First National Bank & Trust Company in Larned - Overview
General
FDIC Certificate #: 4709 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Farmers Bank & Trust, National Association (#17614) Federal Reserve ID: 10157 Date Established: May 01, 1889 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) OTS Docket #: 13751 FDIC's unique #: 3131 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: September 10, 2010 Last Structure Change Process Date: September 27, 2010 Last Data Update: September 27, 2010 Data Source Date: April 05, 2012
Location
Address: 102 West 6th Street, Larned, KS 67550 County: Pawnee Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $33.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
Dollar figures in thousands
12Total employees (full-time equivalent)
$34,416Total assets
$1,609Cash and due from depository institutions
$36Interest-bearing balances
$9,855Securities
$0Federal funds sold & reverse repurchase agreements
$20,295Net loans & leases
$1,907Loan loss allowance
$0Trading account assets
$205Bank premises and fixed assets
$600Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,852All other assets
$34,416Total liabilities and capital
$30,800Total liabilities
$30,187Total deposits
$22,830Interest-bearing deposits
$30,187Deposits held in domestic offices
90.26%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$450Other borrowed funds
$0Subordinated debt
$163All other liabilities
$3,616Total equity capital
$3,616Total bank equity capital
$3,616Perpetual preferred stock
$0Common stock
$250Surplus
$2,560Undivided profits
Memoranda
$806Noncurrent loans and leases
$3,904Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,775Earning assets
$214Long-term assets (5+ years)
$309Average Assets, year-to-date
$30,186Average Assets, quarterly
$10,743Volatile liabilities
$46,662Insider loans
$35,596FHLB advances
$2,080Loans and leases held for sale
$257Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,904Total unused commitments
$0Restructured Loans and leases
$296Derivatives
Income and Expense (December 31, 2009)
Dollar figures in thousands
$1,951Total interest income
$435Total interest expense
$1,516Net interest income
$2,892Provision for loan and lease losses
$681Total noninterest income
$0Fiduciary activities
$185Service charges on deposit accounts
$0Trading account gains & fees
$496Additional noninterest income
$2,030Total noninterest expense
$817Salaries and employee benefits
$282Premises and equipment expense
$931Additional noninterest expense
-$2,725Pre-tax net operating income
$161Securities gains (losses)
-$992Applicable income taxes
-$1,572Income before extraordinary items
$0Extraordinary gains - net
-$1,572Net income attributable to bank
$0Net charge-offs
-$1,572Cash dividends
$1,909Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2009)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.56%Yield on earning assets
1.02%Cost of funding earning assets
3.54%Net interest margin
1.59%Noninterest income to earning assets
4.74%Noninterest expense to earning assets
-3.59%Net operating income to assets
-3.37%Return on assets (ROA)
-5.49%Pretax return on assets
-41.87%Return on equity (ROE)
-41.87%Retained earnings to average equity (YTD only)
7.43%Net charge-offs to loans
151.49%Credit loss provision to net charge-offs
0.09%Efficiency ratio
91,807Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
8.59%Loss allowance to noncurrent loans
39.94%Noncurrent assets plus other real estate owned to assets
15.62%Noncurrent loans to loans
21.51%Net loans and leases to deposits
67.23%Net loans and leases to core deposits
72.21%Equity capital to assets
10.51%Core capital (leverage) ratio
7.36%Tier 1 risk-based capital ratio
11.20%Total risk-based capital ratio
Memoranda
$13Average assets
$46,662Average earning assets
$3,755Average equity
$42,786Average loans
Total Fiduciary and Related Assets (December 31, 2004)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank & Trust Company in Larned.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: