Soldier Valley Savings Bank in Soldier, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

  • Soldier Valley Savings Bank in Soldier, Iowa (IA)
  • Show street view No street view available for this location

Soldier Valley Savings Bank - Overview

  • General
  • FDIC Certificate #: 8515
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Community Bank (#14649)
    Federal Reserve ID: 420046
    Date Established: May 26, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5425
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1993
    Last Structure Change Process Date: January 12, 1993
    Last Data Update: January 12, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Soldier, IA 51572
    County: Monona
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $6.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $5Total assets
  • $6,150Cash and due from depository institutions
  • $286Interest-bearing balances
  • $0Securities
  • $1,700Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $3,960Loan loss allowance
  • $72Trading account assets
  • $0Bank premises and fixed assets
  • $29Other real estate owned
  • $0Goodwill and other intangibles
  • $175Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $6,150Total liabilities
  • $5,521Total deposits
  • $5,442Interest-bearing deposits
  • $5,040Deposits held in domestic offices
  • 5442.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $79Total equity capital
  • $79Total bank equity capital
  • $629Perpetual preferred stock
  • $0Common stock
  • $60Surplus
  • $340Undivided profits
  • Memoranda
  • $229Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $125Earning assets
  • $5,660Long-term assets (5+ years)
  • $742Average Assets, year-to-date
  • $6,509Average Assets, quarterly
  • $6,328Volatile liabilities
  • $1,106Insider loans
  • $124FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $629Total risk weighted assets
  • $4,133Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $541Total interest expense
  • $236Net interest income
  • $305Provision for loan and lease losses
  • $56Total noninterest income
  • $58Fiduciary activities
  • $0Service charges on deposit accounts
  • $34Trading account gains & fees
  • $0Additional noninterest income
  • $24Total noninterest expense
  • $260Salaries and employee benefits
  • $186Premises and equipment expense
  • $14Additional noninterest expense
  • $60Pre-tax net operating income
  • $47Securities gains (losses)
  • $18Applicable income taxes
  • $15Income before extraordinary items
  • $50Extraordinary gains - net
  • $0Net income attributable to bank
  • $50Net charge-offs
  • $30Cash dividends
  • $38Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.95%Cost of funding earning assets
  • 3.91%Net interest margin
  • 5.05%Noninterest income to earning assets
  • 0.96%Noninterest expense to earning assets
  • 4.30%Net operating income to assets
  • 0.56%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 1.00%Return on equity (ROE)
  • 8.22%Retained earnings to average equity (YTD only)
  • 1.97%Net charge-offs to loans
  • 0.80%Credit loss provision to net charge-offs
  • 186.67%Efficiency ratio
  • 71,625Assets per employee
  • 1.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 72.77%Net loans and leases to core deposits
  • 91.33%Equity capital to assets
  • 10.23%Core capital (leverage) ratio
  • 10.02%Tier 1 risk-based capital ratio
  • 15.22%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $6,509Average earning assets
  • $608Average equity
  • $6,043Average loans

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