Community Banks, National Association in Millersburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2002

  • Community Banks, National Association in Millersburg, Pennsylvania (PA)
  • Show street view No street view available for this location

Community Banks, National Association - Overview

  • General
  • FDIC Certificate #: 7616
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: CommunityBanks (#12984)
    Federal Reserve ID: 254214
    Date Established: Febuary 12, 1867
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 25 (Interstate: No)
    OTS Docket #: 9816
    FDIC's unique #: 4937
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2002
    Last Structure Change Process Date: Febuary 27, 2002
    Last Data Update: Febuary 27, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 150 Market Square, Millersburg, PA 17061
    County: Dauphin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • Financial Summary
  • Total assets: $763.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 289Total employees (full-time equivalent)
  • $763,055Total assets
  • $25,179Cash and due from depository institutions
  • $304Interest-bearing balances
  • $244,860Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $449,994Net loans & leases
  • $5,810Loan loss allowance
  • $0Trading account assets
  • $12,282Bank premises and fixed assets
  • $457Other real estate owned
  • $467Goodwill and other intangibles
  • $0Life insurance assets
  • $29,816All other assets
  • $763,055Total liabilities and capital
  • $710,023Total liabilities
  • $504,598Total deposits
  • $392,500Interest-bearing deposits
  • $504,598Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $45,781Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $153,383Other borrowed funds
  • $0Subordinated debt
  • $6,261All other liabilities
  • $53,032Total equity capital
  • $53,032Total bank equity capital
  • $53,032Perpetual preferred stock
  • $0Common stock
  • $5,085Surplus
  • $3,753Undivided profits
  • Memoranda
  • $44,194Noncurrent loans and leases
  • $83,651Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $8,653Earning assets
  • $0Long-term assets (5+ years)
  • $5,238Average Assets, year-to-date
  • $695,158Average Assets, quarterly
  • $295,159Volatile liabilities
  • $731,999Insider loans
  • $756,163FHLB advances
  • $81,611Loans and leases held for sale
  • $3,778Unused loan commitments
  • $153,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,324Total risk weighted assets
  • $83,651Total unused commitments
  • $0Restructured Loans and leases
  • $5,883Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $51,066Total interest income
  • $26,539Total interest expense
  • $24,527Net interest income
  • $3,780Provision for loan and lease losses
  • $4,810Total noninterest income
  • $295Fiduciary activities
  • $2,184Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,331Additional noninterest income
  • $18,404Total noninterest expense
  • $10,394Salaries and employee benefits
  • $2,681Premises and equipment expense
  • $5,329Additional noninterest expense
  • $7,153Pre-tax net operating income
  • $601Securities gains (losses)
  • $1,210Applicable income taxes
  • $6,544Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,544Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,747Sale, conversion, retirement of capital stock, net
  • $2,300Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.66%Yield on earning assets
  • 3.98%Cost of funding earning assets
  • 3.68%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • 0.83%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 12.31%Return on equity (ROE)
  • 7.98%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 137.60%Credit loss provision to net charge-offs
  • 3.98%Efficiency ratio
  • 62,573Assets per employee
  • 2.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.15%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 67.14%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 1.90%Net loans and leases to deposits
  • 89.18%Net loans and leases to core deposits
  • 95.92%Equity capital to assets
  • 6.95%Core capital (leverage) ratio
  • 7.15%Tier 1 risk-based capital ratio
  • 9.13%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $731,999Average earning assets
  • $53,173Average equity
  • $666,870Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $58,811Managed Assets
  • 1Number of Accounts
  • $50,226Personal trust and agency accounts
  • $26,405Employee benefit-defined contribution accounts
  • $1,666Employee benefit-defined benefit accounts
  • $5,165Other retirement accounts
  • $1,746Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $15,244Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 211Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $8,585Other retirement accounts
  • $1Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $8,584Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Banks, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents