221	Independence Branch	616 North Penn, Independence, KS 67301	January 01, 1912	Full Service Brick and Mortar
9	358974	Walmart Independence Branch	121 South Peter Pan Road, Independence, KS 67301	July 19, 2000	Full Service Brick and Mortar
10	362901	Chanute Branch	1315 South Santa Fe, Chanute, KS 66720	January 25, 2002	Full Service Brick and Mortar

Commercial Bank in Parsons, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Commercial Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Commercial Bank in Parsons, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

Commercial Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Commercial Bank in Parsons, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches