Cornhusker Bank in city_name, state_name - Detailed Financial Reports, Location

Cornhusker Bank in Lincoln, Nebraska (NE)
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Cornhusker Bank routing number info

Cornhusker Bank - Overview

General
FDIC Certificate #: 14264
Status: Active
Federal Reserve ID: 544652
Bank Holding Company (Regulatory Top Holder): Cornhusker Growth Corporation (RSSDID: 2022529, Location: Lincoln, NE)
Date Established: August 24, 1903
WWW: http://www.cornhuskerbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 15361
FDIC's unique #: 8909
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: April 18, 1934
Last Structure Change Effective Date: June 30, 2011
Last Structure Change Process Date: July 07, 2011
Last Data Update: July 07, 2011
Data Source Date: April 05, 2012
Location
Address: 11th And Cornhusker Highway, Lincoln, NE 68501
County: Lancaster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
History of Changes
Change in Primary Regulatory Agency
Change in Supervisory Agency
Institution Becomes a Member of FRS (Federal Reserve System)
Financial Summary
Total assets: $392.9 mil
Equity capital: $32.1 mil
Deposits held in domestic offices: $325.0 mil
Return on assets (ROA): 1.15% ($4.5 mil)
Quarterly return on assets: 1.10% ($4.3 mil)
Return on Equity (ROE): 14.10% ($4.5 mil)
Quarterly return on equity: 13.27% ($4.2 mil)
Net income: $4.3 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 1.18% ($4,636.8 mil)
Quarterly Pretax return on assets: 1.14% ($4,479.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
110Total employees (full-time equivalent)
$392,949Total assets
$23,320Cash and due from depository institutions
$9,494Interest-bearing balances
$91,035Securities
$0Federal funds sold & reverse repurchase agreements
$266,552Net loans & leases
$4,157Loan loss allowance
$0Trading account assets
$5,453Bank premises and fixed assets
$283Other real estate owned
$279Goodwill and other intangibles
$392,949Life insurance assets
$6,027All other assets
$360,868Total liabilities and capital
$325,024Total liabilities
$295,166Total deposits
$325,024Interest-bearing deposits
$96Deposits held in domestic offices
27946.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$6,769Trading liabilities
$0Other borrowed funds
$1,129Subordinated debt
$32,081All other liabilities
$32,081Total equity capital
$32,081Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$16,038Surplus
$15,043Undivided profits
Memoranda
$0Noncurrent loans and leases
$337Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$687Income earned, not collected on loans
$0Earning assets
$1,678Long-term assets (5+ years)
$367,081Average Assets, year-to-date
$85,184Average Assets, quarterly
$372,433Volatile liabilities
$384,113Insider loans
$292,244FHLB advances
$374,146Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$31,532Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$32,399Restructured Loans and leases
$195Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,044Total interest income
$2,962Total interest expense
$14,082Net interest income
$1,640Provision for loan and lease losses
$4,385Total noninterest income
$0Fiduciary activities
$1,251Service charges on deposit accounts
$0Trading account gains & fees
$3,134Additional noninterest income
$12,426Total noninterest expense
$7,097Salaries and employee benefits
$2,267Premises and equipment expense
$3,062Additional noninterest expense
$4,401Pre-tax net operating income
$12Securities gains (losses)
$135Applicable income taxes
$4,278Income before extraordinary items
$0Extraordinary gains - net
$4,278Net income attributable to bank
$0Net charge-offs
$4,278Cash dividends
$1,113Sale, conversion, retirement of capital stock, net
$2,175Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.79%Yield on earning assets
0.83%Cost of funding earning assets
3.96%Net interest margin
1.23%Noninterest income to earning assets
3.49%Noninterest expense to earning assets
1.15%Net operating income to assets
1.15%Return on assets (ROA)
1.18%Pretax return on assets
14.10%Return on equity (ROE)
6.93%Retained earnings to average equity (YTD only)
0.43%Net charge-offs to loans
147.35%Credit loss provision to net charge-offs
5.43%Efficiency ratio
67,288Assets per employee
3.57%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.84%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
605.09%Noncurrent assets plus other real estate owned to assets
0.25%Noncurrent loans to loans
0.25%Net loans and leases to deposits
82.01%Net loans and leases to core deposits
86.63%Equity capital to assets
8.16%Core capital (leverage) ratio
8.43%Tier 1 risk-based capital ratio
10.79%Total risk-based capital ratio
Memoranda
$12Average assets
$372,433Average earning assets
$30,334Average equity
$355,576Average loans

List of branches

9 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8909	Cornhusker Bank	11th And Cornhusker Highway, Lincoln, NE 68501	August 24, 1903	Full Service Brick and Mortar
2	231237	Drive-In Teller's Facility	1300 North 27th Street, Lincoln, NE 68503	Febuary 15, 1974	Full Service Brick and Mortar
3	231238	North Cotner Branch	1600 North Cotner, Lincoln, NE 68505	June 01, 1987	Full Service Brick and Mortar
4	231239	South Street Branch	5555 South Street, Lincoln, NE 68506	January 17, 1989	Full Service Brick and Mortar
6	231241	Legacy Branch	5600 Pioneers Boulevard, Lincoln, NE 68506	June 14, 1996	Limited Service Facility
7	231242	Old Cheney Branch	5701 South 34th Street Ste 100, Lincoln, NE 68516	November 20, 1996	Full Service Brick and Mortar
9	231244	Legacy Terrace Branch	5700 Fremont Street, Lincoln, NE 68504	March 24, 1999	Limited Service Facility
10	430222	Legacy Estate Branch	7200 Van Dorn Street, Lincoln, NE 68506	January 07, 2004	Limited Service Facility
11	472632	Aples Way Branch	6100 Apple's Way, Lincoln, NE 68516	January 17, 2008	Full Service Brick and Mortar

Cornhusker Bank in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Cornhusker Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Cornhusker Bank in Lincoln, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Cornhusker Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Cornhusker Bank in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches