Community Bank of the Midwest in Great Bend, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


Community Bank of the Midwest - Overview

  • General
  • FDIC Certificate #: 4646
    Status: Active
    Federal Reserve ID: 725853
    Bank Holding Company (Regulatory Top Holder): Midwest Community Bancshares, Inc. (RSSDID: 1053384, Location: Great Bend, KS)
    Date Established: October 20, 1920
    WWW: http://www.communitybankmidwest.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 3084
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2220 Broadway, Great Bend, KS 67530
    County: Barton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Great Bend, KS (#24460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $130.5 mil
    Equity capital: $9.8 mil
    Deposits held in domestic offices: $120.4 mil
    Return on assets (ROA): 0.57% ($0.7 mil)
    Quarterly return on assets: 0.57% ($0.7 mil)
    Return on Equity (ROE): 7.30% ($0.7 mil)
    Quarterly return on equity: 7.79% ($0.8 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.88% ($1,148.7 mil)
    Quarterly Pretax return on assets: 0.62% ($809.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $130,531Total assets
  • $4,340Cash and due from depository institutions
  • $88Interest-bearing balances
  • $11,149Securities
  • $38,804Federal funds sold & reverse repurchase agreements
  • $72,304Net loans & leases
  • $829Loan loss allowance
  • $0Trading account assets
  • $2,185Bank premises and fixed assets
  • $75Other real estate owned
  • $187Goodwill and other intangibles
  • $130,531Life insurance assets
  • $1,487All other assets
  • $120,780Total liabilities and capital
  • $120,430Total liabilities
  • $82,570Total deposits
  • $120,430Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $350Subordinated debt
  • $9,751All other liabilities
  • $9,751Total equity capital
  • $9,751Total bank equity capital
  • $0Perpetual preferred stock
  • $1,075Common stock
  • $4,368Surplus
  • $4,308Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $135Income earned, not collected on loans
  • $0Earning assets
  • $750Long-term assets (5+ years)
  • $122,345Average Assets, year-to-date
  • $25,037Average Assets, quarterly
  • $119,567Volatile liabilities
  • $130,837Insider loans
  • $83,486FHLB advances
  • $131,189Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,409Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $12,680Restructured Loans and leases
  • $609Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,532Total interest income
  • $479Total interest expense
  • $4,053Net interest income
  • $110Provision for loan and lease losses
  • $538Total noninterest income
  • $0Fiduciary activities
  • $248Service charges on deposit accounts
  • $0Trading account gains & fees
  • $290Additional noninterest income
  • $3,423Total noninterest expense
  • $1,879Salaries and employee benefits
  • $501Premises and equipment expense
  • $1,043Additional noninterest expense
  • $1,058Pre-tax net operating income
  • $0Securities gains (losses)
  • $372Applicable income taxes
  • $686Income before extraordinary items
  • $0Extraordinary gains - net
  • $686Net income attributable to bank
  • $0Net charge-offs
  • $686Cash dividends
  • $22Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.06%Yield on earning assets
  • 0.43%Cost of funding earning assets
  • 3.63%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 7.30%Return on equity (ROE)
  • 7.30%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 500.00%Credit loss provision to net charge-offs
  • 53.09%Efficiency ratio
  • 74,559Assets per employee
  • 3.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 614.07%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 60.04%Net loans and leases to core deposits
  • 63.80%Equity capital to assets
  • 7.47%Core capital (leverage) ratio
  • 7.17%Tier 1 risk-based capital ratio
  • 11.27%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $119,567Average earning assets
  • $9,397Average equity
  • $111,543Average loans

List of branches

  • 5 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03084Community Bank Of The Midwest2220 Broadway, Great Bend, KS 67530October 20, 1920Full Service Brick and Mortar
    310673Otis BranchMain Street, Otis, KS 67565May 19, 1904Full Service Brick and Mortar
    5362794Dillons Store Branch4017 10th Street, Great Bend, KS 67530November 05, 2001Full Service Brick and Mortar
    6492681Ellinwood Branch211 E Santa Fe, Ellinwood, KS 67526July 01, 2008Full Service Brick and Mortar
    7518706Community Bank Of The Midwest - Ness114 West Main Street, Ness City, KS 67560April 19, 2011Full Service Brick and Mortar

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