Community Bank of Louisiana in city_name, state_name - Detailed Financial Reports, Location

Community Bank of Louisiana in Mansfield, Louisiana (LA)
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Community Bank of Louisiana routing number info

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Community Bank of Louisiana - Overview

General
FDIC Certificate #: 13951
Status: Active
Federal Reserve ID: 974754
Bank Holding Company (Regulatory Top Holder): Mansfield Bancshares, Inc. (RSSDID: 1106365, Location: Mansfield, LA)
Date Established: October 01, 1901
WWW: http://www.communitybankofla.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 13021
FDIC's unique #: 8725
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 118 Jefferson, Mansfield, LA 71052
County: De Soto
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Shreveport-Bossier City-Minden, LA (#508)
Core Based Statistical Area (CBSA): Shreveport-Bossier City, LA (#43340)
CBSA Metro Statistical Area: Shreveport-Bossier City, LA (#43340)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $374.7 mil
Equity capital: $32.4 mil
Deposits held in domestic offices: $342.2 mil
Return on assets (ROA): 2.20% ($8.3 mil)
Quarterly return on assets: 2.06% ($7.7 mil)
Return on Equity (ROE): 26.63% ($8.5 mil)
Quarterly return on equity: 22.91% ($7.3 mil)
Net income: $7.2 mil
Quarterly Net income: $1.8 mil
Pretax return on assets: 2.20% ($8,244.5 mil)
Quarterly Pretax return on assets: 2.06% ($7,719.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
81Total employees (full-time equivalent)
$374,748Total assets
$48,411Cash and due from depository institutions
$42,844Interest-bearing balances
$186,350Securities
$0Federal funds sold & reverse repurchase agreements
$131,669Net loans & leases
$906Loan loss allowance
$0Trading account assets
$3,128Bank premises and fixed assets
$30Other real estate owned
$0Goodwill and other intangibles
$374,748Life insurance assets
$5,160All other assets
$342,354Total liabilities and capital
$342,193Total liabilities
$255,052Total deposits
$342,193Interest-bearing deposits
$67Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$161Subordinated debt
$32,394All other liabilities
$32,394Total equity capital
$32,394Total bank equity capital
$0Perpetual preferred stock
$363Common stock
$12,787Surplus
$19,244Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$96Income earned, not collected on loans
$0Earning assets
$2,164Long-term assets (5+ years)
$360,863Average Assets, year-to-date
$169,354Average Assets, quarterly
$326,541Volatile liabilities
$347,671Insider loans
$151,978FHLB advances
$333,325Loans and leases held for sale
$1,822Unused loan commitments
$1,301Tier 1 (core) risk-based capital
$26,725Tier 2 risk-based capital
$0Total risk weighted assets
$521Total unused commitments
$13,291Restructured Loans and leases
$2,334Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$13,016Total interest income
$1,099Total interest expense
$11,917Net interest income
$100Provision for loan and lease losses
$2,654Total noninterest income
$0Fiduciary activities
$1,816Service charges on deposit accounts
$0Trading account gains & fees
$838Additional noninterest income
$7,696Total noninterest expense
$3,847Salaries and employee benefits
$1,307Premises and equipment expense
$2,542Additional noninterest expense
$6,775Pre-tax net operating income
$393Securities gains (losses)
$0Applicable income taxes
$7,168Income before extraordinary items
$0Extraordinary gains - net
$7,168Net income attributable to bank
$0Net charge-offs
$7,168Cash dividends
$167Sale, conversion, retirement of capital stock, net
$3,600Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.21%Yield on earning assets
0.36%Cost of funding earning assets
3.86%Net interest margin
0.86%Noninterest income to earning assets
2.49%Noninterest expense to earning assets
2.07%Net operating income to assets
2.20%Return on assets (ROA)
2.20%Pretax return on assets
26.63%Return on equity (ROE)
13.26%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
59.88%Credit loss provision to net charge-offs
41.17%Efficiency ratio
52,817Assets per employee
4.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.22%Loss allowance to loans
0.68%Loss allowance to noncurrent loans
943.75%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.07%Net loans and leases to deposits
38.48%Net loans and leases to core deposits
41.15%Equity capital to assets
8.64%Core capital (leverage) ratio
8.02%Tier 1 risk-based capital ratio
17.58%Total risk-based capital ratio
Memoranda
$18Average assets
$326,541Average earning assets
$26,915Average equity
$308,840Average loans

List of branches

9 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8725	Community Bank Of Louisiana	118 Jefferson, Mansfield, LA 71052	October 01, 1901	Full Service Brick and Mortar
2	10770	211 Main Street Branch	211 Main Street, Logansport, LA 71049	October 07, 1947	Full Service Brick and Mortar
3	238514	North De Soto Branch	Highway 5, Gloster, LA 71030	June 11, 1979	Full Service Brick and Mortar
4	238515	South Shreveport Branch	114 East Bert Houns Industrial Loop, Shreveport, LA 71106	May 28, 1996	Full Service Brick and Mortar
5	230680	Walker Road Branch	9201 Walker Road, Shreveport, LA 71118	April 20, 1999	Full Service Brick and Mortar
6	363698	Fairfield Branch	3000 Fairfield Avenue, Shreveport, LA 71104	May 06, 2002	Full Service Brick and Mortar
7	440728	South Bossier Branch	Highway 71 And Jimmie Davis Highway, Bossier City, LA 71112	July 12, 2004	Full Service Brick and Mortar
8	480072	Benton Road Office Branch	4008 Benton Road, Bossier City, LA 71111	March 10, 2008	Full Service Brick and Mortar
9	480073	Travis Street Office Branch	400 Travis Street, Shreveport, LA 71101	March 13, 2008	Full Service Brick and Mortar

Community Bank of Louisiana in Mansfield, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Louisiana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank of Louisiana in Mansfield, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Louisiana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank of Louisiana in Mansfield, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches