Community Bank in Dunlap, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Community Bank in Dunlap, Iowa (IA)
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Community Bank routing number info

Community Bank - Overview

  • General
  • FDIC Certificate #: 14649
    Status: Active
    Federal Reserve ID: 675042
    Bank Holding Company (Regulatory Top Holder): Dunlap Iowa Holding Co. (RSSDID: 1207682, Location: Dunlap, IA)
    Date Established: Febuary 23, 1926
    WWW: http://www.communitybankiowa.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 16093
    FDIC's unique #: 9162
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: August 09, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 Iowa Avenue, Dunlap, IA 51529
    County: Harrison
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $98.2 mil
    Equity capital: $10.9 mil
    Deposits held in domestic offices: $87.0 mil
    Return on assets (ROA): 1.03% ($1.0 mil)
    Quarterly return on assets: 1.15% ($1.1 mil)
    Return on Equity (ROE): 8.79% ($1.0 mil)
    Quarterly return on equity: 10.03% ($1.1 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.08% ($1,060.7 mil)
    Quarterly Pretax return on assets: 1.18% ($1,158.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $98,211Total assets
  • $5,272Cash and due from depository institutions
  • $0Interest-bearing balances
  • $37,657Securities
  • $9,109Federal funds sold & reverse repurchase agreements
  • $40,497Net loans & leases
  • $631Loan loss allowance
  • $0Trading account assets
  • $1,357Bank premises and fixed assets
  • $25Other real estate owned
  • $1,831Goodwill and other intangibles
  • $98,211Life insurance assets
  • $2,463All other assets
  • $87,279Total liabilities and capital
  • $87,034Total liabilities
  • $67,798Total deposits
  • $87,034Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $245Subordinated debt
  • $10,932All other liabilities
  • $10,932Total equity capital
  • $10,932Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $5,096Surplus
  • $5,436Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $129Income earned, not collected on loans
  • $0Earning assets
  • $1,020Long-term assets (5+ years)
  • $87,263Average Assets, year-to-date
  • $36,527Average Assets, quarterly
  • $88,599Volatile liabilities
  • $93,745Insider loans
  • $52,803FHLB advances
  • $90,397Loans and leases held for sale
  • $997Unused loan commitments
  • $997Tier 1 (core) risk-based capital
  • $8,356Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,067Restructured Loans and leases
  • $1,377Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,487Total interest income
  • $657Total interest expense
  • $2,830Net interest income
  • $20Provision for loan and lease losses
  • $415Total noninterest income
  • $0Fiduciary activities
  • $232Service charges on deposit accounts
  • $0Trading account gains & fees
  • $183Additional noninterest income
  • $2,271Total noninterest expense
  • $1,300Salaries and employee benefits
  • $334Premises and equipment expense
  • $637Additional noninterest expense
  • $954Pre-tax net operating income
  • $0Securities gains (losses)
  • $43Applicable income taxes
  • $911Income before extraordinary items
  • $0Extraordinary gains - net
  • $911Net income attributable to bank
  • $0Net charge-offs
  • $911Cash dividends
  • $55Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.40%Yield on earning assets
  • 0.83%Cost of funding earning assets
  • 3.57%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 2.86%Noninterest expense to earning assets
  • 1.03%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.08%Pretax return on assets
  • 8.79%Return on equity (ROE)
  • 5.89%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 36.36%Credit loss provision to net charge-offs
  • 17.71%Efficiency ratio
  • 69,615Assets per employee
  • 3.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.93%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 489.15%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 46.53%Net loans and leases to core deposits
  • 49.60%Equity capital to assets
  • 11.13%Core capital (leverage) ratio
  • 9.24%Tier 1 risk-based capital ratio
  • 15.82%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $88,599Average earning assets
  • $10,367Average equity
  • $79,294Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $480Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 80Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $480Other retirement accounts
  • $480Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 7 Iowa Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    09162Community Bank601 Iowa Avenue, Dunlap, IA 51529Febuary 23, 1926Full Service Brick and Mortar
    15425Soldier Branch205 First St, Soldier, IA 51572May 26, 1906Full Service Brick and Mortar
    2361384Logan Branch224 E Seventh St, Logan, IA 51546June 18, 2001Full Service Brick and Mortar
    33983Ute State Branch131 E Main St, Ute, IA 51060Febuary 18, 1927Full Service Brick and Mortar
    49049Pisgah Branch122 First Street, Pisgah, IA 51564March 01, 1905Full Service Brick and Mortar
    58768Persia Branch107 Main St, Persia, IA 51563March 09, 1934Full Service Brick and Mortar
    6366027Modale Branch203 North Main Street, Modale, IA 51556November 01, 2002Full Service Brick and Mortar

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