Coppermark Bank in Oklahoma City, Oklahoma (OK), TX
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Coppermark Bank in Oklahoma City, Oklahoma (OK), TX
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Coppermark Bank - Overview

  • General
  • FDIC Certificate #: 18957
    Status: Active
    Federal Reserve ID: 36054
    Bank Holding Company (Regulatory Top Holder): Coppermark Bancshares, Inc. (RSSDID: 1058594, Location: Oklahoma City, OK)
    Date Established: December 02, 1963
    WWW: http://www.coppermarkbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 12 (Domestic: 12, Interstate: Yes)
    OTS Docket #: 10001
    FDIC's unique #: 12802
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 02, 1963
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 3333 Northwest Expressway, Oklahoma City, OK 73112
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,262.6 mil
    Equity capital: $124.6 mil
    Deposits held in domestic offices: $1,113.7 mil
    Return on assets (ROA): 1.23% ($15.5 mil)
    Quarterly return on assets: 1.35% ($17.1 mil)
    Return on Equity (ROE): 12.84% ($16.1 mil)
    Quarterly return on equity: 13.93% ($17.4 mil)
    Net income: $15.4 mil
    Quarterly Net income: $4.3 mil
    Pretax return on assets: 1.95% ($24,619.8 mil)
    Quarterly Pretax return on assets: 2.06% ($26,008.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 222Total employees (full-time equivalent)
  • $1,262,552Total assets
  • $296,776Cash and due from depository institutions
  • $255,607Interest-bearing balances
  • $1,450Securities
  • $3,037Federal funds sold & reverse repurchase agreements
  • $902,671Net loans & leases
  • $12,869Loan loss allowance
  • $0Trading account assets
  • $13,715Bank premises and fixed assets
  • $11,103Other real estate owned
  • $0Goodwill and other intangibles
  • $1,262,552Life insurance assets
  • $33,800All other assets
  • $1,137,921Total liabilities and capital
  • $1,113,700Total liabilities
  • $823,042Total deposits
  • $1,113,700Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $18,939Trading liabilities
  • $0Other borrowed funds
  • $5,282Subordinated debt
  • $124,631All other liabilities
  • $124,631Total equity capital
  • $124,631Total bank equity capital
  • $0Perpetual preferred stock
  • $2,250Common stock
  • $31,021Surplus
  • $91,360Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,226Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,008Income earned, not collected on loans
  • $0Earning assets
  • $3,162Long-term assets (5+ years)
  • $1,162,765Average Assets, year-to-date
  • $110,985Average Assets, quarterly
  • $1,250,109Volatile liabilities
  • $1,271,836Insider loans
  • $1,055,706FHLB advances
  • $1,277,493Loans and leases held for sale
  • $15,665Unused loan commitments
  • $8,746Tier 1 (core) risk-based capital
  • $124,419Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,919Total unused commitments
  • $247,799Restructured Loans and leases
  • $15,639Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $55,111Total interest income
  • $8,595Total interest expense
  • $46,516Net interest income
  • $1,527Provision for loan and lease losses
  • $13,023Total noninterest income
  • $2Fiduciary activities
  • $3,770Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,251Additional noninterest income
  • $33,598Total noninterest expense
  • $16,623Salaries and employee benefits
  • $3,884Premises and equipment expense
  • $13,091Additional noninterest expense
  • $24,414Pre-tax net operating income
  • $0Securities gains (losses)
  • $9,062Applicable income taxes
  • $15,352Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,352Net income attributable to bank
  • $0Net charge-offs
  • $15,352Cash dividends
  • $1,924Sale, conversion, retirement of capital stock, net
  • $5,495Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.78%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 4.03%Net interest margin
  • 1.13%Noninterest income to earning assets
  • 2.91%Noninterest expense to earning assets
  • 1.23%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.95%Pretax return on assets
  • 12.84%Return on equity (ROE)
  • 8.24%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 79.37%Credit loss provision to net charge-offs
  • 13.48%Efficiency ratio
  • 56,430Assets per employee
  • 5.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.79%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 160.70%Noncurrent assets plus other real estate owned to assets
  • 1.51%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 81.05%Net loans and leases to core deposits
  • 84.33%Equity capital to assets
  • 9.87%Core capital (leverage) ratio
  • 9.74%Tier 1 risk-based capital ratio
  • 11.79%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,250,109Average earning assets
  • $119,584Average equity
  • $1,153,926Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $33Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $33Other retirement accounts
  • $33Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 9 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012802Coppermark Bank3333 Northwest Expressway, Oklahoma City, OK 73112December 02, 1963Full Service Brick and Mortar
    1246937Coppermark Motor Branch4712 North West 23rd Street, Oklahoma City, OK 73127September 10, 1970Limited Service Facility
    3246938North Meridian Branch6809 North Meridian Street, Oklahoma City, OK 73116June 26, 1984Limited Service Facility
    4246939West Memorial Road Branch2500 West Memorial Road, Oklahoma City, OK 73134March 01, 1993Full Service Brick and Mortar
    52469404631 Nw 23rd Street Branch4631 Nw 23rd Street, Oklahoma City, OK 73127October 14, 1997Full Service Brick and Mortar
    824694374th Street Branch1245 Southwest 74th Street, Oklahoma City, OK 73139November 16, 1998Full Service Brick and Mortar
    9359415Broadway Branch2201 S. Broadway, Edmond, OK 73013January 29, 2001Full Service Brick and Mortar
    10359868Norman Branch3501 W Robinson, Norman, OK 73072September 18, 2000Full Service Brick and Mortar
    11360636Downtown Branch620 N. Robinson, Oklahoma City, OK 73102October 18, 2000Limited Service Facility
  • 3 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    12362264Preston Road Branch17177 Preston Road, Suite 150, Dallas, TX 75248September 17, 2001Full Service Brick and Mortar
    13439254Plano Branch7400 Preston Rd, Plano, TX 75024March 07, 2005Full Service Brick and Mortar
    14447894Central Branch7702 N. Central Expressway, Dallas, TX 75206January 17, 2006Full Service Brick and Mortar

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