Corus Bank, National Association in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 11, 2009

  • Corus Bank, National Association in Chicago, Illinois (IL)
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Corus Bank, National Association - Overview

  • General
  • FDIC Certificate #: 13693
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: MB Financial Bank, National Association (#3628)
    Federal Reserve ID: 259031
    Date Established: December 31, 1913
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 14 (Interstate: No)
    OTS Docket #: 14152
    FDIC's unique #: 8559
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 11, 1934
    Last Structure Change Effective Date: September 11, 2009
    Last Structure Change Process Date: September 14, 2009
    Last Data Update: September 14, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 3959 North Lincoln Avenue, Chicago, IL 60613
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $7,003.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 522Total employees (full-time equivalent)
  • $8,331,869Total assets
  • $2,139,587Cash and due from depository institutions
  • $2,071,955Interest-bearing balances
  • $1,634,014Securities
  • $100,000Federal funds sold & reverse repurchase agreements
  • $3,783,328Net loans & leases
  • $269,357Loan loss allowance
  • $0Trading account assets
  • $33,282Bank premises and fixed assets
  • $408,987Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $232,671All other assets
  • $8,331,869Total liabilities and capital
  • $7,710,441Total liabilities
  • $7,640,649Total deposits
  • $7,431,345Interest-bearing deposits
  • $7,640,649Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $725Other borrowed funds
  • $0Subordinated debt
  • $69,067All other liabilities
  • $621,428Total equity capital
  • $621,428Total bank equity capital
  • $621,428Perpetual preferred stock
  • $0Common stock
  • $2,327Surplus
  • $621,899Undivided profits
  • Memoranda
  • $-2,798Noncurrent loans and leases
  • $1,710,660Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,027,892Earning assets
  • $188Long-term assets (5+ years)
  • $30,944Average Assets, year-to-date
  • $7,589,297Average Assets, quarterly
  • $1,434Volatile liabilities
  • $8,696,174Insider loans
  • $8,379,498FHLB advances
  • $2,239,272Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $92,500Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,710,660Total unused commitments
  • $8,709Restructured Loans and leases
  • $79,172Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $430,447Total interest income
  • $321,771Total interest expense
  • $108,676Net interest income
  • $623,586Provision for loan and lease losses
  • $11,111Total noninterest income
  • $0Fiduciary activities
  • $9,200Service charges on deposit accounts
  • -$21Trading account gains & fees
  • $1,932Additional noninterest income
  • $69,965Total noninterest expense
  • $24,536Salaries and employee benefits
  • $7,450Premises and equipment expense
  • $37,979Additional noninterest expense
  • -$573,764Pre-tax net operating income
  • $192Securities gains (losses)
  • -$118,323Applicable income taxes
  • -$455,249Income before extraordinary items
  • $0Extraordinary gains - net
  • -$455,249Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $396,471Sale, conversion, retirement of capital stock, net
  • $570Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.18%Yield on earning assets
  • 3.87%Cost of funding earning assets
  • 1.31%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 0.84%Noninterest expense to earning assets
  • -5.24%Net operating income to assets
  • -5.24%Return on assets (ROA)
  • -6.60%Pretax return on assets
  • -52.74%Return on equity (ROE)
  • -52.80%Retained earnings to average equity (YTD only)
  • 9.05%Net charge-offs to loans
  • 157.28%Credit loss provision to net charge-offs
  • 0.13%Efficiency ratio
  • 58,408Assets per employee
  • 15.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -0.13%Loss allowance to loans
  • 6.65%Loss allowance to noncurrent loans
  • 13.28%Noncurrent assets plus other real estate owned to assets
  • 29.25%Noncurrent loans to loans
  • 50.04%Net loans and leases to deposits
  • 49.52%Net loans and leases to core deposits
  • 70.03%Equity capital to assets
  • 7.46%Core capital (leverage) ratio
  • 7.22%Tier 1 risk-based capital ratio
  • 10.18%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $8,696,174Average earning assets
  • $863,219Average equity
  • $8,309,014Average loans

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