Community Savings Bank in Monroeville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 18, 1997

  • Community Savings Bank in Monroeville, Pennsylvania (PA)
  • Show street view No street view available for this location

Community Savings Bank - Overview

  • General
  • FDIC Certificate #: 27818
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Three Rivers Bank and Trust Company (#19104)
    Federal Reserve ID: 637273
    Date Established: January 01, 1890
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 12 (Interstate: No)
    OTS Docket #: 338
    FDIC's unique #: 40652
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 05, 1945
    Last Structure Change Effective Date: July 18, 1997
    Last Structure Change Process Date: November 12, 1997
    Last Data Update: November 12, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 2681 Moss Side Boulevard, Monroeville, PA 15146
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $457.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $156Total assets
  • $397,725Cash and due from depository institutions
  • $7,087Interest-bearing balances
  • $1,118Securities
  • $139,949Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $222,955Loan loss allowance
  • $3,428Trading account assets
  • $0Bank premises and fixed assets
  • $2,377Other real estate owned
  • $263Goodwill and other intangibles
  • $12,098Life insurance assets
  • $12,996All other assets
  • $0Total liabilities and capital
  • $397,725Total liabilities
  • $370,908Total deposits
  • $234,287Interest-bearing deposits
  • $219,076Deposits held in domestic offices
  • 234287.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $1,100Trading liabilities
  • $0Other borrowed funds
  • $129,101Subordinated debt
  • $0All other liabilities
  • $6,420Total equity capital
  • $6,420Total bank equity capital
  • $26,817Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $8,634Undivided profits
  • Memoranda
  • $18,183Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,863Income earned, not collected on loans
  • $2,470Earning assets
  • $364,022Long-term assets (5+ years)
  • $142,362Average Assets, year-to-date
  • $386,031Average Assets, quarterly
  • $404,251Volatile liabilities
  • $84,274Insider loans
  • $77FHLB advances
  • $0Loans and leases held for sale
  • $14,217Unused loan commitments
  • $42,163Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $26,402Total risk weighted assets
  • $216,471Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $26,769Total interest expense
  • $14,980Net interest income
  • $11,789Provision for loan and lease losses
  • $0Total noninterest income
  • $8,156Fiduciary activities
  • $0Service charges on deposit accounts
  • $701Trading account gains & fees
  • $0Additional noninterest income
  • $7,455Total noninterest expense
  • $16,375Salaries and employee benefits
  • $5,854Premises and equipment expense
  • $1,424Additional noninterest expense
  • $9,097Pre-tax net operating income
  • $3,570Securities gains (losses)
  • -$129Applicable income taxes
  • $1,225Income before extraordinary items
  • $2,216Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,216Net charge-offs
  • $238Cash dividends
  • $1,985Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.56%Cost of funding earning assets
  • 4.23%Net interest margin
  • 3.33%Noninterest income to earning assets
  • 2.30%Noninterest expense to earning assets
  • 4.63%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 0.89%Return on equity (ROE)
  • 8.46%Retained earnings to average equity (YTD only)
  • 0.88%Net charge-offs to loans
  • 0.11%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 75,703Assets per employee
  • 2.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.58%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 119.73%Noncurrent assets plus other real estate owned to assets
  • 0.79%Noncurrent loans to loans
  • 1.26%Net loans and leases to deposits
  • 95.16%Net loans and leases to core deposits
  • 103.17%Equity capital to assets
  • 6.74%Core capital (leverage) ratio
  • 6.61%Tier 1 risk-based capital ratio
  • 12.20%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $386,031Average earning assets
  • $26,194Average equity
  • $353,897Average loans
1
James M Thomas Frances P Thomas
Found a Monroeville PA savings passbook from 1997 with a balance. Can you close refund the remaining balance?

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